San Diego County Laguna Niguel CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to San Diego County, located conveniently at 32341 Golden Lantern Ste A, Laguna Niguel, CA 92677. Established in 1938, our credit union has been a pillar of support for the community, fostering financial wellness for over 429,000 members. With total assets reaching an impressive $10,004,354,199, we pride ourselves on delivering exceptional service tailored to meet your unique financial needs. At San Diego County, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to you is evident through our robust financial standing boasting $536,922,463 in total deposits and a net worth of $1,799,741,526. Our team of dedicated professionals, led by CEO Teresa Campbell and Board President Shirley Jackson, is here to ensure that your experience is both satisfying and beneficial. While members can visit us at our branch address for all their banking needs, we encourage you to reach out at 877-732-2848 if you have any questions or require assistance. We're here to support you during business hours from Monday to Friday 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Join us as we continue to make a positive impact in Laguna Niguel and beyond. Whether you're looking for loans or just want advice on managing your finances better, we're here for you every step of the way. Explore more about what we offer by visiting our website at sdccu.com.

Branch History & Mission

Join Us!

With convenient operating hours from Monday to Friday, 9 AM to 5 PM, and Saturday hours from 9 AM to 2 PM for drive-thru services, we're here when you need us. Plus, enjoy easy access to ATMs for quick transactions. We invite you to become part of the San Diego County family. Experience firsthand how we prioritize member service while providing essential financial products designed with your needs in mind. Call us at (877) 732-2848 or visit us online at http://www.sdccu.com to learn more about how we can help you thrive financially!

Our Evolution

From our humble beginnings in 1938, San Diego County has seen remarkable growth. We have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Today, our total assets stand at an impressive $}, reflecting our commitment to both our members and the community we serve. Our branch has adapted to the needs of modern banking by embracing technology while ensuring that we remain accessible to all. We are proud to offer online and mobile banking services, making it easier than ever for our members to manage their finances on the go.

Our Mission

At San Diego County, our mission is simple: we aim to empower our members through financial education and support while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's buying a home, financing a vehicle, or saving for the future. We actively participate in community outreach efforts and partnerships that enhance the well-being of Laguna Niguel and its surrounding areas. By investing in local initiatives and supporting various causes, we strive to make a positive impact beyond just banking. While you can visit us at our main location in Laguna Niguel for all your banking needs, official correspondence should be sent to nan, nan, nan nan, if different from 32341 Golden Lantern Ste A Laguna Niguel Ca 92677.

Branch Location & Accessibility

Convenient Access and Parking

At our Laguna Niguel location, you'll find ample parking available to make your visit as smooth as possible. The branch is fully accessible, featuring ADA-compliant entrances and ramps to ensure everyone can take advantage of our services comfortably.

Get In Touch

Whether you're looking to open a new account or need help with existing services, feel free to reach out! You can contact us at 877-732-2848 for any inquiries or simply drop by our branch. We look forward to welcoming you at San Diego County and assisting you with all your banking needs!

Operating Hours and Services

We understand that life can get busy, which is why we're here for you during convenient hours. Join us Monday through Friday from 9 AM to 5 PM, or stop by on Saturdays from 9 AM to 2 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly team is ready to help. While we don't have drive-thru service at this location, we do offer ATM access for quick transactions such as cash withdrawals and balance checks. If you prefer online banking or mobile payment options, we've got you covered there too!

Member Eligibility

At San Diego County, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family. If you live, work, or attend school in the areas we serve, you might already be eligible to become a member! We welcome individuals from various backgrounds, so whether you're looking for personal banking solutions or business services, you'll find a home here. To discover the specific eligibility criteria and see if you qualify, feel free to check out more details at . Becoming a member is simple and rewarding! When you join San Diego County, you gain access to exclusive benefits tailored to your financial needs like competitive rates on loans and savings accounts. Plus, our friendly team is here to help you every step of the way. If you're ready to start your membership journey or have any questions, don't hesitate to reach out at (877) 732-2848. We're excited to welcome you to our community at 32341 Golden Lantern Ste A Laguna Niguel Ca 92677!

Business Banking & Commercial Services

At San Diego County, we understand that running a business is both rewarding and challenging. That's why we offer tailored business banking solutions designed to help you thrive. Whether you're starting fresh or looking to expand, our commercial loan options are here to fuel your growth. Imagine securing funding that allows you to hire new employees, invest in state-of-the-art equipment, or even open a new location. Our members have accessed over $174 in commercial loans, empowering them to take bold steps towards success. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses. Beyond loans, we offer essential merchant services that simplify your daily operations. Picture a seamless payment process that enhances customer satisfaction and helps you manage transactions effortlessly. At San Diego County, we're dedicated to providing the resources you need so you can focus on what matters most growing your business right here in Laguna Niguel, CA.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM & Cash Withdrawal Services ensure easy access to funds when you're on the go. With basic ATM access for withdrawals and balance checks available at various locations, you'll always have what you need right at your fingertips. At San Diego County, we pride ourselves on being more than just a credit union; we're a community partner invested in your financial journey. If you're ready to experience personalized service and comprehensive financial solutions, reach out today at (877) 732-2848 or visit us online at Branch 26 Laguna Niguel. Let's take the next step together toward achieving your financial dreams!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options can make that dream a reality. With competitive rates and flexible terms, we help you drive away in the vehicle you've always wanted without straining your budget.

Business Banking

For entrepreneurs and business owners, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. We understand that running a business requires specialized support, so we're here to ensure you have access to the resources needed for success.

Credit Cards with Rewards

Our Credit Cards with Rewards are perfect for everyday purchases. Earn points on every dollar spent and redeem them for travel, shopping, or cash back. It's an easy way to make the most out of your spending while enjoying added benefits.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills directly from your smartphone, banking has never been easier.

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're looking to refinance, our Mortgage Loans & Refinancing services provide the support you need. We'll work with you to find the right mortgage product that suits your financial situation, helping you secure a place to call home.

Personal Banking

We understand that banking should fit seamlessly into your life. That's why we offer personal banking services like Checking & Savings Accounts that help you manage your day-to-day expenses while building savings for tomorrow. Imagine having peace of mind knowing your money is secure and easily accessible whenever you need it.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come in handy. Whether it's funding a big purchase or consolidating debt for easier management, we're here to help simplify your finances.

Digital & Online Banking

Key Features for Your Convenience

We offer a range of features that make banking simple and stress-free. For instance, our e-statements feature lets you receive your statements electronically, reducing clutter and making it easier to manage your financial documents. Plus, with electronic signature authorization, signing important documents is quick and hassle-free no more printing or mailing! If you're looking for a way to send money quickly to friends or family, our person-to-person transfers are just a few clicks away. You can easily send cash directly from your account using our app or website. And speaking of our app, it's available for download on most mobile devices. This means you can manage your accounts anytime you want, right from your phone.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your personal information while making it easy for you to access what you need. Our mobile payments feature allows for safe transactions without ever needing to pull out your wallet. By choosing San Diego County, you're not just getting banking services; you're gaining access to a user-friendly experience that puts control back in your hands. Discover how easy banking can be by visiting us online today!

Financial Strength

Committed to Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $36,604 in used auto loans and $5,561,449,660 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This is more than just numbers; it means that we are equipped to support your financial needs now and in the future.

Strong Member Base

Total Share Accounts stand at 1,011,075, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to improve constantly and provide the best possible service. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 32341 Golden Lantern Ste A Laguna Niguel Ca 92677 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring that you can find the right financing solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to supporting your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. Our team is here to guide you through the process, making it easier than ever to secure a loan that works for you.

Refinancing Options

If you're looking to lower your monthly payments or access equity in your home or vehicle, we also provide refinancing options across our loan products. Our team can help assess your eligibility and find solutions that best fit your financial situation. Feel free to reach out to us at (877) 732-2848, or visit us at 32341 Golden Lantern Ste A Laguna Niguel Ca 92677 in Laguna Niguel, CA. Let's work together on finding the right financial solutions for you! Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. This option provides a convenient way to handle unexpected expenses while offering peace of mind with straightforward repayment plans.

Loan Aggregator

Benefits of Using LendMesh

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SAN DIEGO COUNTY CREDIT UNION - Laguna Niguel, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans