San Diego County Poway CA Credit Union | Top Auto Loans & Mortgage Deals

Introduction

Welcome to San Diego County, your trusted partner in financial well-being. Located at 14099 Stowe Dr, Poway, CA 92064, our branch has been serving the community since 1938. With a strong commitment to our members and a focus on local impact, we proudly support over 429,218 members with their financial needs. At San Diego County Credit Union, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $10,004,354,199, ensuring that we have the resources to help you achieve your financial goals. With $536,922,463 in deposits and a net worth of $1,799,741,526, you can trust us to keep your money safe while helping you grow. Our CEO, Teresa Campbell, and Board President, Shirley Jackson, lead a dedicated team of 857 employees who are here to assist you. Whether you're looking for guidance on loans or simply want to explore our online banking options, we are ready to help. While members can visit us at our Poway branch for all their banking needs, feel free to reach out via phone at 877-732-2848 for any inquiries. We invite you to explore our website at sdccu.com for additional information on our services and offerings. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

Community Involvement

We understand that being part of a community means giving back. That's why we engage in various outreach programs aimed at supporting local initiatives and partnerships. Whether it's sponsoring local events or offering financial education workshops, we strive to make a difference right here in Poway. As we look towards the future, San Diego County remains committed to innovation while staying true to our values. We invite you to join our growing family of satisfied members who enjoy all the benefits of being part of our credit union. Experience personalized service, competitive rates, and a strong sense of community with us. Visit us today or contact us at (877) 732-2848 for more information on how you can become part of the San Diego County family!

Our Evolution

Over the years, San Diego County has experienced significant milestones that reflect our dedication to member service and community involvement. From our humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards, and business banking solutions. As we grew, so did our focus on embracing technology. Today, we offer convenient online and mobile banking services that allow members to manage their finances anytime, anywhere. Our branch is located at 14099 Stowe Dr Poway Ca 92064, making it easy for members to visit us for assistance or to use our ATM services. We are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM, ensuring that you can always find time to meet your banking needs.

Our Mission

At the heart of San Diego County is a commitment to enhancing the lives of our members through personalized service and community support. Our mission is not just about providing financial products; it's about building lasting relationships and making a positive impact in the areas we serve. We believe in fostering financial literacy, encouraging responsible borrowing, and offering resources that help individuals achieve their goals. While members can visit us at 14099 Stowe Dr Poway Ca 92064, official correspondence should be sent to the same address as we do not have a separate mailing location.

Branch Location & Accessibility

Accessibility Features

Our branch ensures that everyone can access our services easily. We are proud to be ADA compliant, featuring ramps and accessible parking spaces. This means you can visit us without any hassle.

Contact Us

Have questions or need assistance? Feel free to give us a call at 877-732-2848! We're here to help you with all your banking needs. Come on down to San Diego County in Poway and experience our welcoming community atmosphere today!

Operating Hours

You can visit us during our lobby hours from Monday through Friday, 9 AM to 5 PM. On Saturdays, we open our drive-thru service from 9 AM until 2 PM. While we currently do not have a drive-thru banking option available at this location, our ATM is ready to serve your cash withdrawal needs anytime.

Parking and Services

We offer ample parking right outside the branch, making it easy for you to pop in whenever you need assistance. Our friendly staff is here to help with various banking needs, including personal accounts, auto loans, mortgages, credit cards, and more.

Member Eligibility

Becoming a member of San Diego County is like opening the door to a welcoming community that prioritizes your financial well-being. If you live, work, or go to school in San Diego County, you're likely eligible to join us! Our membership is open to anyone who shares these connections, allowing you to enjoy personalized service and great financial products tailored just for you. At San Diego County, we focus on fostering relationships that help our members achieve their financial goals, whether it's saving for a dream vacation or buying your first home. The process of joining is straightforward and friendly. You can find all the details about eligibility and how to become a member by visiting us at . Should you have any questions or need assistance, feel free to reach out at (877) 732-2848. We're excited to welcome you into our family at San Diego County, located at 14099 Stowe Dr Poway Ca 92064!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From accepting credit cards to managing payments online, we offer solutions that fit seamlessly into your daily operations. Visit us at 14099 Stowe Dr Poway Ca 92064 in Poway, CA, or call us at (877) 732-2848 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? With our ATM services, accessing cash has never been easier. Whether it's withdrawing cash for groceries or making a quick deposit, our ATMs are available for basic transactions whenever you need them. At San Diego County, we are committed to making banking accessible and straightforward for all our members. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (877) 732-2848 or visit us at our Poway branch today!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options could be just what you need. We offer competitive rates that can help make your dream ride more affordable. Picture yourself cruising down the highway in your new car, knowing that you got a great deal through our financing options.

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. If you're starting or expanding a business, having a reliable partner like us can make all the difference. Picture having access to funds when you need them most, allowing your business to grow without financial setbacks.

Credit Cards with Rewards

Why not get rewarded for spending? Our credit cards with rewards allow you to earn points for every purchase you make. Whether you're planning a vacation or just want to enjoy some perks, these cards offer benefits that enhance your shopping experience.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing services can assist you in navigating the housing market. We provide personalized guidance to help you find the right mortgage product for your situation. Imagine signing the papers on your new home with confidence, knowing you've made an informed decision with our expert help.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can check balances, pay bills, or transfer funds anytime from anywhere no need to visit the branch unless you want to!

Personal Banking

We understand that everyone has different banking needs. Our personal banking services include checking and savings accounts designed to help you easily manage your finances. Imagine opening a new checking account that offers easy online access, so you can check your balance or transfer money from anywhere. With features like e-statements and mobile banking, keeping track of your money is as simple as pulling out your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us. Our personal loans and debt consolidation services are here to ease those burdens. If you're dealing with multiple debts, think about consolidating them into one manageable payment through our flexible loan options. This way, you can focus more on enjoying life rather than stressing about finances.

Digital & Online Banking

Convenient Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that without any hassle. Just a few taps on your mobile device, and your money is on its way! This makes splitting bills or sending gifts easier than ever. At San Diego County, we prioritize security and convenience in all our digital banking services. Enjoy peace of mind knowing that your personal information is protected while you manage your accounts efficiently. Join us today and experience the freedom of banking on your terms!

E-Statements & Mobile Features

Say goodbye to paper clutter! With e-statements available, you can access your financial documents whenever you need them saving time and resources while keeping everything organized. If you're someone who prefers managing finances through their phone, our mobile application offers all the features you need right at your fingertips. From checking balances to mobile payments, we've got you covered.

Online Banking Services

With 24/7 online banking available at https://www.sdccu.com/, you can check balances, pay bills, and transfer funds with just a few clicks. Our user-friendly interface is designed to make your banking experience smooth and straightforward. Plus, if you need to sign any documents, our electronic signature authorization feature ensures that everything is handled securely and conveniently from your device.

Financial Strength

At San Diego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to serving your needs with confidence and reliability. With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $36,604 in used auto loans and $5,561,449,660 in total loans and leases, we support members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 1,011,075, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 14099 Stowe Dr Poway Ca 92064 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments if you're considering switching your current auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. Whether you need funds for equipment or working capital, we are here to support your entrepreneurial journey.

Credit Lines

In addition to traditional loans, we have credit line options available totaling $5,493,048,120, allowing you to access funds when you need them without having to apply for a new loan each time. Our team at San Diego County, located at 14099 Stowe Dr Poway Ca 92064, Poway, CA, is dedicated to helping you find the right loan product that fits your unique situation. For questions or assistance, feel free to reach out at (877) 732-2848. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our services today and see how we can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We offer competitive rates and terms that fit your budget, whether you're a first-time buyer or looking to move into a bigger space.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can make your purchases even more rewarding.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are genuine and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results so users can choose what works best for them without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the loan offers presented are fair and transparent. Each lender is verified, allowing users to trust the information they receive while comparing loans.

San Diego County

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans