Salem VA Medical Center Credit Union Salem VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Salem Va Medical Center, your trusted partner in financial wellness since 1936! Nestled at 1970 Roanoke Blvd, Salem, VA 24153, we pride ourselves on serving our community with dedication and care. With a robust membership of 8,230 individuals, we are committed to providing personalized services that meet your unique needs. At Salem Va Medical Center, we understand the importance of financial security. Our total assets have reached an impressive $91,059,451, and our members enjoy the peace of mind that comes from knowing their deposits, totaling $2,511,369, are safeguarded by our solid financial foundation. Led by our experienced CEO, Steven Anderson, and supported by Board President Robert Brooks, our team of 24 employees is here to assist you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or personal banking services, we've got you covered. With a total loan portfolio amounting to 4,669, we offer tailored solutions designed to empower your financial journey. Our net worth stands strong at $10,665,337, reflecting our commitment to maintaining stability and growth for our members. Feel free to reach out to us at 540-344-4419 during our operating hours from 8:00 am to 5:00 pm, Monday through Friday. We invite you to visit us at our branch or explore more about our services online at salemvafcu.org. If you need to send any official correspondence, please use our mailing address: 1970 Roanoke Blvd, Bldg 77, Rm 12, Salem, VA 24153. Join us in building a brighter financial future together!

Branch History & Mission

A Legacy of Growth

Since opening our doors nearly nine decades ago, we've adapted to meet the changing needs of our members. Our total assets have reached an impressive $91,059,451, allowing us to offer competitive rates and innovative services like online and mobile banking. We are dedicated to ensuring that every member feels valued and supported throughout their financial journey. Our commitment extends beyond traditional banking. We strive for inclusivity by ensuring ADA compliance in all our facilities and services. Whether it's through digital advancements or personalized customer service, we're here to make your experience as smooth as possible. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and community. If you're interested in becoming a member or learning more about what we offer, please visit us online at salemvafcu.org or click here to open an account today! Join us as we continue to build a brighter future together!

Our Mission

At Salem Va Medical Center, our mission is clear: to provide exceptional financial services that empower individuals and strengthen our community. We believe in making banking easy and accessible for everyone. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We take pride in being more than just a financial institution; we are committed to supporting local initiatives and programs that uplift our community. Through various partnerships and outreach efforts, we aim to make a positive impact on the lives of those we serve.

Branch Location & Accessibility

Convenient Access

Our branch is nestled conveniently near local landmarks, making it easy to stop by while you're out and about. If you're coming from downtown Salem or nearby neighborhoods, you'll find us just a short drive away. We provide ample parking right outside the entrance so you can quickly hop in and out without any hassle. For those who require special accessibility features, rest assured that our facility complies with ADA standards. Ramps and designated parking spaces are available to ensure everyone can access our services comfortably.

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at 540-344-4419 for any inquiries or assistance. We look forward to welcoming you in person soon! Remember, while members can visit us at 1970 Roanoke Blvd, official correspondence should be sent to the same address. Come see how we can support your financial journey today!

Operating Hours & Services

We're here for you Monday through Friday from 8:00 am to 5:00 pm. Feel free to stop by during these hours; our friendly staff is always ready to assist you with personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and more. Plus, if you prefer to manage your finances digitally, we offer online and mobile banking services that let you handle transactions anytime, anywhere. If cash is what you need, we also have an ATM on-site for quick withdrawals and balance checks. While we do not have a drive-thru service at this location, our team is dedicated to ensuring that your visit is efficient and pleasant.

Member Eligibility

At Salem Va Medical Center, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the Salem area, you're likely eligible to join us. We prioritize serving those connected to our community, making it simple for you to take advantage of the many benefits we offer, like personalized service and competitive rates. To get started on your membership journey, just visit us at our branch located at 1970 Roanoke Blvd Salem Va 24153 or give us a call at (540) 344-4419. You can also find more detailed information about eligibility criteria on our website. Once you're ready, opening an account is straightforward; check out the details on how to do that here: https://www.loanliner.com/loanrequest/presenter/loanlist/04503406/841?isframed=f&cuid=04503406&loanlistid=841&channelid=5213819804111200556&locationid=2819145001085012705. We can't wait for you to be part of our family!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine having the tools to make your transactions smoother than ever. Our merchant services empower you to accept payments easily, whether in-person or online, ensuring you can focus on what you do best running your business. If you're ready to take your business to the next level, stop by our branch at 1970 Roanoke Blvd Salem Va 24153 in Salem, VA, or give us a call at (540) 344-4419. Together, let's build a brighter future for your business!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, Salem Va Medical Center offers business banking solutions, including merchant services and business loans. We understand the challenges of running a business, and we're here to support your growth.

