San Antonio Citizens Credit Union FL | Low Mortgage Rates & Auto Loans

Introduction

Community Commitment

Our dedication goes beyond just banking; it's about making a positive impact in the communities we serve. With a net worth of $36,718,894 and total deposits reaching $72,257,163, we are here to empower you financially while ensuring that your money works for you. Our leadership team, headed by CEO Patricia Sarne and Board President John Vogel, is committed to maintaining transparency and building trust within our community.

Reach Out to Us

Whether you're looking for competitive loan rates or reliable customer service, we invite you to experience what makes us different. You can visit us during our lobby hours from 8:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Friday. For any inquiries or assistance, don't hesitate to call us at 352-588-2732. While members can visit us at our branch address, official correspondence should be sent to the same address for your convenience. Explore more about our services by visiting our website at San Antonio Citizens. Join us today and take the first step towards achieving your financial dreams with San Antonio Citizens!

Branch History & Mission

Commitment to Accessibility

San Antonio Citizens prioritizes accessibility for all members. Our facility is ADA compliant, ensuring everyone can access our services comfortably. We also embrace technology by offering online banking and mobile applications so that you can manage your finances conveniently from anywhere. With an ATM available for quick cash withdrawals and drive-thru banking options for ease of use, we strive to make your experience as smooth as possible during operating hours from 8:00 am to 5:00 pm Monday through Thursday and until 6:00 pm on Fridays.

Join Us Today

We invite you to become part of the San Antonio Citizens family. Experience personalized service that puts you first and offers real solutions tailored to your needs. Together, let's build a brighter future for ourselves and our community. For more information or to start your membership journey today, visit us at sacfcu.org or call us at (352) 588-2732. Your path to financial empowerment starts here!

Our Journey

Over the decades, San Antonio Citizens has evolved significantly while staying true to its core mission: to provide accessible financial services and foster community growth. From our initial focus on personal banking to expanding our offerings to include auto loans, mortgages, and business banking solutions, we have consistently adapted to meet the needs of our members. In our early years, we operated with limited resources but a big heart. With dedication and determination, we built relationships that helped us grow. Today, with total assets reaching an impressive $375,944,396, we are well-equipped to support our members' financial journeys.

Our Mission Statement

Our mission is simple yet profound: to empower our members by providing exceptional financial services while actively contributing to the wellbeing of our community. We believe that strong communities create strong families and individuals. That's why we focus not only on financial success but also on initiatives that give back supporting local schools, sponsoring events, and partnering with organizations that align with our values. While you can visit us at 12542 Curley St San Antonio Fl 33576 for all your banking needs from checking accounts to loans official correspondence should be sent to 12542 Curley St, San Antonio, FL 33576. We offer a range of services designed with you in mind: personal banking options like checking and savings accounts, as well as vehicle financing and credit cards with rewards.

Branch Location & Accessibility

Welcome to the San Antonio Citizens branch located at 12542 Curley St in sunny San Antonio, Florida! Our branch is designed with your convenience in mind, making it easy for you to access the services you need. Nestled in Pasco County, we are close to several local landmarks, ensuring you can pop by during your day-to-day activities. While our physical location is at 12542 Curley St, official correspondence should be sent to the same address. You'll find ample parking available right outside our doors, and our building is fully ADA compliant, featuring ramps for easy access. Whether you're stopping by for a quick deposit or a more complex transaction, we strive to make your visit as smooth as possible. Our friendly team is here to assist you during our operating hours: from 8:00 am to 5:00 pm Monday through Thursday, and until 6:00 pm on Fridays. We also offer the convenience of drive-thru banking for those who prefer to handle transactions from their vehicle. Plus, if you need cash outside of regular hours, our ATM is always available for your convenience. At San Antonio Citizens, we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. If you're a business owner, we also offer merchant services and business loans. Feel free to reach out to us at 352-588-2732 if you have any questions or need assistance before visiting. We look forward to welcoming you soon!

Member Eligibility

At San Antonio Citizens, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're looking to be part of our community, eligibility is quite simple! You can become a member if you live, work, or worship in the areas we serve, which includes those who are related to current members. This openness means more people can benefit from our personalized services, including competitive loans and savings options tailored just for you. To explore the specific eligibility requirements and see if you qualify, check out our detailed guide at https://www.sacfcu.org/become-a-member/. Once you find that you're eligible, opening an account is a breeze! Just visit us at 12542 Curley St San Antonio Fl 33576 or give us a call at (352) 588-2732. Our friendly team is here to help walk you through every step of the process, making sure you feel right at home from day one. We can't wait to welcome you into the San Antonio Citizens family!

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $150 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,807,690, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily while managing your transactions smoothly. Our merchant services empower you to do just that. From payment processing to invoicing tools, we provide the resources you need to streamline operations and focus on what matters most growing your business. Visit us at 12542 Curley St San Antonio Fl 33576 in San Antonio, FL, or call us at (352) 588-2732 to learn how our business banking and commercial services can fuel your entrepreneurial journey!

Comprehensive List Of Services

Business Banking

For our business-minded members, our business banking services include merchant services and business loans tailored for small businesses looking to grow. We understand the challenges of running a business and are here to help you navigate them.

Credit Cards

We also have credit cards with rewards programs that give back every time you shop. This means that each purchase can bring you closer to exciting rewards think about how much easier it would be to treat yourself or plan a vacation!

Digital Banking Features

In today's world, convenience is key. That's why San Antonio Citizens offers robust online and mobile banking features. You can access your accounts anytime from anywhere, making it easy to check balances, transfer funds, or pay bills on the go. Plus, our ATM services allow for quick cash withdrawals and balance checks whenever needed.

Drive-Thru and ATM Services

For those who prefer in-person transactions but want speed and efficiency, our basic drive-thru banking ensures that deposits, withdrawals, and simple transactions are handled quickly. And if you're in a hurry? Our ATMs provide easy access for cash withdrawals and balance inquiries without stepping inside the branch. At San Antonio Citizens, we're committed to making banking simpler and more effective for all our members. If you'd like more information about any of these services or how we can assist you further, don't hesitate to reach out! Call us at (352) 588-2732 or visit us online at San Antonio. Your financial journey starts here!

Loans and Financing

When it comes to financing options, we've got you covered. Our auto loans and vehicle financing solutions make purchasing a new car or refinancing an existing one as simple as possible. Picture yourself driving off in your dream car without the stress of complicated loan terms. In addition, we offer mortgage loans and refinancing options that can help turn the dream of homeownership into reality. If you ever find yourself in need of extra cash, our personal loans can assist with debt consolidation or other unexpected expenses.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your daily finances. Whether you're saving for a special occasion or simply need a place for your everyday expenses, our accounts are equipped to serve your needs. Imagine having an easy-to-use account that allows you to track your spending and save for future goals this is what we aim to provide.

Digital & Online Banking

Key Features

You can enjoy the benefits of e-statements at San Antonio Citizens, allowing you to view and manage your financial documents digitally. This eco-friendly option not only helps save paper but also makes it easier to keep track of your statements without clutter. Plus, with electronic signature authorization available, completing important transactions has never been more straightforward or secure. For those on the go, our mobile application is here to help. It allows you to access all your banking needs right from your smartphone. Although we currently don't offer mobile payments, our app supports person-to-person transfers, so sending money to friends or family is quick and hassle-free.

Security and Support

We prioritize your security with advanced protection measures in place, ensuring that your personal information remains safe while you bank online. And if you ever have questions or need assistance, our dedicated support team is just a phone call away at (352) 588-2732. With all these features at your fingertips through San Antonio Citizens, managing your finances has never been easier. Experience the freedom of banking whenever and wherever suits you best!

Financial Strength

At San Antonio Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $36,718,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $977 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $89,986,168 in share certificates and $42,183,603 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $36,718,894 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $2,130 in used auto loans and $160,090,473 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $610,350. Additionally, we boast a strong member base with 41,527 total share accounts, reflecting the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Antonio Citizens is your trusted partner. Visit us at 12542 Curley St San Antonio Fl 33576 or call (352) 588-2732 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,192,599 in used vehicle loans and $21,660,472 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $7,807,690 provide the capital needed to grow and expand. We understand that every business has its own needs, so we work closely with you to find a solution that fits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,269,615, make buying or refinancing simple. We offer various mortgage products tailored to fit your situation, whether you're purchasing your first home or refinancing an existing one.

Refinancing Options

If you're considering refinancing any of your existing loans, we are here to help you navigate through your options. Whether it's adjusting your auto loan rate or exploring better terms on your mortgage, our team is ready to assist you. At San Antonio Citizens, we prioritize transparency and service excellence. Feel free to reach out at (352) 588-2732 or visit us at 12542 Curley St San Antonio Fl 33576 in San Antonio, FL, to learn more about how our loan offerings can fit into your financial plan. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our mission!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,967,091 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed for those looking to establish or improve their credit history.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers that reflect current market conditions. By focusing on reliable sources, LendMesh guarantees the accuracy of its comparisons.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that help you find the best options. - Real-Time Rate Comparisons: You have access to up-to-date loan rates from multiple institutions, allowing you to make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective the platform can be in finding significant savings for individuals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.