San Diego County Chula Vista CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to San Diego County, your trusted partner in financial well-being since 1938! Nestled in the heart of Chula Vista at 303 H St 1, CA 91910, our branch is here to serve you with dedication and expertise. As a member-focused credit union, we take pride in supporting over 429,218 members with personalized services designed to meet your unique needs. At San Diego County, we understand that financial matters can be overwhelming. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage options, all backed by our total assets of an impressive $10,004,354,199. Our commitment to our community is evident in our total deposits of $536,922,463, which help us fund local initiatives and provide robust financial solutions for our members. Led by our dedicated CEO, Teresa Campbell, and Board President, Shirley Jackson, our team of 857 employees is passionate about making a difference in your financial journey. With a net worth of $1,799,741,526 and cash in hand totaling $134,865,200, you can trust that your finances are secure with us. While you can easily visit us at our Chula Vista location for all your banking needs, please remember that official correspondence should be sent to our mailing address if it differs from the branch. Ready to discover how we can help you achieve your financial goals? Give us a call at 877-732-2848 or explore more about our services at sdccu.com. Your path to financial success starts here!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking. San Diego County actively participates in local outreach programs and partnerships that uplift our community. We believe in giving back and supporting initiatives that promote education, wellness, and economic growth. While members can visit us at 303 H St 1 Chula Vista, CA 91910 for all their banking needs, we also ensure easy access to ATMs throughout the area for added convenience. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM.

Join Us

As we look toward the future, we invite you to become part of the San Diego County family. Experience firsthand how we prioritize your financial success while contributing positively to our vibrant community. With every interaction at our branch or online at sdccu.com, you'll discover a team dedicated to your goals. Join us today and let's build a brighter future together!

Our Evolution

Since opening our doors, San Diego County has continually adapted to meet the needs of our members. We started with a small group of dedicated individuals focused on providing accessible financial services. Over the decades, we've expanded our offerings to include personal banking, auto loans, mortgages, and business services. Today, we proudly hold total assets of $10 billion, reflecting our commitment to responsible growth and member satisfaction.

Our Mission

At the heart of San Diego County is our mission: to empower our members through exceptional financial services while making a positive impact in the community. We strive to foster strong relationships built on trust and transparency. Our goal is not just to provide banking solutions but to enhance the overall well-being of those we serve. We understand that life can be unpredictable, which is why we offer resources like debt consolidation and credit cards with rewards tailored to fit individual needs. Furthermore, our online and mobile banking options ensure that managing finances is convenient and accessible for everyone.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Nestled in the heart of San Diego County, our branch is just a stone's throw away from local landmarks like the Chula Vista Public Library and the bustling H Street Plaza. Parking is ample and hassle-free, making it easy for you to pop in whenever you need. Plus, our location meets all ADA compliance standards, ensuring everyone can comfortably access our services.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we offer flexible operating hours: Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 2 PM. Whether you're a busy professional or a parent managing your family's finances, you can count on us to be available when you need us most.

Services Tailored for You

At San Diego County, we pride ourselves on providing a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got what you need under one roof. For those who prefer digital banking, our online and mobile banking options are designed for convenience and ease.

Visit Us Today!

If you're looking for friendly service and personalized banking solutions, look no further than San Diego County. Feel free to give us a call at (877) 732-2848 if you have any questions or would like to schedule an appointment. We can't wait to welcome you into our branch!

