SALT EMPLOYEES FEDERAL CREDIT UNION

Welcome to Salt Employees, your trusted financial partner located at 801 State Highway 110, Grand Saline, TX 75140. Since our establishment in 1962, we have proudly served the community with a commitment to personal banking solutions tailored just for you. With a membership of 328 individuals, we prioritize your financial well-being and strive to create a supportive environment where your needs come first. At Salt Employees, we understand that each member has unique financial goals. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, and personal loans. Our total assets stand at an impressive $1,564,127, reflecting our stability and dedication to serving you. Furthermore, with total deposits of $341,693 and a net worth of $687,955, you can trust that your money is in safe hands. Our team is led by Patty Carter, our dedicated CEO, alongside board president Paul Rose, who are both passionate about making a positive impact in our community. With just two employees ready to assist you from Monday through Friday between 9:15 AM and 4:15 PM, we ensure personalized service that you can count on. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 246, Grand Saline, TX 75140. If you're looking for reliable banking solutions or simply want to learn more about what we offer, don't hesitate to reach out. Call us today at 903-962-5870 or drop by our office we're here for you!

Welcome to the heart of community banking at Salt Employees in Grand Saline, TX. Since our founding in 1962, we have proudly served our members with dedication and care. Our journey began with a simple mission: to provide financial services that empower individuals and families while fostering a sense of belonging within our community. Over the years, Salt Employees has grown significantly, now boasting a membership of 328 loyal members. With total assets reaching an impressive $1,564,127, we remain committed to offering personalized banking solutions that cater to our members' needs. Located at 801 State Highway 110, near local landmarks that make Grand Saline a vibrant place to live, our branch stands as a pillar of support for those seeking financial guidance. While members can visit us at 801 State Highway 110, official correspondence should be sent to our mailing address: PO Box 246, Grand Saline, TX 75140. We strive to ensure our services are accessible and straightforward, aligning with our mission of making banking easier for everyone. At Salt Employees, we believe in more than just transactions; we believe in building relationships. Our mission is clear: we aim to provide essential financial services while actively contributing to the welfare of our community. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we offer a range of products designed with you in mind. Our commitment extends beyond finance; we participate in local events and initiatives that uplift and strengthen the fabric of Grand Saline. In today's world, we're also embracing modern advancements. While we currently do not offer ATM or drive-thru services, our focus remains on providing exceptional customer service during lobby hours from 9:15 AM to 4:15 PM, Monday through Friday. We are dedicated to ensuring every member feels valued and understood. As part of our ongoing efforts, we continue to seek partnerships that enhance our offerings and support community outreach projects. Whether it's through educational programs or local sponsorships, we are here to invest in the future of Grand Saline. We invite you to join us at Salt Employees become part of a credit union where your financial well-being is prioritized. Experience the difference that comes with being a member of a community-focused institution. Together, let's build a brighter financial future! For more information or inquiries, feel free to reach out at 903-962-5870.

Becoming a member of Salt Employees means joining a welcoming community that prioritizes your financial well-being. If you live, work, or worship in the Grand Saline area, you're likely eligible to become part of our family. Membership is open to those affiliated with Morton Salt Company and their families, making it easy for you to enjoy all the benefits we offer. As a member, you'll have access to a range of services tailored just for you, including personal banking options, auto loans, and competitive savings accounts. To take the first step toward membership, simply visit us at our branch located at 801 State Highway 110 Grand Saline Tx 75140, or give us a call at (903) 962-5870 for more information. You can also check out the detailed eligibility criteria online at , which will guide you through everything you need to know about becoming a member. It's an inclusive and straightforward process designed to make your experience as smooth as possible!

At Salt Employees, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a variety of digital and online banking services designed to make managing your finances easier than ever. While we currently do not provide traditional online banking at , our commitment to accessibility remains strong. Although features like electronic signature authorization, e-statements, mobile payments, and mobile applications are not available right now, we continuously evaluate ways to enhance your banking experience. Imagine being able to transfer money to friends or family instantly without the need for cash while person-to-person transfers aren't offered at this time, it's something we're exploring for future implementation. Our goal is to provide you with real-time account management and the ability to conduct transactions from the comfort of your home or on the go. We believe that your financial information should always be secure. Although we don't have mobile payment options or a dedicated mobile app just yet, rest assured that your data is handled with care and security as a top priority. Stay tuned for updates! As we continue to evolve our services, our aim is to bring you user-friendly features that enhance your banking experience while keeping things safe and straightforward. We're excited about the possibilities ahead and look forward to providing you with the tools you need for better financial management. For any inquiries or assistance, don't hesitate to reach out to us at (903) 962-5870.

At Salt Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is reflected in our strong financial position. With a net worth of $687,955, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reinforced by our net worth ratio of $4,398, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus on member benefits is evident with non-member deposits currently at $0, ensuring that our resources are directed towards you through better loan rates, lower fees, and exclusive perks. With $556,109 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $15 in used auto loans and $832,806 in total loans and leases. Our operational efficiency is showcased by our $0, reflecting our ability to manage resources effectively while continuing to offer competitive loan rates and solid financial products for our members. Furthermore, we take pride in having 1 full-time employees and 1 part-time employees ready to assist you with personalized service. Our total share accounts stand at 328, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments total $0, indicating the resources we have on hand to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Salt Employees is your trusted partner. Visit us at 801 State Highway 110 Grand Saline Tx 75140 or call (903) 962-5870 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.