San Diego County Oceanside CA Credit Union | Quick Personal Loans & Top Checking

Introduction

Welcome to San Diego County, your trusted partner for all your financial needs! Located at 625 College Blvd, Oceanside, CA 92057, our branch has been proudly serving the community since 1938. With a commitment to helping our members achieve their financial goals, we have grown to a robust membership of 429,218 and total assets reaching an impressive $10,004,354,199. At San Diego County, we understand that banking is not just about numbers; it's about people. That's why we strive to offer personalized services tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or business banking solutions, our dedicated team is here to help you every step of the way. Under the leadership of CEO Teresa Campbell and Board President Shirley Jackson, we pride ourselves on transparency and trustworthiness. Our strong financial foundation is reflected in our total deposits of $536,922,463, net worth of $1,799,741,526, and cash in hand totaling $134,865,200. We aim to create a positive impact in the community by making responsible lending decisions currently holding 136,284 loans and leases. While you can visit us at our branch in Oceanside for all your banking needs, please feel free to reach out via phone at 877-732-2848 for any inquiries or assistance. Explore more about our services by visiting our website at sdccu.com. Join us at San Diego County Credit Union where we are not just a bank; we are a part of your community! Come see how we can help you thrive financially today!

Branch History & Mission

At San Diego County, we take pride in our rich history and unwavering commitment to our community. Established in 1938, our branch has been a cornerstone of financial support and growth for members in Oceanside, California. Located at 625 College Blvd, our branch is easily accessible and situated near local landmarks that highlight the vibrant spirit of our city. Over the years, we've seen tremendous growth, now serving over 429,000 members with total assets exceeding $10 billion. This remarkable journey reflects our dedication to providing exceptional financial services while empowering individuals and families within our community. Our mission is clear: to enhance the financial well-being of our members by offering a wide range of banking solutions tailored to their unique needs. Whether it's personal banking, auto loans, or business financing, we strive to make every interaction meaningful and impactful. While members can visit us at 625 College Blvd for all their banking needs, they can also reach out via phone at 877-732-2848 for assistance or inquiries. Our operating hours are designed with convenience in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. As we move forward into a digital age, we remain committed to enhancing member experiences through innovative technologies. Our online banking and mobile app offer features such as electronic signatures and person-to-person payments, making banking easier than ever. We also ensure that our facilities are ADA compliant so everyone feels welcome here. Community is at the heart of what we do. We actively engage in outreach efforts and partnerships that support local initiatives and charities. By investing in our neighborhoods, we not only strengthen ties but also uplift those around us. Join us on this journey of growth and community support! Experience the difference at San Diego County where your financial goals matter. We invite you to become a member today and enjoy the benefits of being part of a credit union that truly cares about its people.

Branch Location & Accessibility

Welcome to San Diego County, your trusted financial partner located at 625 College Blvd in beautiful Oceanside, California. Our branch is easily accessible and conveniently situated near popular local spots, making it a breeze for you to visit us. Whether you're stopping by after a day at the nearby college or just running errands, we're here to serve your banking needs. At our Oceanside branch, we prioritize your convenience. Parking is readily available, and our facility complies with ADA standards to ensure everyone can access our services comfortably. Although we do not offer drive-thru banking, our friendly staff is always ready to assist you inside during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. While you can find us at this location for all your banking needs, please note that if you need to send any official correspondence, it should be directed to the same address: 625 College Blvd, Oceanside, CA 92057. We're proud to offer a wide range of services designed to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions tailored just for you. Plus, with ATM access available at our branch, withdrawing cash or checking your balance is quick and easy. So why wait? Visit us today at San Diego County in Oceanside or give us a call at 877-732-2848. We look forward to helping you achieve your financial dreams!

Member Eligibility

Becoming a member of San Diego County is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the community we serve, you're already on your way to unlocking a world of benefits! We're committed to supporting our members with personalized service and a range of financial products designed just for you. For those looking for specific eligibility details, we encourage you to visit our website at , where you'll find all the updated information you need. Opening an account is simple and straightforward. Just stop by our branch at 625 College Blvd Oceanside Ca 92057, or give us a call at (877) 732-2848 to learn more about how to get started. Whether you're interested in checking and savings accounts, auto loans, or even credit cards with rewards, we're here to help you every step of the way. Join us at San Diego County today and experience the difference of being part of a supportive financial community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers easily and securely. Our merchant services offer just that allowing you to focus on what you do best: running your business. Whether it's through point-of-sale systems or online payment options, we provide the tools you need to streamline transactions and enhance customer satisfaction. Visit us at 625 College Blvd Oceanside Ca 92057 in Oceanside, CA, or give us a call at (877) 732-2848 to learn more about how our business banking services can empower your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever. You can find the right loan that fits your budget, allowing you to hit the road without breaking the bank. With competitive rates and flexible terms, financing your dream vehicle is just a step away.

Business Banking

Entrepreneurs will appreciate our robust business banking services, which include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to help fuel your business's success with tailored financial solutions.

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power; they provide benefits that can enhance your lifestyle. Earn points on everyday purchases and redeem them for travel, cash back, or gift cards. It's a simple way to get more from your spending!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their existing mortgage, we provide comprehensive mortgage loans tailored to your unique situation. Our knowledgeable team will guide you through the process, ensuring you find the best option for your needs. Picture owning a home with confidence, knowing you've made an informed choice.

Online & Mobile Banking

We prioritize convenience through our online and mobile banking platforms. With features like person-to-person payments, electronic statements, and easy access to ATM services for withdrawals and balance checks, managing your money has never been simpler. At San Diego County, we believe in empowering our members with the tools they need for financial wellness. If you're ready to explore how we can help you reach your goals, feel free to give us a call at (877) 732-2848 or visit us at our branch in Oceanside, CA! Let's start building a brighter financial future together!

Personal Banking

Whether you're looking to manage your daily expenses or save for future plans, our personal banking services have you covered. We offer checking and savings accounts designed for easy access and growth. Imagine easily managing your finances with online and mobile banking options that let you check balances, transfer funds, and pay bills right from your phone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or wish to consolidate debt, our personal loans can be a helpful solution. We understand life can throw curveballs, and having quick access to funds can ease stress. Let us assist you in crafting a plan that works for you so you can focus on what truly matters.

Digital & Online Banking

Key Features

Visit us at https://www.sdccu.com/ to explore our robust online banking options that empower you to handle your financial needs without the hassle of traditional banking hours. Our 24/7 online banking service ensures you can check balances, transfer funds, and pay bills whenever it suits you. Plus, with electronic signature authorization available, signing important documents has never been simpler or more secure. For those who prefer paperless options, we provide e-statements for quick access to your account information without cluttering your mailbox. This not only keeps your data organized but also helps the environment it's a win-win!

Mobile Banking Made Easy

Our mobile application brings the bank right to your pocket. You can make mobile payments easily, whether you're shopping in-store or online. And if you need to send money to friends or family, our person-to-person transfer feature makes it effortless and quick. With all these tools at your disposal, managing your finances becomes straightforward and efficient. The best part? You can do it all while enjoying peace of mind knowing that your information is protected by top-notch security measures. At San Diego County, we are committed to providing accessible, easy-to-use services that enhance your banking experience. Join us today and discover how our digital and online banking solutions can simplify your life!

Financial Strength

At San Diego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your financial future is in good hands with us. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,794, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize the security of your savings. Members' funds are protected through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, which provide stable and rewarding growth opportunities. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, we ensure our resources are dedicated to benefiting you through better loan rates and exclusive perks. With $1,772,319,859 in undivided earnings, we continuously reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust, featuring $36,604 in used auto loans and $5,561,449,660 across various sectors, helping you achieve your financial goals. Our operational efficiency is evident with a reported $0, allowing us to keep offering competitive loan rates and solid products tailored for you. We also take pride in having 831 full-time employees and 26 part-time employees ready to serve you with knowledge and commitment. We have a strong member base with a total of 1,011,075 share accounts, reflecting the trust placed in us by our community. This trust fuels our ability to lend effectively; currently, our Net Shares available for lending stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 625 College Blvd Oceanside Ca 92057 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, ensuring that you find the perfect fit for your lifestyle and budget.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and are committed to offering tailored solutions that can help them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our options. Whether it's a vehicle loan or mortgage, our team can assist you in finding better terms that suit your current financial situation. At San Diego County, we're dedicated to supporting our members with personalized service and reliable financial products. If you have questions or need assistance regarding any of our loan offerings, please don't hesitate to reach out at (877) 732-2848. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you succeed financially!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. These credit card options come with rewards and low-interest rates, making it easier for you to keep track of your spending while enjoying additional benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This approach not only enhances transparency but also instills confidence in users when making decisions. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, helping them make informed choices tailored to their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers presented are fair and transparent. By pulling data only from reputable financial institutions, LendMesh guarantees that users receive accurate information that reflects current market conditions.

San Diego County

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans