San Diego County Mission Viejo CA Credit Union | Affordable Vehicle Loans & Easy Personal Banking

Introduction

Welcome to San Diego County, where we believe in building strong financial futures for our community. Located at 23982 Alicia Pkwy, Mission Viejo, CA 92691, our branch, known as Branch 42 Mission Viejo, has been a reliable partner for individuals and families since 1938. With a total membership of 429,218, we are committed to serving you with personalized banking solutions tailored to your needs. At San Diego County, we pride ourselves on our impressive financial standing. Our assets total over $10 billion, with $536,922,463 in deposits and a net worth of $1,799,741,526. This solid foundation allows us to offer competitive loans and services that empower our members. We currently manage 136,284 loans and leases, helping our members achieve their dreams be it through home purchases or vehicle financing. Our dedicated team of 857 employees, led by CEO Teresa Campbell and Board President Shirley Jackson, works tirelessly to ensure you receive the best service possible. We value each relationship we build and are here to provide support when you need it most. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 23982 Alicia Pkwy, Mission Viejo, CA 92691-3942. Explore everything we have to offer at sdccu.com. Whether you're looking for checking accounts, auto loans, or personal loans, we're ready to assist you every step of the way. Feel free to call us at 949-305-4932 for any questions or visit us during lobby hours from Monday to Friday between 9 AM and 5 PM. Let's build a brighter financial future together!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the San Diego County family. Experience firsthand the benefits of membership whether you're seeking financial advice, looking for competitive loan rates, or wanting to feel secure with your savings. Together, let's build a stronger community one member at a time. For more information or assistance, feel free to reach out at 949-305-4932 or visit us online at sdccu.com. Welcome aboard!

Our Evolution

Since opening our doors, San Diego County has continuously evolved to meet the needs of our members. We started as a small credit union focused on serving local families and businesses. Over the decades, we have expanded our offerings to include a full suite of financial services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With total assets now exceeding $10 billion, we are proud to support our members' diverse financial needs while maintaining a strong foundation for future growth. Our branch operates from Monday through Friday from 9 AM to 5 PM, making it convenient for members to visit us. We also offer ATM services for quick access to cash whenever you need it. Although we do not have drive-thru service or a shared service center at this location, our team is always ready to assist you in person or through digital platforms.

Our Mission

At the heart of San Diego County's mission is our dedication to empowering individuals and families in achieving their financial goals. We believe that everyone deserves access to quality financial services and resources that can enhance their lives. That's why we focus on providing personalized solutions that fit each member's unique circumstances. We are committed to making a positive impact in the Mission Viejo community through various outreach initiatives and partnerships. From educational workshops on financial literacy to supporting local charities and events, we strive to be more than just a credit union; we aim to be a pillar of support for all residents.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We understand that life can be busy! That's why we're open Monday through Friday from 9 AM to 5 PM. Whether you need to make a quick deposit or have questions about our services, our dedicated team is ready to assist you during these hours.

Convenient Access

Our branch is designed with your comfort in mind. We offer ample parking space, ensuring that you can visit us without any hassle. The facility is fully ADA compliant, featuring ramps and accessible entrances, so everyone can easily access our services.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 949-305-4932. We're always happy to help! We invite you to stop by our branch or visit us online at SDCCU for more information on how we can support your financial journey. We look forward to welcoming you soon!

Services Tailored for You

At San Diego County, we provide a wide range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got it all. Plus, with our convenient ATM services available on-site, accessing cash has never been easier. While you're here, feel free to ask about our online and mobile banking options that allow you to manage your finances right from your phone or computer.

Member Eligibility

At San Diego County, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is simple and open to anyone who shares our values. Generally, individuals who live, work, or worship in the area are eligible to join us. This means if you're part of our vibrant Mission Viejo neighborhood or surrounding regions, you can easily become one of us! Membership opens the door to exclusive benefits like competitive loan rates, personalized service, and access to various financial products designed just for you. To get started on your journey with us at San Diego County, simply visit us at 23982 Alicia Pkwy Mission Viejo Ca 92691 or give us a call at (949) 305-4932. If you're looking for detailed information about eligibility criteria, check out our resource here. We're here to help guide you through the account opening process, ensuring it's as easy and straightforward as possible. Join our family today and experience the difference that being a member of San Diego County can make in your financial life!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide robust merchant services that simplify payment processing for your business. Imagine running your operations without worrying about whether customers can easily pay you. Our merchant services make transactions smoother, allowing you to focus on what you do best growing your business. Partner with us at San Diego County and experience how our business banking and commercial services can be a vital part of your success story. For more information, visit us online or call us at (949) 305-4932.

