San Antonio Citizens Credit Union Zephyrhills FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to San Antonio Citizens, your trusted partner in financial growth and community support, located at 7301 Gall Blvd, Zephyrhills, FL 33541. Since our establishment in 1955, we've dedicated ourselves to serving our members with integrity and care. With a robust membership of 18,645 and total assets amounting to an impressive $375,944,396, we take pride in offering personalized banking solutions tailored to your needs. At San Antonio Citizens, we understand that banking is more than just numbers; it's about building relationships within our community. Our total deposits stand at $72,257,163, reflecting the trust our members place in us. We offer a variety of services including auto loans, personal loans, and credit cards with rewards all designed to empower you financially. With over 10198 loans and leases facilitated, we are committed to helping you achieve your financial goals. Our leadership team is here for you every step of the way. Under the guidance of CEO Patricia Sarne and Board President John Vogel, we continue to grow while ensuring our values remain strong. Our dedicated staff of 58 employees is ready to assist you with any questions or needs you may have. While members can visit us at 7301 Gall Blvd, official correspondence should be sent to the same address for your convenience. If you're looking for reliable banking that puts you first, don't hesitate to reach out! Call us today at (352) 588-2732 or explore our website at sacfcu.org for more information on how we can serve you better. Join us as we continue to make a positive impact in Zephyrhills and beyond!

Branch History & Mission

Looking Ahead

As we continue to grow and adapt, our focus remains on serving you better each day. We invite you to experience the benefits of being a part of San Antonio Citizens. Join us in this journey towards financial empowerment and community support. Together, we can build a brighter future for all. For more information or to become a member today, give us a call at (352) 588-2732 or visit our website at San Antonio Citizens. We look forward to welcoming you!

Our Commitment to Community

San Antonio Citizens is not just about transactions; it's about building relationships. We actively engage in community outreach efforts that aim to uplift those around us. Our partnerships with local organizations allow us to extend our reach and impact beyond financial services. We are committed to making a difference in Zephyrhills and the surrounding areas. Our modern branch features ADA compliance and customer-friendly initiatives designed with you in mind. Whether you prefer visiting us in person during our operating hours 8:00 AM to 5:00 PM from Monday through Thursday and until 6:00 PM on Fridays or taking advantage of our ATM availability and drive-thru banking services, we make banking convenient for you. While members can visit us at 7301 Gall Blvd Zephyrhills Fl 33541, official correspondence should be sent to 7301 Gall Blvd, Zephyrhills, FL 33541.

Branch Location & Accessibility

Convenient Access

At San Antonio Citizens, we prioritize your convenience. Our branch features ample parking with easy access to ensure a smooth visit. We are proud to be ADA compliant, providing ramps and other accessibility features for everyone in the community. Plus, with our drive-thru banking services available, you can manage your transactions without leaving your vehicle.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to accommodate your schedule. Our lobby is open from 8:00 AM to 5:00 PM Monday through Thursday, and we extend our hours until 6:00 PM on Fridays. Feel free to stop by during these times or give us a call at 352-588-2732 if you have any questions before your visit.

Services Offered

As a valued member of our community, you'll enjoy a variety of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Our ATM is available for withdrawals and balance checks anytime, ensuring you have access to your funds when you need them. While members can visit us at 7301 Gall Blvd, official correspondence should be sent to the same address as well. We invite you to come experience the welcoming atmosphere at San Antonio Citizens in Zephyrhills! Whether you're looking for a friendly face or expert financial advice, we're here for you. Don't hesitate come see us today!

Member Eligibility

At San Antonio Citizens, we believe that joining our community is about more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, you'll be happy to know that eligibility is accessible to many. Generally, anyone who lives, works, or worships in our local area is welcome to join us. We also extend membership to family members of existing members, which helps us grow our close-knit community even further. To get all the details on who can join and what you need, feel free to check out our eligibility page at https://www.sacfcu.org/become-a-member/. Becoming a member at San Antonio Citizens means you'll enjoy a range of benefits designed with your needs in mind. Whether it's competitive loan rates, personalized service, or access to various financial products, we're here for you. Opening an account is straightforward; just visit us at our branch located at 7301 Gall Blvd Zephyrhills Fl 33541, or give us a call at (352) 588-2732 for assistance. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $150 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,807,690, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services offer seamless transaction processing, ensuring that you can provide excellent service without any hiccups. Whether it's credit card processing or online payment options, we have solutions that fit your needs. Located at 7301 Gall Blvd Zephyrhills Fl 33541 in Zephyrhills, FL, our team is ready to partner with you on your journey. Call us today at (352) 588-2732 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Services

For local businesses in Zephyrhills, we provide tailored services including merchant services and business loans. Our goal is to support your growth by offering flexible solutions that enhance cash flow and facilitate transactions seamlessly.

