San Antonio Citizens Credit Union Wesley Chapel FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to San Antonio Citizens, your trusted partner in financial well-being, located at 28909 State Road 54, Wesley Chapel, FL 33543. Since our establishment in 1955, we have been dedicated to serving our community with integrity and a commitment to excellence. With over 18,645 members and total assets amounting to an impressive $375,944,396, we take pride in being a cornerstone of financial support for families and businesses alike. At San Antonio Citizens, we understand the importance of reliable banking services tailored to your needs. We offer a comprehensive range of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our aim is to provide you with the tools necessary to achieve your financial goals. Under the leadership of our CEO, Patricia Sarne, and Board President John Vogel, our team of 58 dedicated employees works tirelessly to ensure that each member receives personalized service and support. Whether you are looking for a loan or seeking advice on managing your finances, our knowledgeable staff is here to assist you every step of the way. As part of our commitment to transparency and trust, we maintain a strong financial foundation with total deposits of $72,257,163 and net worth reaching $36,718,894. Our focus on community enrichment is evident through our various programs designed to empower members financially while fostering local growth. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 28909 State Road 54, Wesley Chapel, FL 33543. We invite you to explore how San Antonio Citizens can help you thrive financially. For more information about our services or to speak with one of our friendly representatives, don't hesitate to call us at 352-588-2732 or visit our website at sacfcu.org. Join us in building a brighter financial future today!

Branch History & Mission

Community Commitment

At San Antonio Citizens, we believe in giving back. We actively engage with local organizations and participate in community outreach efforts that align with our values. Whether it's through financial education programs or supporting local events, we are dedicated to making a positive impact in Wesley Chapel and beyond. Our branch features convenient drive-thru banking and ATM availability so that you can access your funds easily. We also prioritize digital advancements; members can take advantage of online banking and mobile applications for greater flexibility in managing their finances.

Join Us

While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: 28909 State Road 54, Wesley Chapel, FL 33543. As we look forward to the future, we invite you to join our growing family at San Antonio Citizens. Experience firsthand how we blend exceptional service with a genuine care for our community. With operating hours from 8:00 am - 5:00 pm Monday through Thursday and until 6:00 pm on Fridays, we're here when you need us most. To learn more about becoming a member or opening an account today, call us at (352) 588-2732 or visit our website at San Antonio Citizens. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, we have continuously evolved to meet the needs of our community. San Antonio Citizens was founded with a vision to provide affordable financial services and foster economic well-being for all. The credit union model emphasizes people over profits, allowing us to focus on what truly matters our members. With each passing year, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. Our mission is simple yet powerful: to empower our members by providing them with the tools they need to succeed financially.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, feel free to give us a call at 352-588-2732. While members can visit us at 28909 State Road 54 for all their banking needs, official correspondence should be sent to the same address as well. We invite you to come by and see how we can help you achieve your financial goals. At San Antonio Citizens in Wesley Chapel, we're more than just a credit union; we're part of your community!

Getting Here

Parking is hassle-free with ample spaces available for our members. Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. If you prefer not to step inside, take advantage of our drive-thru banking, which allows for quick and easy transactions without leaving your vehicle.

Services Offered

At San Antonio Citizens, we're dedicated to meeting your financial needs. Our operating hours are designed to fit your busy schedule: we're open from 8:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Friday. This gives you plenty of time to stop by after work or during lunch breaks. We offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Plus, you can utilize our ATM for cash withdrawals and balance checks at your convenience.