Comprehensive List Of Services

ATM Services

Need cash? Our ATM services allow you easy access for withdrawals and balance checks without any hassle. Plus, our locations are designed for accessibility so you can get what you need whenever it's convenient for you. At San Diego County, we strive to meet all of your financial needs under one roof while ensuring exceptional service every step of the way. If you're ready to explore how we can help simplify your banking experience, don't hesitate! Call us at (949) 305-4932 or visit us at Branch 42 Mission Viejo today!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, San Diego County offers competitive auto loans and vehicle financing options. Picture driving off in your dream car with manageable monthly payments that fit within your budget. We work with you to ensure that the loan process is straightforward and transparent.

Business Banking Solutions

For entrepreneurs and business owners, we provide comprehensive business banking solutions including merchant services and business loans. We understand that running a business comes with its challenges; that's why we're here to support you with tools that make banking easier, allowing you to focus on what matters most growing your business.

Credit Cards with Rewards

Our credit cards not only offer convenience but also rewards for everyday purchases. Whether you're booking travel or shopping for groceries, you can earn points that turn into valuable rewards. It's a great way to get more out of your spending while enjoying the benefits of responsible credit use.

Easy Access with Online & Mobile Banking

We know convenience is key in today's fast-paced world. With our online and mobile banking services, managing your finances has never been easier. You can pay bills, transfer money between accounts, and even deposit checks right from your smartphone all from the comfort of home or on-the-go.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans come with flexible terms and rates that can help make homeownership more affordable. Our experienced staff can guide you through every step, from application to closing, ensuring you feel confident in your investment.

Personal Banking Services

For those looking to manage their finances with ease, our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having access to your funds anytime, anywhere through our robust online and mobile banking platforms. You can quickly check balances, transfer funds, or even set up alerts for when your account reaches a certain threshold.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy, providing quick access to cash when you need it most. If you're juggling multiple debts, consider our debt consolidation options to simplify payments and potentially lower interest rates making it easier to regain control of your finances.

Digital & Online Banking

Key Features

Our online banking platform offers a user-friendly experience that allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of electronic statements, which are readily available for you to review whenever you need them. No more waiting for paper statements in the mail! If you're on the go, our mobile application makes banking even simpler. With features like mobile payments, you can make purchases directly from your phone without needing cash or cards. Plus, our person-to-person transfer feature lets you send money to friends or family instantly, making it easy to split bills or share expenses.

Security and Accessibility

Your security is our priority. We offer electronic signature authorization for transactions, ensuring that your information remains protected while providing a quick way to sign important documents. You can rest easy knowing that all your transactions are safeguarded with advanced security measures. Whether you're at home or out and about, our digital banking options ensure that you're always in control of your finances. Experience the ease and accessibility of banking with San Diego County today! For more details about our services, visit us at https://www.sdccu.com/ or give us a call at (949) 305-4932.

Financial Strength

A Growing Community

We're thrilled to serve a robust community of members boasting 1,011,075 total share accounts which shows the trust people place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 23982 Alicia Pkwy Mission Viejo Ca 92691 or call (949) 305-4932 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Innovation

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means we're not only maintaining what we have but also building for the future.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees. This dedicated team is always ready to assist you with any inquiries or needs you may have.

Secure Savings Options

Your savings are secure with us! Members' funds are backed by $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals across various sectors. We proudly offer $36,604 in used auto loans and $5,561,449,660 in total loans and leases. This breadth of offerings ensures that whether you're looking to purchase a vehicle or explore other financing options, we've got you covered.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand your business. Furthermore, if you're interested in refinancing any existing loans or exploring eligibility options, our dedicated team is here to assist you. At San Diego County, we strive to offer personalized service tailored to each member's financial situation. You can visit us at our branch located at 23982 Alicia Pkwy Mission Viejo Ca 92691, Mission Viejo, CA, or give us a call at (949) 305-4932 during our operating hours from Monday through Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure a loan that works for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We have financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We guide you through the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to spend when needed while providing an opportunity to build your credit score.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, which helps them make better choices about their finances. Thousands of users trust LendMesh for loan comparisons, with one member sharing: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a comparison tool like LendMesh in today's lending environment. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers tailored to their needs. LendMesh prioritizes verified data by only featuring loan offers from legitimate financial institutions. This means users can trust that the information they see is accurate and relevant. Additionally, LendMesh does not have sponsored listings; lenders are not prioritized based on paid promotions. The goal is to provide truly unbiased results so that users can compare loans without any hidden agendas.

San Diego County

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans