San Diego County La Mesa CA Credit Union | Affordable Auto Loans & Mortgage Refinancing

Introduction

At San Diego County, we believe in building strong relationships with our members and the community. Located at 8555 Fletcher Pkwy Ste 101, La Mesa, CA 91942, our branch has been a trusted financial partner since 1938. With a commitment to exceptional service, we proudly serve over 429,218 members, ensuring that their financial needs are met with care and expertise. Under the leadership of our dedicated CEO, Teresa Campbell, and Board President, Shirley Jackson, we have fostered a culture of trust and reliability. Our total assets stand at an impressive $10,004,354,199, allowing us to provide a wide range of services tailored to fit every member's unique needs. With total deposits of $536,922,463 and cash in hand amounting to $134,865,200, we are well-equipped to support your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we have you covered. Our extensive portfolio includes 136,284 loans and leases designed to help you achieve your financial goals. Additionally, we prioritize innovation through our online and mobile banking options, making it easier for you to manage your finances on the go. While members can visit us at our La Mesa branch for personalized service during lobby hours from Monday to Friday (9 AM - 5 PM) and Saturday (9 AM - 2 PM), official correspondence should be directed to our mailing address if different. Join us today at San Diego County where your financial success is our mission! For more information or assistance, feel free to call us at 877-732-2848 or visit our website at sdccu.com. Let's build a brighter financial future together!

Branch History & Mission

Join Us!

As we continue to grow and adapt to the changing needs of our members, we invite you to be part of this inspiring journey. Whether you are looking for personal banking solutions or wish to explore business opportunities, San Diego County is here for you every step of the way. Visit us today or call us at 877-732-2848 to learn more about how you can benefit from being a member of our vibrant credit union community!

Our Evolution

From the very beginning, we aimed to provide more than just financial services; we wanted to create a supportive environment where families and individuals could thrive. Over the decades, we've expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services. Each service is designed with our members' needs in mind, ensuring they have access to tools that help them achieve their financial goals. In addition to traditional banking options, we have embraced digital advancements. Our online and mobile banking platforms make managing finances easy and accessible. Members can enjoy features like mobile payments and e-statements right at their fingertips. We also ensure our facilities comply with ADA standards, welcoming everyone into our branch.

Our Mission

The core mission of San Diego County is simple yet powerful: to empower individuals and families by providing exceptional financial services while actively supporting our local community. We believe that when our members succeed, so does the community as a whole. This commitment drives us to engage in various outreach programs and partnerships that contribute positively to La Mesa and beyond. While members can visit us at 8555 Fletcher Pkwy Ste 101, official correspondence should be sent to this same address as we do not have a different mailing address available.

Branch Location & Accessibility

Accessibility Features

At San Diego County, we prioritize making banking convenient and comfortable for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that all members can easily access our services.

Contact Us

For any inquiries or assistance before visiting, feel free to call us at 877-732-2848. We're always happy to answer your questions or guide you on how best to utilize our services. So come on down to San Diego County in La Mesa today! We look forward to welcoming you into our community and helping you with all your banking needs.

Operating Hours

We're here to serve you during the week! Visit us Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 2 PM. Whether you need assistance with personal banking or have questions about loans and services, our friendly staff is ready to help you during these hours.

Services Offered

While you're at our La Mesa location, take advantage of a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we provide solutions that fit your lifestyle. Need cash? We have an ATM available for quick withdrawals and balance checks right outside our door. Although we don't offer drive-thru service at this branch, our interior setup makes it easy to get in and out quickly.

Member Eligibility

At San Diego County, we believe that becoming a member is like joining a caring community where your financial needs are met with warmth and understanding. To be eligible for membership, you simply need to live, work, or worship in San Diego County or have a family member who is already a member. This makes it easy for many to join our supportive network. As a member, you'll enjoy personalized service, competitive rates on loans and savings accounts, and access to an array of financial tools designed just for you. Getting started is simple! Just visit us at 8555 Fletcher Pkwy Ste 101 La Mesa Ca 91942 or call us at (877) 732-2848 to learn more about how you can open an account. For detailed eligibility requirements, feel free to check out our website at . We can't wait to welcome you into the San Diego County family!

Business Banking & Commercial Services

Loan Options that Support Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer practical merchant services that make running your business easier. Imagine having the ability to accept payments on-the-go or manage transactions right from your mobile device. Our merchant solutions provide the flexibility you need to keep your cash flow steady and your customers satisfied. If you're ready to take your business to the next level, visit us at 8555 Fletcher Pkwy Ste 101 La Mesa Ca 91942 in La Mesa, CA or call us at (877) 732-2848. Let's discuss how we can help you achieve your business goals!

Comprehensive List Of Services

Accessibility and Support

At San Diego County, we prioritize accessibility and support for all members. Basic ATM access includes withdrawals and balance checks so that you can stay on top of your finances without hassle. As we continue evolving to meet member needs, we invite you to explore these services further at Branch 25 La Mesa or contact us directly. Your financial success is important to us, and we're here to help you achieve it! For more information about how we can assist you today, don't hesitate to reach out!

Business Banking Services

If you're a business owner, our Business Banking services cater specifically to your needs as well. From Merchant Services that make transactions seamless for your customers to flexible Business Loans, we provide the resources necessary for your business to thrive.

Credit Cards and Rewards

We also recognize the importance of rewards in everyday spending. Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, or cash back making every dollar count.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions, allowing you to manage your accounts anytime, anywhere. You can easily perform transactions through our secure platform or use our ATM & Cash Withdrawal Services for quick access to your funds.

Personal Banking Solutions

Whether you're starting out, saving for a big purchase, or planning for retirement, our personal banking options have you covered. We offer Checking & Savings Accounts that fit various lifestyles, helping you manage your everyday finances effortlessly. If you're looking to buy a new car, our Auto Loans & Vehicle Financing can help get you on the road quickly with competitive rates and flexible terms. Planning to purchase a home? Our Mortgage Loans & Refinancing services ensure that you find the right mortgage option for your budget and goals. For those unexpected expenses or projects, consider our Personal Loans & Debt Consolidation, which provide straightforward solutions to help you regain control over your finances.

Digital & Online Banking

Embracing Modern Payments

In today's fast-paced world, mobile payments have become essential. At San Diego County, we offer mobile payment options that let you pay quickly and securely using just your phone. Whether you're shopping in-store or online, you can feel confident knowing that our systems are built with your safety in mind. With these innovative tools at your disposal, managing your finances has never been simpler. Visit us today at 8555 Fletcher Pkwy Ste 101 La Mesa Ca 91942 or explore more about our offerings at https://www.sdccu.com/ . Experience the freedom of banking on your terms with San Diego County!

Key Features for Your Convenience

Imagine being able to check your balance, transfer funds, or pay bills anytime, anywhere. Our 24/7 online banking services make this a reality. You can enjoy real-time account management right from your computer or mobile device. Plus, our user-friendly interface ensures that you can navigate with ease, whether you're tech-savvy or just getting started. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in a few simple clicks. If you're on the go, don't worry! Our mobile application is available for download, making it even easier to manage your accounts directly from your smartphone.

Security You Can Trust

We prioritize your security with features like electronic signature authorization. This means you can complete transactions confidently without worrying about your personal information being compromised. Additionally, e-statements are available to help you keep track of your financial activities without the clutter of paper statements.

Financial Strength

Community Trust

We have established a strong base of trust within our community, evident from our Total Share Accounts: 1,011,075, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 8555 Fletcher Pkwy Ste 101 La Mesa Ca 91942 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you extends to our lending capacity as well; we offer $36,604 in used auto loans and $5,561,449,660 in total loans and leases to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We recognize that businesses are vital to our community's economy, and we're committed to offering solutions that empower local entrepreneurs.

Closing Thoughts

No matter what your financial goals are, San Diego County is here to support you every step of the way. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at (877) 732-2848 or visit us at 8555 Fletcher Pkwy Ste 101 La Mesa Ca 91942 in La Mesa, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We work closely with our members to offer competitive rates and personalized service throughout the entire mortgage process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected costs, our credit cards can provide the support you need.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established guidelines guarantees fair and transparent offers, giving users confidence in their loan choices.

SAN DIEGO COUNTY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans