Salina Municipal Credit Union Salina KS | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Salina Municipal Credit Union, your trusted financial partner since 1947. Located at 1939B S Ohio Ct, Salina, KS 67401, we have proudly served our community for over seven decades. With a commitment to providing personalized banking solutions, we currently support a vibrant membership of 361 individuals, helping them achieve their financial goals every step of the way. At Salina Municipal, we understand the importance of reliable financial services. Our total assets amount to a robust $1,491,716, and our members enjoy a secure environment with total deposits reaching $119,725. Whether you're looking for auto loans, mortgage refinancing, or personal banking services, we're here to guide you through every option available. Under the leadership of our dedicated CEO, Kati Miller, and Board President, Kirk Cibolski, our team of two full-time employees is focused on fostering relationships built on trust and transparency. We pride ourselves on being approachable and responsive to your needs. If you ever have questions or need assistance, don't hesitate to reach out to us at (785) 825-1053. While members can visit us at our branch location for in-person services during lobby hours from 9:30 AM to 1 PM & 2 PM to 5 PM (Monday through Friday), official correspondence should be sent to our mailing address: 1939B S Ohio Ct, Salina, KS 67401-6602. Join us today and experience the difference that a community-focused credit union can make in your financial life. Visit our website or call us now to learn more about how we can assist you!

Branch History & Mission

Our Mission

Our mission is simple yet profound: to empower our members by providing accessible financial services while fostering community support. We believe that everyone deserves the opportunity to achieve their financial goals and dreams. This mission drives us to not only offer competitive rates and personalized service but also engage in local initiatives that uplift the community around us. Although we do not currently offer ATM or drive-thru services, we are committed to ensuring that our operations are ADA compliant and user-friendly for all. We continuously explore digital advancements that enhance member experiences while maintaining a personal touch. Salina Municipal Credit Union actively participates in community outreach efforts, building partnerships with local organizations to support various causes. Whether it's sponsoring events or helping those in need through financial education programs, we are dedicated to making a positive impact. As we look towards the future, we invite you to join us on this journey. Experience the difference of being part of a credit union that truly cares about its members and the community it serves. Reach out to us at (785) 825-1053 or visit us at our branch to discover how Salina Municipal Credit Union can help you achieve your financial aspirations today!

Branch Location & Accessibility

Accessibility and Parking

We prioritize making banking simple and accessible for everyone. Our location features convenient parking options and is designed to be ADA compliant, ensuring that all members can access our services without hassle. Whether you're stopping in for a quick transaction or to discuss your financial needs, we are here to assist you.

Contact Us

If you have any questions or need assistance before visiting, please feel free to call us at 785-825-1053. We're always happy to hear from you! While members can visit us at 1939B S Ohio Ct Salina Ks 67401, official correspondence should be sent to our mailing address: 1939B S Ohio Ct, Salina, KS 67401-6602. We invite you to stop by the Salina Municipal Credit Union today and experience the personalized service we provide. Your financial journey matters to us!

Operating Hours and Services

The Salina Municipal Credit Union is open from 9:30 AM to 1 PM and 2 PM to 5 PM, Monday through Friday. This schedule provides ample opportunity for you to visit us at your convenience. While we currently do not offer ATM services or drive-thru banking, our friendly staff is ready to help you with a variety of services including personal banking accounts, auto loans, mortgage options, and more.

Member Eligibility

At Salina Municipal, we believe that becoming a member is like joining a family where everyone looks out for one another. If you're interested in joining us, the good news is that eligibility is straightforward and welcoming. We invite individuals who live, work, worship, or attend school in our community to become part of our cooperative. It's all about creating a supportive network that benefits everyone involved. You can learn more about the specific eligibility criteria by visiting our detailed page [here](). Opening an account with us is just as easy! With friendly assistance available, you can start your journey toward financial well-being right away. Just give us a call at (785) 825-1053 if you have any questions or need guidance on how to proceed. We're here to help you every step of the way at our convenient location: 1939B S Ohio Ct Salina Ks 67401. Join us and experience the unique benefits of being part of Salina Municipal!

Business Banking & Commercial Services

Business Loan Options

Imagine needing funds to expand your operations or purchase new equipment. Our commercial loan options can make that happen. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline transactions. Whether you're a small retail shop or a growing service provider, our services can simplify how you accept payments. Imagine easily processing credit card transactions with minimal hassle allowing you to focus on what matters most: serving your customers. Come visit us at 1939B S Ohio Ct Salina Ks 67401 in Salina, or call us at (785) 825-1053 to learn more about how our business banking and commercial services can help your business grow!

