Saint Vincent Erie PA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Saint Vincent Erie, where your financial well-being is our top priority. Located at 2314 Sassafras St Ste 100, Erie, PA 16502, we have been serving our community since 1960. With a strong commitment to our members and a total membership of 1,785, we pride ourselves on being a reliable partner in your financial journey. At Saint Vincent Erie, we understand that every member has unique needs. That's why we offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our total assets stand at an impressive $16,837,435, ensuring that we have the resources to support you effectively. With total deposits reaching $892,400, you can trust that your money is safe with us. Our leadership team is dedicated to fostering a welcoming environment. Led by CEO James Kemp and Board President Floyd McClure, our small yet passionate team of 6 employees works hard every day to provide exceptional service. Whether you visit us for assistance or reach out via phone at 814-452-5742, you'll find a friendly face ready to help. While members can visit us at 2314 Sassafras St Ste 100, official correspondence should be sent to the same address as it serves as both our branch and mailing location. Join us today and become part of a community-focused credit union that truly cares about your financial success! For more information about our services or to start your membership journey, please visit our website at svefcu.com. Let's work together to achieve your financial goals!

Branch History & Mission

Community Focus

At Saint Vincent Erie, we believe that strong communities lead to strong individuals. Our outreach efforts include partnerships with local organizations to support community initiatives and events. Whether it's sponsoring local sports teams or participating in charity drives, we are dedicated to giving back to the very community that supports us. While members can visit us at 2314 Sassafras St Ste 100 Erie Pa 16502, official correspondence should be sent to 2314 Sassafras St Ste 100, Erie, PA 16502. Our operating hours are Monday through Friday from 7 am to 4 pm, allowing flexibility for everyone's busy schedules. Although we currently do not offer ATM services or drive-thru banking, we ensure that all digital banking options are user-friendly and secure.

Join Us

As we look forward to the future, we invite you to join our growing family at Saint Vincent Erie. Experience firsthand how our personalized approach can help you achieve your financial goals while being part of a community-focused organization. For more information about membership eligibility or to open an account, please visit our website. Together, let's build a brighter financial future!

Our Story

Since our doors opened, Saint Vincent Erie has focused on providing personal banking solutions that meet the unique needs of our members. Through the years, we have seen significant growth and changes in the financial landscape, but our commitment to serving our members has never wavered. We've embraced advancements in technology while maintaining a friendly, approachable atmosphere where every member feels valued. Our mission is simple yet powerful: to empower individuals and families through accessible financial services while fostering community connections. We offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Each service is designed with our members in mind, ensuring they have the tools necessary for financial success.

Branch Location & Accessibility

Accessibility and Parking

At Saint Vincent Erie, accessibility is a priority. We have features in place to ensure that everyone can visit us with ease. There are ample parking spaces available right outside our branch, making it simple for you to pop in whenever needed. Our location is ADA compliant, so members with mobility challenges will find ramps and other accommodations readily available.

Contact Us

If you have any questions or would like to learn more about how we can assist you with your financial journey, don't hesitate to reach out! Give us a call at 814-452-5742; we're always happy to hear from you! We invite you to visit us at Saint Vincent Erie today! Your financial well-being is our top priority, and we look forward to serving you soon!

Operating Hours

We understand that life can be busy, so we offer convenient operating hours from Monday to Friday, opening our doors at 7 AM and closing at 4 PM. Whether you're stopping in before work or during lunch breaks, we aim to be accessible when you need us most.

Services Offered

Our branch provides a range of personal banking services tailored to fit your financial needs. From checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. You can also take advantage of our online and mobile banking services for added convenience.

Member Eligibility

At Saint Vincent Erie, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who shares our values. If you live, work, worship, or attend school in Erie County, you're already eligible to join us! We also welcome family members of existing members, so you can share the benefits of credit union membership with your loved ones. When you become a member at Saint Vincent Erie, you gain access to a range of financial services designed to help you achieve your goals from checking and savings accounts to loans that suit your needs. To get started on your membership journey, visit us at 2314 Sassafras St Ste 100 Erie Pa 16502 or give us a call at (814) 452-5742. For more detailed eligibility criteria, check out our resource page at http://www.svefcu.com/membership.php. Ready to open an account? It's just a click away! Visit our account opening page at https://www.svefcu.com/loanapp.php to take the first step towards joining our supportive community.

