San Diego County National City CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to San Diego County, located at 2525 E Plaza Blvd, National City, CA 91950. Since our establishment in 1938, we have been dedicated to serving our community with reliable financial solutions tailored for every member's needs. With a strong membership base of 429,218 individuals, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. At San Diego County, we understand the importance of stability and growth in your finances. Our total assets stand at an impressive $10,004,354,199, with total deposits reaching $536,922,463. This solid foundation allows us to offer diverse products, including auto loans and mortgage financing, ensuring you have access to what you need when you need it most. Our commitment is reflected in our net worth of $1,799,741,526, showcasing our strength and resilience in supporting our members. Led by our CEO, Teresa Campbell, and Board President, Shirley Jackson, our team of 857 employees is dedicated to providing exceptional service. We strive to create meaningful connections with our members while offering essential services like online banking and mobile payments for added convenience. We invite you to visit us or call us at 877-732-2848 to learn how we can assist you today. Whether you're looking to open a new account or explore loan options, we're here to help every step of the way. Join us at San Diego County where your financial success is our priority! For more information about our services and offerings, check out our website at sdccu.com.

Branch History & Mission

At San Diego County, we take pride in our rich legacy and commitment to serving the community. Since opening our doors in 1938, located at 2525 E Plaza Blvd, National City, CA, we have grown from a small group of dedicated members into a robust credit union with over 429,000 members today. Our journey has been marked by significant milestones that reflect our dedication to providing outstanding financial services and support to our community. Our mission is simple yet powerful: to empower our members with accessible financial solutions while fostering a spirit of community. We strive to offer a variety of services that cater to personal and business needs alike. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, our offerings are designed to help you achieve your financial goals. Our commitment extends beyond just banking; we actively engage in outreach programs and partnerships that aim to uplift those around us. While members can visit us at our branch location, official correspondence should be sent directly to our mailing address if different. We ensure that all our operations are ADA compliant and user-friendly. Our operating hours make it easy for everyone to access our services: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 2 PM. Although we do not have drive-thru banking available at this location, we provide ATM services for quick cash withdrawals and balance checks. As part of the larger San Diego County family, headquartered in San Diego, CA, we continually invest in digital advancements such as online banking and mobile payment options. These innovations enhance your experience and give you greater control over your finances. We invite you to join us on this journey of growth and community support. Experience firsthand the benefits of being a member of San Diego County. Together, we can build a brighter financial future for you and your family! For any inquiries or assistance, feel free to reach out at 877-732-2848.

Branch Location & Accessibility

Welcome to San Diego County, conveniently located at 2525 E Plaza Blvd National City Ca 91950 in beautiful National City, CA! Our branch is nestled in the heart of San Diego, making it easy for you to access all your banking needs. Whether you're heading to work or running errands, you'll find us close to local landmarks that make our location familiar and accessible. At San Diego County, we prioritize your convenience. With ample parking available, you can easily stop by without any hassle. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services comfortably. We understand that busy schedules can make it tough to find time for banking. That's why we offer flexible operating hours! You can visit us Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 2 PM, making it easier than ever to manage your finances. If you prefer handling transactions on the go, we also provide ATM services for quick cash withdrawals and balance checks. While you're here, feel free to explore the various services we offer from personal banking solutions like checking and savings accounts to auto loans, mortgage options, and credit cards with rewards. We're dedicated to helping you meet your financial goals with a personal touch. If you have any questions or need assistance, don't hesitate to reach out. Call us at (877) 732-2848 or stop by the branch we'd love to meet you! Your financial journey begins here at San Diego County, where we're committed to supporting our community one member at a time.

Member Eligibility

At San Diego County, we believe that becoming a member means joining a caring community where your financial needs are truly understood. If you're looking to become part of our family, eligibility is straightforward! Whether you live, work, or attend school in the area, you can enjoy the benefits of membership. We also welcome immediate family members of current members, making it easy to share the advantages of banking with us. For more detailed information about who qualifies, feel free to check out our eligibility criteria. Opening an account with us is simple and welcoming. You can start your journey toward financial empowerment by visiting our branch at 2525 E Plaza Blvd National City Ca 91950 or giving us a call at (877) 732-2848. Our friendly team is here to guide you through every step of the process, ensuring that your experience is smooth and enjoyable. Join us today and discover the many ways San Diego County can support your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we provide essential merchant services that simplify your payment processes. Whether you're a small retail shop or a growing service provider, our solutions help you accept payments easily and efficiently, allowing you to focus on what you do best: running your business. Located at 2525 E Plaza Blvd National City Ca 91950 in National City, CA, we are here to support your journey with personalized financial solutions. Reach out today at (877) 732-2848 and let's discuss how we can assist your business in reaching its goals!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're running a business or planning to start one, we understand the unique challenges entrepreneurs face. Our Business Banking services, including Merchant Services and Business Loans, are crafted to support local businesses like yours in growing and thriving in today's market.

Convenient Access Anytime

We understand that convenience matters. That's why we offer various ways for you to access your accounts and conduct transactions smoothly. Our ATM & Cash Withdrawal Services ensure that cash is always within reach whenever you need it. Plus, with features like basic ATM access for withdrawals and balance checks available 24/7, managing your finances has never been easier.

Empowering Financial Growth

Life can throw unexpected expenses your way, which is why we also offer Personal Loans & Debt Consolidation services. These loans can help manage unplanned costs or streamline existing debt into one manageable payment, giving you more control over your finances. Don't forget about our Credit Cards with Rewards, which not only allow you to make purchases but also earn points that can be redeemed for exciting rewards. It's a smart way to spend while saving!

Get Started Today!

We invite you to explore all the fantastic services offered at Branch 38 National City. If you have any questions or need assistance with opening an account or applying for a loan, please don't hesitate to reach out! You can call us at (877) 732-2848 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Your financial journey starts here let's take it together!

Personal Banking Solutions

Navigating personal finances can be challenging, but with our comprehensive personal banking services, you can find peace of mind. We offer Checking & Savings Accounts designed to help you manage your money effectively while earning interest on your savings. Imagine having easy access to your funds through Online & Mobile Banking, allowing you to check balances and transfer money at any time from anywhere. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. This means you can drive away in your dream vehicle without stretching your budget too thin. For those thinking about homeownership, our Mortgage Loans & Refinancing solutions can help you secure the perfect loan for your needs, making the path to owning a home easier than ever.

Digital & Online Banking

Convenient Online Access

With just a few clicks, you can access all your account information through our online banking portal at https://www.sdccu.com/. Whether you're checking balances, transferring funds, or paying bills, our platform is user-friendly and secure. Plus, enjoy the flexibility of 24/7 online banking services that let you manage your finances whenever it suits you.

Mobile Banking on the Go

For members who prefer banking on their mobile devices, we offer a robust mobile application available for download. This app allows you to perform everyday transactions right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. You can also set up mobile payments for added convenience during your shopping trips.

Secure and Efficient Features

Your security is our top priority. With electronic signature authorization available, signing documents is easier than ever while keeping your information safe. We also offer e-statements so you can go paperless and keep track of your finances in an organized way. Whether you're at home or on the move, San Diego County ensures you have the tools needed for real-time account management and financial peace of mind. Join us today and experience how our digital banking solutions can enhance your banking experience!

Financial Strength

Commitment to Continuous Improvement

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further illustrated by the $36,604 in used auto loans and $5,561,449,660 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings and Growth Opportunities

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $11,703,648, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Trust

The total share accounts reflect the trust our community places in us currently standing at 1,011,075. This growing member base underscores the reliability of San Diego County, highlighting how we consistently meet the needs of those we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 2525 E Plaza Blvd National City Ca 91950 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or looking for a reliable used option, our competitive rates and flexible terms make it easier than ever to drive away with your next car.

Business Financing

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business, we are here to support your ambitions. If you're interested in refinancing any existing loans or would like to explore eligibility options for our various loan products, please reach out to us at (877) 732-2848 or visit us at our branch located at 2525 E Plaza Blvd National City Ca 91950 in National City, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure that you find the best fit for your financial situation.

Unsecured Credit Cards

Managing everyday expenses can be tricky, but we also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make your purchases more rewarding.

Loan Aggregator

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Real-Time Rate Comparisons

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SAN DIEGO COUNTY CREDIT UNION - National City, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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