San Diego County San Diego CA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to San Diego County, your trusted financial partner located at 1664 Garnet Ave, San Diego, CA 92109. Since our establishment in 1938, we've been dedicated to supporting our community through reliable banking services and a commitment to member satisfaction. With a strong membership base of over 429,218 individuals, we take pride in being a cornerstone of the Pacific Beach neighborhood. At San Diego County, we understand that financial well-being is essential for everyone. That's why we offer a range of services tailored to meet your needs, from personal checking and savings accounts to auto loans and mortgage financing. With total assets exceeding $10 billion, and total deposits of $536,922,463, you can trust that your money is secure with us. Our net worth stands at an impressive $1,799,741,526, ensuring our stability as we continue to grow and serve our members. Under the leadership of CEO Teresa Campbell and Board President Shirley Jackson, our team of 857 employees is committed to providing personalized service and expert financial guidance. We aim to foster lasting relationships within the community while maintaining a friendly atmosphere where you feel valued and appreciated. While members can visit us at our branch location, please note that all official correspondence should be directed to our mailing address if it differs from the branch address (currently there isn't one). Ready to take the next step towards achieving your financial goals? Visit us today or give us a call at 877-732-2848. Discover how we can help you thrive in all your financial endeavors! For more information about our services, check out our website at sdccu.com.

Branch History & Mission

Community Impact

We believe in giving back to the community that has supported us for so long. Our partnerships with local organizations allow us to contribute positively through outreach programs and financial literacy workshops. These efforts help foster economic growth and resilience within San Diego.

Join Us Today!

With operating hours from Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM, we invite you to explore how San Diego County can help you achieve your financial goals. Whether you're looking for a new bank or simply seeking advice on financial matters, we're here for you. Come visit us or call us at 877-732-2848 today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community.

Our Mission

At the heart of San Diego County's mission is a dedication to enhancing the lives of our members through exceptional service and meaningful community engagement. We strive to create lasting relationships built on trust and transparency. Our mission statement emphasizes not only providing outstanding financial products but also investing in initiatives that uplift our community. While members can visit us at our main branch location on Garnet Avenue, official correspondence should be sent to our mailing address if applicable. We understand that convenience is key; therefore, we offer various ways for you to manage your finances easily from online banking to mobile payments.

Branch Location & Accessibility

Call to Action

We invite you to stop by San Diego County today! If you have any questions or need assistance before your visit, feel free to call us at 877-732-2848. Your financial well-being is our priority, and we look forward to serving you soon!

Local Landmarks and Accessibility

Just a short walk from the beautiful Pacific Ocean, our branch is surrounded by popular spots like local restaurants and shops. We understand that accessibility matters, so our branch is designed with features to accommodate everyone. With ADA compliance and easy parking options available, visiting us is a breeze.

Operating Hours and Services

Our doors are open Monday through Friday from 9 AM to 5 PM, and we also welcome you on Saturdays from 9 AM to 2 PM. When you visit, you'll find a friendly team ready to assist with a range of services. From personal banking including checking and savings accounts to auto loans and credit cards with rewards, we are here to support your financial journey. While members can enjoy access to our ATM services right at the branch, please note that we currently do not offer drive-thru banking or shared service center options.

Member Eligibility

At San Diego County, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the San Diego area, you're likely eligible to join us. We take pride in serving our members with care and dedication. As part of our family, you'll enjoy various benefits such as competitive loan rates, personalized service, and access to modern banking tools that make managing your finances easier. To learn more about eligibility details, feel free to visit our website. If you're ready to take the next step and open an account, just reach out to us at (877) 732-2848 or stop by our branch located at 1664 Garnet Ave San Diego Ca 92109. We're excited to help you become part of the San Diego County family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. Whether you're accepting payments online or in-person, our solutions help you manage cash flow efficiently, allowing you to focus on what matters most running your business smoothly. If you're ready to take your business to the next level, visit us at 1664 Garnet Ave San Diego Ca 92109, San Diego, CA, or check out our website at sdccu.com. We're here to empower your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access

We also provide convenient ATM services for quick cash withdrawals and balance checks. With locations nearby and basic ATM access available, getting cash when you need it is simple. At San Diego County, we believe that banking should be accessible and user-friendly. We invite you to visit us at 1664 Garnet Ave San Diego Ca 92109 or give us a call at (877) 732-2848 if you have questions or want more information about any of our services. We're here to help you take charge of your financial journey!

Business Banking

For our entrepreneurial members, we provide robust business banking services, including merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth with customized financial solutions.

Credit Options

Need extra cash? Our personal loans can help consolidate debt or cover unexpected expenses, giving you peace of mind. Plus, with credit cards that offer rewards, you can earn while spending on things you already buy.

Digital Banking Convenience

In today's fast-paced world, having access to your finances on-the-go is crucial. Our online and mobile banking platforms allow you to manage accounts, make payments, and transfer funds easily from anywhere. Whether you're at home or out running errands, our mobile application puts banking right in your pocket.

Home Financing

Homeownership is within reach with our mortgage loans and refinancing options. We guide you through the process, ensuring that you understand every step along the way. Whether you're buying your first home or refinancing an existing mortgage, we make it easy to navigate the complexities of home financing.

Personal Banking Solutions

Whether you're just starting out or looking to manage your finances more effectively, we offer various personal banking options. Our checking and savings accounts are tailored to fit different lifestyles, helping you save for that special vacation or plan for life's unexpected moments. If you're considering a new vehicle, our auto loans and vehicle financing solutions provide competitive rates to get you behind the wheel without breaking the bank.

Digital & Online Banking

Accessibility Anytime

Our commitment to service means that our online banking is available 24/7. You can log in at any time to manage your finances according to your schedule. Whether you're checking a balance late at night or making a payment during lunch, we're here for you. In short, San Diego County provides a complete suite of digital banking options that make managing your money easier than ever. Join us today and experience the convenience of modern banking right from the palm of your hand!

Key Features of Our Digital Services

With our robust online banking system, accessible through https://www.sdccu.com/, you can view your account balances, transfer funds, and pay bills all in real time. If you prefer using your smartphone, check out our mobile application available for download. It provides a user-friendly interface for managing your accounts, making mobile payments, and even sending money to friends or family through our person-to-person transfer feature. We prioritize your security with electronic signature authorization, ensuring that all transactions are safe and verified. Plus, if you opt for e-statements, you'll enjoy quick access to your financial statements without the clutter of paper making it not only convenient but also environmentally friendly.

Financial Strength

Committed Team

We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing personalized assistance tailored to your unique financial situation.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your financial well-being is our top priority.

Growing Membership Base

Total Share and Deposit Accounts stand at 1,011,075, showing a strong and growing member base that trusts us with their finances. This community spirit fuels our mission to keep improving your experience with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 1664 Garnet Ave San Diego Ca 92109 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to continually improve our offerings and provide you with the best possible service.

Robust Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds means you can save with confidence.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $36,604 in used auto loans and $5,561,449,660 in total loans and leases. Whether you're looking to purchase a vehicle or need financing for other needs, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make financing your next vehicle as easy as possible. If you're interested in refinancing an existing auto loan, we can help with that too!

Business Financing

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand your business. Whether it's purchasing equipment or covering operating costs, our loan products are designed to support your success. We pride ourselves on offering competitive rates and flexible repayment options across all our loan products. If you're curious about eligibility or would like more information about refinancing options available for any of our loans, please reach out to us at (877) 732-2848 or visit us at our branch located at 1664 Garnet Ave San Diego Ca 92109 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We provide tailored solutions to fit your specific needs, ensuring that you find the right mortgage product for your financial situation.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. This option provides you with access to funds when you need them most without the burden of collateral.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that every offer presented is fair and transparent. LendMesh prioritizes integrity in lending by only featuring verified data from legitimate financial institutions.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from trusted sources, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can confidently compare options and find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value of using a platform dedicated to providing clear and accurate information. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover options that suit your financial goals. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SAN DIEGO COUNTY CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in San Diego, CA (92109)