Member Eligibility

At San Diego County, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Becoming a member is simple! If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals from all walks of life and are committed to helping you reach your financial goals. For more detailed eligibility information, feel free to visit our website at . Joining is just the beginning of your journey with us. As a member of San Diego County, you'll gain access to a wide range of financial products and services tailored to meet your needs, including checking and savings accounts, loans, and credit cards with rewards. The process of opening an account is straightforward and can be done online or by visiting us at our branch located at 303 H St 1 Chula Vista Ca 91910. If you have any questions or need assistance, don't hesitate to call us at (877) 732-2848. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer robust merchant services designed to simplify your payment processes. Whether you're a local cafe accepting card payments or a larger retailer managing online transactions, our solutions ensure you can focus on what you do best serving your customers. Imagine having quick access to funds from sales directly deposited into your account while enjoying lower transaction fees. That's the kind of support we provide at San Diego County. Located at 303 H St 1 Chula Vista Ca 91910, Chula Vista, CA, we're here to help your business thrive! Contact us today at (877) 732-2848 to explore how our services can meet your needs.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we provide tailored solutions through our Business Banking services. This includes everything from Merchant Services that make transactions smoother for your customers to Business Loans that help fuel growth and innovation within your enterprise.

Community Focused Support

Our commitment goes beyond just banking; it's about being part of the community. With a focus on member service, we are here to answer any questions you may have and provide personalized assistance when needed. If you're ready to explore how we can support your financial journey, don't hesitate to reach out! Call us at (877) 732-2848, visit us at Branch 4 Chula Vista, or drop by our branch in Chula Vista. We look forward to serving you!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Branch 4 Chula Vista, we offer robust Online & Mobile Banking options. You can manage your accounts anytime, anywhere using our user-friendly mobile application or website. Need cash on-the-go? Our ATM & Cash Withdrawal Services ensure that accessing your funds is never a hassle.

Financial Empowerment

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We can assist you in managing debt effectively, allowing you to regain control over your finances. Additionally, for those who like rewards for their spending, our Credit Cards with Rewards program offers benefits that make every purchase count.

Personal Banking Solutions

Managing your personal finances can be straightforward with our Personal Banking options. We offer Checking & Savings Accounts tailored to fit your lifestyle. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing solutions provide competitive rates that can help you drive away in your dream car without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our team is here to guide you through every step with flexible Mortgage Loans & Refinancing options.

Digital & Online Banking

Key Services

Explore our easy-to-use online banking platform at https://www.sdccu.com/ where you can access a variety of features tailored to meet your needs. From checking balances to transferring funds, our system is designed for simplicity and efficiency. If you're looking for quick transactions, our person-to-person transfer option allows you to send money to friends or family with just a few taps.

Mobile Banking at Your Convenience

For those on the go, our mobile application provides all the features of online banking right in your pocket. You can also take advantage of mobile payments, making purchases as easy as a swipe on your phone. Whether you're at home or out and about, managing your finances has never been more straightforward. With all these options at San Diego County, you can enjoy real-time account management and the flexibility to bank whenever it suits you best. We're here to support your financial journey with tools that make banking simple and accessible!

Security and Accessibility

Your safety is our priority. Our electronic signature authorization feature ensures that your transactions are secure, giving you peace of mind when signing documents online. Plus, with e-statements available, you can easily keep track of your financial activities without the hassle of paper clutter.

Financial Strength

At San Diego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a solid foundation for your financial future, ensuring that you can trust us with your savings and loans. With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $36,604 in used auto loans and $5,561,449,660 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 1,011,075, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 303 H St 1 Chula Vista Ca 91910 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience smooth and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our dedicated team is here to support you through every step. At San Diego County, we are committed to providing exceptional service and ensuring that our members have access to the financial tools they need. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. For more information or assistance, feel free to contact us at (877) 732-2848 or visit us at our branch located at 303 H St 1 Chula Vista Ca 91910 in Chula Vista, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We aim to provide personalized service tailored to your needs so that you can find the best solution for your housing goals.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you earn rewards while making purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users navigate their borrowing options with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data means that every loan offer presented is from legitimate financial institutions, ensuring users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its approach to listing loan offers. There are no sponsored listings; lenders are not prioritized based on paid promotions. Instead, LendMesh focuses solely on providing unbiased results, allowing users to make informed choices without any hidden agendas. Additionally, the platform delivers real-time rate comparisons, which means users always have access to the most current loan rates available from multiple institutions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in facilitating better borrowing decisions. To explore your options and discover competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

San Diego County

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans