San Antonio Citizens Credit Union Dade City FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to San Antonio Citizens, your trusted financial partner located at 38149 Sprocket Way, Dade City, FL 33525. Established in 1955, we take pride in serving over 18,645 members who rely on us for their banking needs. Our commitment to our community shines through not only in our service but also in the impressive financial foundation we've built, boasting total assets of $375,944,396 and total deposits of $72,257,163. At San Antonio Citizens, we understand that your financial journey is unique. That's why we offer a wide range of services from personal banking and auto loans to mortgage solutions and business loans. Whether you're looking to secure a new vehicle or planning for a home purchase, we're here to help you every step of the way. Our leadership team, headed by CEO Patricia Sarne and Board President John Vogel, is dedicated to ensuring that our credit union remains responsive to your needs. With a team of 58 employees, we work diligently to provide the best possible experience for our members. While you can visit us at our branch for face-to-face assistance, please note that all official correspondence should be directed to our mailing address at 38149 Sprocket Way, Dade City, FL 33525. For any inquiries or support, don't hesitate to call us at (352) 588-2732. Join us today and discover how San Antonio Citizens can help you achieve your financial goals! Visit our website at sacfcu.org or stop by our branch we're excited to serve you!

Branch History & Mission

Call to Action

As we continue on this journey together, we invite you to become part of our family at San Antonio Citizens. Whether you're looking for a reliable place to manage your finances or seeking guidance on your financial journey, we're here for you. Join us today and experience the benefits of being a member-driven credit union focused on your success. For more information or to open an account, visit our website or call us at 352-588-2732.

Community Commitment

At San Antonio Citizens, we believe in giving back. Our partnerships with local organizations and involvement in community outreach programs showcase our dedication to making a positive impact. We take pride in supporting initiatives that promote financial literacy and economic growth within Dade City and its surrounding areas. We also prioritize accessibility by ensuring ADA compliance at our branch. Our facilities are equipped for all members, including those who may require additional assistance.

Our Evolution

From our humble beginnings, we have achieved significant milestones that reflect our dedication to serving our members. Today, with total assets exceeding $375 million, we offer a wide range of financial services designed to meet the diverse needs of our membership. We provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our evolution has been guided by our mission: to empower members through accessible financial services while fostering a sense of community. We strive to create an inclusive environment where everyone feels valued and supported. This mission drives us daily as we seek innovative ways to enhance member experiences through online and mobile banking solutions.

Branch Location & Accessibility

Banking Made Easy

In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgage financing, personal loans, and credit cards with rewards all tailored to help you achieve your financial goals. Plus, our ATM is available on-site for quick cash withdrawals or balance checks whenever you need them. For official correspondence, please note that while you can visit us at our Dade City branch address, all mail should be directed to the same location: 38149 Sprocket Way, Dade City, FL 33525.

Convenient Access and Services

At San Antonio Citizens, we prioritize your convenience. Our branch features ample parking for members and visitors alike, along with ADA-compliant access points to ensure everyone can easily reach our services. Whether you prefer visiting us in person or using our drive-thru for quick transactions, we have you covered with both options available. Our operating hours are designed with your busy schedule in mind: we're open from 8:00 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. This gives you plenty of opportunities to manage your banking needs when it suits you best.

Join Us Today!

If you're looking for a financial partner that puts members first, stop by San Antonio Citizens today or give us a call at 352-588-2732. We're excited to welcome you and assist with all your banking needs! For more information about joining our credit union or exploring our services online, visit our website.

Member Eligibility

Joining the San Antonio Citizens family means stepping into a warm and welcoming community that truly cares about your financial well-being. To become a member at our branch located at 38149 Sprocket Way, Dade City, FL 33525, you'll find that eligibility is straightforward and inclusive. If you live, work, worship, or attend school in the areas we serve, you're likely already qualified! This means that whether you're looking for personal banking options like checking and savings accounts or need assistance with loans and mortgages, we've got you covered. For more details on the specific eligibility criteria, feel free to check out this resource. Once you know you're eligible, opening an account is easy! You can visit us during our operating hours or contact us at 352-588-2732 for more information on how to start your journey with us. At San Antonio Citizens, we believe in building lasting relationships with our members because when you succeed, we all succeed!