Comprehensive List Of Services

Business Banking Solutions

Business owners can also find valuable resources at Salina Municipal. Our business banking services include merchant services and business loans that support both startups and established enterprises. With personalized guidance, we help you navigate financial decisions that drive growth and success.

Call Us Today!

Ready to learn more about how Salina Municipal can support your financial journey? Give us a call at (785) 825-1053 or visit us in person at 1939B S Ohio Ct Salina Ks 67401. We're here to answer any questions you may have and guide you toward making informed financial decisions tailored just for you!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking solutions to ensure you're always connected to your accounts. You can manage transactions, check balances, and make payments from anywhere whether you're at home or on the go. While we currently do not have ATM services or cash withdrawal facilities directly available at our branch, our digital banking features provide easy alternatives for managing your finances.

Personal Banking Services

Whether you're looking to open a checking or savings account, Salina Municipal has you covered. Our personal banking services are tailored to help you manage your day-to-day finances effectively. Imagine having easy access to your funds while enjoying competitive interest rates on savings accounts that help your money grow over time. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make the process simple and straightforward. Picture driving off in your new car with a loan that fits your budget perfectly. And for those bigger dreams, like buying a home, our mortgage loans and refinancing solutions provide flexible terms that can ease the path toward homeownership. For unexpected expenses or consolidating existing debts, our personal loans offer quick access to funds without the hassle. Plus, our credit cards come with rewards that give you more back every time you spend, making them an excellent choice for savvy shoppers.

Digital & Online Banking

Accessibility and Support

With 24/7 access to your accounts via our online banking services, you can check balances, review transactions, and more without having to visit us in person. This flexibility means no more waiting in line just straightforward banking at your fingertips. If you have questions or need assistance, don't hesitate to reach out; our team is here to help guide you every step of the way. Discover how easy it is to take charge of your finances with Salina Municipal by visiting us online at . Your financial journey starts here!

Key Services

Our online banking platform allows you to manage your accounts with just a few clicks. While we currently do not offer electronic statements or mobile payments, our members can still enjoy the benefits of direct account management through our traditional channels. You won't find a mobile application or person-to-person transfer features at this time, but we're dedicated to enhancing our digital offerings in the future. For those who value security, rest assured that our systems are designed with your safety in mind. Although electronic signature authorization is not available yet, we prioritize keeping your financial information protected as you navigate through your banking needs.

Financial Strength

Growing Member Base

The trust placed in us by our community is reflected in our total share accounts 361 showing a strong and growing member base that believes in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Salina Municipal is your trusted partner. Visit us at 1939B S Ohio Ct Salina Ks 67401 or call (785) 825-1053 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees who are dedicated to providing you with excellent service.

Reinvestment for Growth

With $177,591 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $48 in used auto loans and $1,150,511 in total loans and leases supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $177,591, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,191 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $887,562 in used vehicle loans and $104,778 in new vehicle loans already helping members get on the road. We provide financing options that make it easier for you to drive away in the vehicle of your choice. Our team is here to guide you through the process and ensure you find a plan that fits your budget.

Credit Lines

If you're looking for more control over your finances, consider our total credit lines offering of $50,000. This product allows members to access funds as needed, providing peace of mind during unpredictable times. Our team at Salina Municipal is dedicated to helping you navigate your financial journey. If you're interested in exploring refinancing options or eligibility requirements for any of our loan products, feel free to reach out. You can contact us at 785-825-1053 or visit us at 1939B S Ohio Ct, Salina, KS 67401 during our operating hours: Monday through Friday from 9:30 AM - 1:00 PM & 2:00 PM - 5:00 PM CST. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While currently we do not have Junior Lien 1-4 Family Residential Properties loans available, we're committed to providing guidance and resources should this become an option in the future.

Personal Financing

For those needing flexibility, we also offer flexible terms on unsecured credit card loans, though currently, there are no unsecured credit card loans available. This can be a great way to manage everyday expenses without worrying about high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and user-friendly LendMesh can be in your search for competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers displayed are fair and transparent. By using verified information, LendMesh eliminates guesswork, allowing you to focus on what matters most finding the best loan for your needs.

SALINA MUNICIPAL CREDIT UNION - Salina, KS