Convenient Access

With one ATM located at our branch for easy cash withdrawals and balance checks, accessing your funds has never been simpler. Plus, our digital banking features mean you can conduct most transactions without visiting us in person. From mobile payments to person-to-person transfers, managing your finances is as convenient as it gets.

Credit Cards

Take advantage of our credit cards with rewards that let you earn while you spend! Enjoy perks like cash back or travel points that make every purchase more rewarding.

Get Started Today

Ready to explore these services further? Whether you're interested in opening an account or learning more about loan options, we're here to help! Call us at 540-344-4419 or visit us at 1970 Roanoke Blvd Salem Va 24153. Your financial well-being is our priority, and we look forward to serving you at Salem Va Medical Center!

Loans for Every Need

Need a new car? Our auto loans and vehicle financing make it easy to get on the road with competitive rates and flexible terms. If you're considering homeownership or refinancing, our mortgage loans are designed to help you achieve your dreams of owning a home. For unexpected expenses or debt consolidation, our personal loans provide the financial support you need without complicated processes.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are tailored to meet your needs. Imagine having a secure place for your money, where you can easily access it through our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features

Visit us at https://www.salemvafcu.org/ to explore the full range of services we offer. Our online banking platform allows you to check balances, pay bills, and transfer funds quickly and easily. If you enjoy keeping up with your finances on-the-go, our mobile application is here for you. It provides all the features of online banking right from your smartphone, making it easy to manage your accounts wherever life takes you. We also offer person-to-person transfers, allowing you to send money directly to friends or family with just a few taps. And if you're looking for an eco-friendly way to keep track of your statements, you'll be pleased to know that we provide e-statements for quick and easy access.

Security and Accessibility

Your security is our top priority. While we currently do not use electronic signature authorization, our systems are designed with robust security measures to protect your information. You can bank confidently knowing that we are committed to safeguarding your personal data. Our mobile payments feature makes transactions even easier whether you're buying coffee or shopping for groceries, simply use your phone to pay securely without the hassle of cash or cards. In summary, Salem Va Medical Center offers a complete digital banking experience tailored to meet your needs. Enjoy real-time account management with ease and peace of mind through our user-friendly services. Start today by visiting https://www.salemvafcu.org/ and see how we can help simplify your banking experience!

Financial Strength

At Salem Va Medical Center, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial future is safe and sound, backed by solid performance and transparency. With a net worth of $10,665,337, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,546,690 in share certificates and $3,389,524 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,615,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,420,000 in used auto loans and a total of $61,641,102 in loans and leases. Our impressive net income of $1,049,687 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $761,580, which further strengthens our commitment to your financial well-being. The total number of share accounts has reached 13,849, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Salem Va Medical Center is your trusted partner. Visit us at 1970 Roanoke Blvd Salem Va 24153 or call 540-344-4419 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,008,148 in used vehicle loans and $32,063,237 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, our competitive rates make it easy to find the right fit for your budget.

Credit Lines and Unsecured Loans

For those needing extra flexibility with their finances, we offer credit lines totaling $8,000,000 that can help cover unexpected expenses or ongoing projects. Additionally, our flexible terms on unsecured credit card loans have provided members with a total of $1,957,095 in loans to manage their finances effectively. Our team is committed to providing you with personalized service and support throughout your borrowing experience. If you have any questions or would like more information on how our loan products can meet your needs, please don't hesitate to reach out. You can contact us at (540) 344-4419 or visit us at our branch located at 1970 Roanoke Blvd Salem Va 24153 in Salem, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,443,325, make buying or refinancing simple. We're here to guide you through the process and ensure that you find the right mortgage solution for your needs. Plus, if you're considering refinancing your current mortgage, we can help you explore eligibility options tailored to your situation.

Loan Aggregator

Benefits of Using LendMesh

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SALEM VA MEDICAL CENTER FEDERAL CREDIT UNION - Salem, VA

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Introduction

Branch History & Mission

A Legacy of Growth

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Real-World Merchant Services

Tailored Business Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Get Started Today

Loans for Every Need

Personal Banking

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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