Business Banking & Commercial Services

Lending Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $150 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,807,690, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a bustling local café. Every day, customers come in for their morning coffee and pastries. With our merchant services, that café can process payments easily, manage inventory effectively, and keep track of sales all from one platform. These tools help you focus on what you love: running your business. If you're located near us at 38149 Sprocket Way Dade City Fl 33525, Dade City, FL, we invite you to explore how our business banking and commercial services can help turn your vision into reality. Feel free to reach out at (352) 588-2732 or visit us online at Dade City. Let's grow together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans are designed with you in mind. We provide competitive rates and flexible terms to make financing straightforward. Whether you're eyeing a brand-new car or a reliable used one, we'll help get you behind the wheel without breaking the bank.

Business Banking Services

For our business members, we offer a variety of services including merchant services and business loans tailored to help your company grow. We understand the challenges businesses face and are committed to being your partner in success.

Convenient Access Anytime

In addition to these fantastic services, we ensure convenience through our ATM and cash withdrawal services available at various locations. Our basic drive-thru banking allows for quick deposits and withdrawals without needing to leave your car perfect for those busy days! At San Antonio Citizens, we're more than just a financial institution; we're here to support you in every aspect of your financial journey. For any questions or assistance regarding our services, don't hesitate to call us at 352-588-2732 or visit us today! Explore all we have to offer by visiting our website or stop by our branch in Dade City! We look forward to serving you!

Credit Cards That Reward You

Our credit cards come with rewards that make everyday purchases even more rewarding! From cash back on groceries to points for travel, you can benefit while spending on what you already buy. Plus, managing your card is easy with our online tools.

Mortgage Solutions for Every Need

Homeownership is within reach with our mortgage loans and refinancing options. Picture yourself stepping into your new home with confidence knowing that you've secured a favorable mortgage through us. Our experienced team is here to guide you every step of the way, ensuring that you find the perfect loan that fits your budget.

Personal Banking Made Easy

When it comes to personal banking, we offer checking and savings accounts that fit seamlessly into your life. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans can provide relief when you need it most. Whether it's for medical bills or home repairs, we offer straightforward solutions that help manage debt effectively. Consolidating multiple debts into one manageable payment can simplify your finances and reduce stress.

Digital & Online Banking

Key Features

Our online banking system includes E-Statements, which means you can view your account statements electronically instead of waiting for paper copies. This not only saves trees but also helps you stay organized by keeping all your financial documents in one secure place. Need to send money to a friend or family member? Our Person-to-Person Transfers feature makes it simple and quick to send cash directly from your account without any hassle. Plus, with Electronic Signature Authorization, signing documents online is a breeze no more printing or mailing forms! For those on the go, our Mobile Application allows you to access all these features right from your smartphone. Whether you're making payments or checking transactions while running errands, everything is just a tap away. Although we currently do not support mobile payments, our app ensures that managing your accounts remains straightforward. We are committed to providing safe banking solutions. All our digital services are backed by robust security measures to protect your personal information and transactions. You can feel confident that your financial data is secure with us. In summary, at San Antonio Citizens, our digital and online banking services empower you to take charge of your finances with ease and peace of mind. Join us today and experience the difference!

Financial Strength

At San Antonio Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the best financial services while ensuring our operations remain strong and reliable. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $36,718,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $89,986,168 in share certificates and $42,183,603 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $36,718,894 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,130 in used auto loans and $160,090,473 in total loans and leases. Our operational efficiency reflects our commitment to serving you well; currently reporting a net income of $0 allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $610,350. Total Share and Deposit Accounts: 41,527, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Antonio Citizens is your trusted partner. Visit us at 38149 Sprocket Way Dade City Fl 33525 or call 352-588-2732 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,192,599 in used vehicle loans and $21,660,472 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms that make financing your next vehicle easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $7,807,690 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering tailored solutions that fit your specific needs.

Financing Options

If you're interested in refinancing any of these loans or want to explore eligibility options, our team is ready to assist you. We believe in making financing accessible and straightforward for everyone. At San Antonio Citizens, we pride ourselves on being more than just a lending institution; we're a community partner dedicated to helping our members thrive financially. To learn more about our loan offerings or to apply today, call us at (352) 588-2732 or visit us at 38149 Sprocket Way Dade City Fl 33525 in Dade City, FL.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,269,615, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our knowledgeable staff is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,967,091 in loans helping members manage their finances effectively. These credit cards come with rewards programs that can benefit you while allowing you to maintain control over your spending.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.