Member Eligibility

At San Antonio Citizens, we believe that everyone deserves a supportive financial community to turn to, and becoming a member is easier than you might think! If you live, work, or worship in the areas we serve, you're likely already eligible to join us. Our membership is open to individuals and their families who meet certain criteria which you can explore in detail at https://www.sacfcu.org/become-a-member/ . Joining San Antonio Citizens means gaining access to a range of benefits, from personalized service to competitive rates on loans and savings. Ready to take the next step? Opening an account with us is simple and straightforward. You can find all the details about getting started at https://www.sacfcu.org/mortgages/#homeequity . If you have any questions or need assistance, don't hesitate to reach out by calling us at (352) 588-2732. We can't wait to welcome you into our family at San Antonio Citizens located at 28909 State Road 54 Wesley Chapel Fl 33543!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $150 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,807,690, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, our merchant services are here to simplify your transactions. Imagine a busy Saturday at your café customers want quick and easy payment options. Our services enable you to accept credit cards, manage payments effortlessly, and keep your customers happy. With our support, you can focus on what really matters growing your business. Visit us at 28909 State Road 54 Wesley Chapel Fl 33543 or call us at (352) 588-2732 to learn more about how we can partner in your success!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, making it even easier to handle your banking needs without stepping inside the branch. With all these services under one roof, San Antonio Citizens is truly committed to helping you achieve your financial goals. We invite you to visit us today at our Wesley Chapel location or check out our website at sacfcu.org for more information. Whether you're opening an account or applying for a loan, we're here to assist you every step of the way!

Credit and Business Services

For those who love rewards, our credit cards give you benefits that enhance your spending power while offering peace of mind. If you're a business owner, our business banking services including merchant services and business loans can help support and grow your operations.

Digital Banking Convenience

We understand that convenience is key in today's fast-paced world. That's why we offer online and mobile banking solutions that let you manage your finances anytime, anywhere. From checking balances to transferring money between accounts, everything is just a click away. Need cash? Our ATMs are available for withdrawals and balance checks whenever you need them.

Home Financing

If you're thinking about buying a home or refinancing your existing mortgage, we have mortgage loans tailored just for you. Our team will guide you through the process, ensuring you understand all your options. We also offer personal loans for various needs like debt consolidation perfect for when life throws unexpected expenses your way.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts designed for your everyday needs. Imagine having easy access to your funds while earning interest on your savings; that's what our accounts provide. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it simple and affordable. You can drive off in your dream car without the stress of high payments.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills whenever it suits you. Just visit us at https://www.sacfcu.org/ to get started. Our user-friendly platform ensures that everything from monitoring transactions to accessing e-statements is just a few clicks away. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application lets you manage your accounts right from your smartphone. You can make person-to-person transfers easily whether splitting dinner with friends or sending money to family. And if you're looking for a quick way to make payments, we're excited to announce that while mobile payments are not currently offered, our app provides everything else you need for effective banking.

Security You Can Trust

We prioritize your security every step of the way. Our online banking platform is equipped with the latest security features to protect your personal information. This means you can bank confidently knowing that your data is safe with us. In summary, San Antonio Citizens offers comprehensive digital and online banking solutions tailored to meet your needs while ensuring convenience and security. Start enjoying these benefits today by visiting us at https://www.sacfcu.org/ !

Financial Strength

Member Trust

Total Share Accounts stand at 41,527, showing a strong and growing member base that trusts us with their finances. This trust empowers us to continually improve our services while safeguarding your assets. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Antonio Citizens is your trusted partner. Visit us at 28909 State Road 54 Wesley Chapel Fl 33543 or call (352) 588-2732 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $36,718,894 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being extends to our lending capacity; we offer $2,130 in used auto loans and $160,090,473 in total loans and leases to support your goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $89,986,168 in share certificates and $42,183,603 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $36,718,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $977 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any of your existing loans, we offer various eligibility options designed to make the process smooth and straightforward. Whether it's consolidating debt or taking advantage of lower interest rates, we are here to assist you every step of the way. Visit us at 28909 State Road 54 Wesley Chapel Fl 33543 in Wesley Chapel, FL, or give us a call at (352) 588-2732 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're ready to help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,192,599 in used vehicle loans and $21,660,472 in new vehicle loans already helping members get on the road. We provide flexible financing options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $7,807,690 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to providing tailored solutions that meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,269,615, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,967,091 in loans helping members manage their finances effectively. These cards can be a great way to cover unexpected expenses without putting pressure on your budget.

Loan Aggregator

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SAN ANTONIO CITIZENS FEDERAL CREDIT UNION - Wesley Chapel, FL