Convenient Access

At San Antonio Citizens, convenience is key. With our ATM services, withdrawing cash or checking your balance has never been easier. Plus, our drive-thru banking allows for quick transactions without leaving your car ideal for busy days when time is of the essence. We understand that managing finances should be straightforward and accessible. That's why we're proud to offer all these services under one roof making it easier for you to focus on what matters most.

Credit Cards and Personal Loans

Managing debt can be challenging, but with our personal loans and debt consolidation options, we aim to provide relief. Whether you're facing unexpected expenses or simply want to streamline your payments, we can help you create a plan that works. Our credit cards with rewards also offer an excellent way to earn while you spend. Enjoy benefits that fit your lifestyle while making everyday purchases.

Get Started Today!

Ready to take advantage of everything we offer? Visit us at 7301 Gall Blvd Zephyrhills Fl 33541 in Zephyrhills, FL, or give us a call at (352) 588-2732. Our friendly staff is here to assist you with any questions and help you get started on the path toward achieving your financial dreams!

Personal Banking Solutions

For individuals and families, we offer various checking and savings accounts designed to help you manage your finances effectively. Imagine having easy access to your funds whenever you need them, whether it's for daily expenses or saving for a special occasion. With our online and mobile banking, you can check balances, transfer money, and pay bills from anywhere. If you're considering buying a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We work with you to find loan terms that suit your budget. Additionally, if you're thinking about purchasing a home or refinancing your existing mortgage, our team is here to guide you through the process with our mortgage loans and refinancing services.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This allows you to complete transactions without the hassle of printing or mailing documents, making your banking experience smoother than ever. Plus, with e-statements readily available, you can keep track of your finances without the clutter of paper statements. For those who are always on the go, our mobile application brings all these features right to your fingertips. You can easily manage your accounts, make person-to-person transfers, and even access your e-statements directly from your smartphone. It's like having a bank branch in your pocket! While mobile payments aren't currently offered at San Antonio Citizens, our focus remains on providing secure and efficient banking solutions that fit into your lifestyle. And with robust security measures in place, including encryption protocols and regular monitoring, you can feel confident that your information is protected. Whether you're logging in from home or using our mobile app on the road, you'll enjoy real-time account management that keeps you informed and in control of your finances. Experience the ease of digital banking with us today!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees ready to serve you with a knowledgeable team dedicated to meeting your needs.

Growing Together

Total Share Accounts: 41,527, showing a strong and growing member base that trusts us with their finances. This growing community reflects the trust our members place in us, further reinforcing our commitment to providing excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Antonio Citizens is your trusted partner. Visit us at 7301 Gall Blvd Zephyrhills Fl 33541 or call (352) 588-2732 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our approach helps build a more robust community where everyone thrives together.

Reinvesting for the Future

With $36,718,894 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ensures that as our membership grows, so do the services and benefits available to you.

Secure Savings Options

Members' savings are secured through $89,986,168 in share certificates and $42,183,603 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your deposits sets us apart from traditional banks.

Solid Financial Foundation

With a net worth of $36,718,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $977 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,130 in used auto loans and $160,090,473 in total loans and leases. Whether you're looking to buy a car or need funds for other investments, we are here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,192,599 in used vehicle loans and $21,660,472 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $7,807,690 provide the capital needed to grow and expand. We understand that every business is unique; thus we tailor our lending solutions to match your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,269,615, make buying or refinancing simple. We provide support throughout the process to ensure you find the right mortgage solution for your needs.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across all our loan types. This could be an excellent way to save money and simplify your financial obligations. Our branch is located at 7301 Gall Blvd Zephyrhills Fl 33541, and we're here to help you navigate through your borrowing journey. For more information about eligibility or to discuss which loan might be right for you, please contact us at 352-588-2732 during our operating hours: 8:00 am to 5:00 pm Monday through Thursday and 8:00 am to 6:00 pm on Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and take the first step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,967,091 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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