San Diego County San Diego CA Credit Union | Best Auto Loans & Rewards Cards

Introduction

Welcome to San Diego County, your trusted financial partner located at 3180 University Ave Ste 100, San Diego, CA 92104. Since our establishment in 1938, we have dedicated ourselves to serving our community with integrity and commitment. Our mission is simple: to empower our 429,218 members with the tools they need for financial success. At San Diego County, we understand that every member's journey is unique. That's why we offer a wide range of services, from personal banking to auto loans and business financing. With total assets exceeding $10 billion, total deposits of $536,922,463, and a net worth of $1,799,741,526, you can trust that your finances are in capable hands. Our experienced team is led by CEO Teresa Campbell and Board President Shirley Jackson, who are passionate about helping you achieve your financial goals. Whether you're looking to open a checking account or explore loan options, we're here to guide you every step of the way. While members can visit us at our branch location, we also prioritize convenience with online and mobile banking options available. Feel free to reach out to us at 877-732-2848 for any inquiries or assistance. Join us today at San Diego County where your financial future matters! Visit our website at sdccu.com for more information on how we can serve you better.

Branch History & Mission

At San Diego County, we have a rich history that dates back to 1938, when our doors first opened to serve the community of San Diego. Located at 3180 University Ave Ste 100 in San Diego, CA 92104, our branch has evolved significantly over the decades, adapting to the changing needs of our members while staying true to our core mission: to provide exceptional financial services and support to our community. From humble beginnings, we have grown into a trusted financial institution with a total membership of over 429,000 individuals. Our commitment to enhancing lives goes beyond just banking; it includes empowering our members through education and community outreach programs. Over the years, we've built strong relationships within the community and are proud of the partnerships we've established to create positive change. Our mission at San Diego County is simple yet profound: we strive to be a member-focused credit union that prioritizes the financial wellbeing of those we serve. We offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. In addition to traditional banking products, we also emphasize digital advancements such as online and mobile banking capabilities that make managing finances easier than ever for our members. While members can visit us at our branch address, any official correspondence should be sent to our mailing address if different. We ensure accessibility for all by adhering to ADA compliance standards in all our facilities. Our operating hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM, offering convenience for everyone looking to take advantage of our services. We understand that having access to your money whenever you need it is essential; that's why we provide ATM availability right here at our branch. Although we currently do not offer drive-thru service or shared service centers, we remain dedicated to serving you in person or through digital means. As part of our ongoing efforts to give back, San Diego County actively participates in various community initiatives aimed at improving local lives. Whether it's supporting local charities or sponsoring events that foster financial literacy, we're committed to making a meaningful impact on the communities we serve. Join us today at San Diego County and experience firsthand how we can help you achieve your financial goals while being an active participant in your community's growth. Together, let's build a brighter future! For more information or inquiries, feel free to reach out at 877-732-2848.

Branch Location & Accessibility

Convenient Access

Our branch offers ample parking options, ensuring that you can stop by without any hassle. We're committed to accessibility, providing features that accommodate everyone, including ADA-compliant ramps for easy entry. Plus, with an ATM available on-site, you can take care of your cash needs swiftly and efficiently.

Friendly Service Hours

We understand that life can be busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 2 PM. This means you can pop in during your lunch break or after work without worrying about making it on time.

Get in Touch

Have questions? Feel free to give us a call at 877-732-2848. Our dedicated team is always happy to help! We invite you to visit us soon and experience firsthand how we can meet your banking needs with warmth and efficiency. Your financial journey starts here!

What We Offer

At San Diego County, we pride ourselves on a wide range of personal banking services tailored just for you. Whether you're looking to open a checking account, secure an auto loan, refinance your mortgage, or explore credit card options with rewards our friendly staff is here to guide you every step of the way. While we do not have drive-thru service at this location, our team is ready to assist you inside.

Member Eligibility

Becoming a member of San Diego County is more than just opening an account; it's about joining a community that cares about your financial well-being. At our branch located at 3180 University Ave Ste 100 San Diego Ca 92104, we welcome individuals who live, work, or worship in our service area, as well as their immediate family members. This means that if you have a connection to our community, you're likely eligible to join us. Membership offers you access to a range of benefits including competitive rates on loans and savings accounts, personalized service, and a commitment to helping you achieve your financial goals. For more details about eligibility criteria, feel free to visit this link. If you're ready to take the next step, you can learn how to open an account by checking out our account opening details or simply give us a call at (877) 732-2848. We look forward to welcoming you into the San Diego County family!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial for any business. Whether you're a retail shop or a service provider, our merchant services streamline payment processing, making it easier for you to serve your customers while keeping your cash flow healthy. With easy access to funds and competitive rates, you can focus on what really matters: growing your business. Visit us at 3180 University Ave Ste 100 San Diego Ca 92104 in San Diego, CA or contact us at (877) 732-2848 to learn how we can assist you with your business banking needs!

Comprehensive List Of Services

Business Banking Solutions

We don't forget about business owners! Our business banking services, which include merchant services and business loans, are designed to support local enterprises in thriving. Whether you're just starting out or looking to expand, we have the resources and expertise to help your business succeed.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why Branch 33 North Park offers robust online and mobile banking features. You can easily access your accounts anytime and anywhere whether it's transferring money between accounts using our person-to-person payment feature or checking your balance on the go. Plus, with ATM access available at numerous locations, withdrawing cash has never been simpler. At San Diego County, we strive to meet all your financial needs under one roof. With our wide array of services ranging from personal banking to business solutions, along with convenient digital access options, we're here to help you achieve your financial goals. Ready to learn more? Give us a call at (877) 732-2848 or visit us today at 3180 University Ave Ste 100 San Diego Ca 92104! Let's take the next step toward securing your financial future together.

Financing Your Dreams

If you're considering buying a vehicle, our auto loans and vehicle financing options can help make that dream a reality. We provide competitive rates and flexible terms to ensure that driving away in your new car is within reach. Additionally, if you're thinking about homeownership, our mortgage loans and refinancing services are here to guide you through the process smoothly. We understand how daunting it can be, so our team is ready to assist you every step of the way.

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having a checking account that not only helps you keep track of your spending but also earns you interest over time. Our savings accounts are designed to help you save for important milestones, whether it's a vacation, a new home, or just an emergency fund.

Simplifying Your Finances

For those who may need extra support managing their finances, we offer personal loans and debt consolidation services. This can be particularly beneficial for anyone looking to simplify their payments or reduce high-interest debts. If you're planning for everyday expenses or special purchases, our credit cards come with rewards that can help you earn while you spend.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances in real-time. You can check balances, transfer funds, and even set up electronic payments all without needing to visit a branch. Plus, our electronic signature authorization feature means you can sign documents securely online, making processes faster and more efficient.

Mobile Convenience

For those who prefer banking on-the-go, our mobile application makes it easy to handle transactions right from your smartphone. You can make mobile payments effortlessly, whether you're out shopping or grabbing coffee with friends. Plus, our person-to-person transfer feature allows you to send money directly to friends and family instantly no cash needed!

Security First

Your security is our top priority. Our digital banking services are designed with the latest security measures to protect your information and ensure safe transactions. You can bank with peace of mind knowing that your data is secure with us. In summary, San Diego County offers a user-friendly online banking experience that fits seamlessly into your lifestyle. Whether you're checking balances, transferring money, or accessing e-statements, our digital services empower you to take control of your finances whenever and wherever you need it. Explore more about what we offer by visiting us at https://www.sdccu.com/!

Stay Organized with E-Statements

Say goodbye to paper clutter! With our e-statements availability, you'll receive your account statements digitally. This not only helps you stay organized but also enhances security by reducing the risk of lost or stolen mail.

Financial Strength

Commitment to Growth

Our commitment to reinvesting in our community is reflected by having $1,772,319,859 in undivided earnings. This allows us to enhance our offerings with innovative banking tools, stronger lending options, and improved security measures tailored to serve our members better. With $36,604 in used auto loans and $5,561,449,660 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member Trust

The trust placed in us is evident with a total of 1,011,075 share and deposit accounts, showing a strong and growing member base that believes in our mission. Net Shares (Funds available for lending and investments) stand at $0, reflecting our commitment to responsible growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 3180 University Ave Ste 100 San Diego Ca 92104 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is underscored by a solid $11,703,648, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees ready to assist you with knowledge and dedication.

Secure Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand your operations. We understand that running a business comes with its unique challenges, and we're here to support you with tailored financing solutions.

Credit Options

For those looking for flexibility, we also provide unsecured credit card loans with a total of $102,088,852 helping members manage their finances effectively. These cards come with various rewards and benefits that make everyday spending more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We aim to streamline the process so you can focus on what matters most creating a home.

Refinancing and Eligibility

We also offer refinancing options for those looking to improve their current loan terms or reduce monthly payments. If you're unsure about your eligibility, our team is ready to assist you every step of the way. You can reach us at (877) 732-2848, or visit us at our branch located at 3180 University Ave Ste 100 San Diego Ca 92104 in San Diego, CA. We are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Let's work together to find the perfect loan solution for you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence guarantees that users receive fair and transparent offers.

SAN DIEGO COUNTY CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in San Diego, CA (92104)