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Needs

In today's fast-paced market, having reliable merchant services can make a significant difference. Imagine being able to process payments quickly and easily, allowing you to focus on what matters most growing your business. Our merchant services provide secure payment processing solutions that cater to your specific needs, ensuring you have the tools necessary for smooth transactions. For personalized assistance and tailored solutions, visit us at 2314 Sassafras St Ste 100 Erie Pa 16502 in Erie, PA, or give us a call at (814) 452-5742. Let's work together to build a thriving future for your business!

Comprehensive List Of Services

Accessibility at Your Fingertips

While we currently do not have ATM services at our branch location or drive-thru facilities, we're committed to ensuring you have access to your funds when needed through other means. Our friendly staff at Saint Vincent Erie is always available during regular hours Monday through Friday from 7 AM to 4 PM at (814) 452-5742 should you have any questions about how we can assist you further. Ready to explore these services? Visit us at Sv Fcu today or give us a call! Your financial journey starts here!

Business Banking Services

If you run a small business or plan to start one, our business banking services include merchant services and business loans tailored to help you grow. From managing cash flow to investing in new opportunities, we provide the tools you need for success.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards come with great benefits that can enhance your shopping experience. Imagine earning points for every dollar spent, which you can later redeem for exciting rewards or discounts.

Digital Banking Convenience

In today's busy world, having access to your finances anytime and anywhere is crucial. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts seamlessly. Whether you're checking balances, transferring funds, or making payments, everything is just a tap away. Plus, with features like person-to-person payments, sending money to friends or family has never been easier.

Mortgage and Personal Loans

Homeownership is within reach with our mortgage loans and refinancing services. We understand that buying a home is one of the most significant investments you'll make, so we offer competitive rates and personalized support throughout the application process. If you're facing unexpected expenses or need help consolidating debt, consider our personal loans tailored to help you get back on track without added stress.

Personal Banking Solutions

When it comes to managing your money, our personal banking services are designed with your lifestyle in mind. You can choose from various checking and savings accounts that fit your needs, whether you're saving for a special occasion or just want easy access to your funds. Additionally, if you're thinking about purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are here to make the process straightforward and affordable.

Digital & Online Banking

Key Features

One of the standout features is our mobile payments option, which lets you make purchases quickly and easily using your smartphone. Whether you're buying coffee or shopping for groceries, paying has never been more convenient. Additionally, our person-to-person transfer service allows you to send money directly to friends or family in a flash, making splitting bills or sending gifts a breeze. For those who prefer paperless options, we offer e-statements that provide an eco-friendly way to keep track of your finances. You can review your statements online without worrying about clutter or lost paperwork. While we currently don't support electronic signature authorization, our commitment to security means you can trust that your information is safe with us. We prioritize your privacy and work hard to protect your data. In summary, whether you're checking balances during lunch breaks or managing expenses late at night, Saint Vincent Erie provides the tools you need for real-time account management and financial peace of mind. Join us today and experience the convenience of modern banking!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Saint Vincent Erie is your trusted partner. Visit us at 2314 Sassafras St Ste 100 Erie Pa 16502 or call (814) 452-5742 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 4 full-time employees and 2 part-time employees. This knowledgeable team ensures that our branches are always ready to serve you with the attention and care you deserve.

Member-Centric Savings

Members' savings are secured through our various offerings. Although we currently hold no share certificates or money market shares, our focus is on providing value directly to you through personalized services tailored to your financial needs. Unlike traditional banks, we prioritize our members over non-member deposits.

Operational Efficiency

Our commitment to efficiency is reflected in our operations. Although our current net income stands at $0, we remain focused on maintaining low operational costs while delivering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $1,857,657 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continuously improve our services while keeping your best interests at heart.

Strong Capital Position

With a net worth of $1,960,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. Currently, we have $79 in used auto loans and $4,936,195 in total loans and leases available for those looking to finance their dreams.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,208 in used vehicle loans and $552,346 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used one, our financing options make it easier than ever.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. If you need extra funds for unexpected expenses or want to consolidate debt, our unsecured credit options are here to help. In addition to our personal lending solutions, we provide credit lines totaling $1,000,000 for those who need additional flexibility in managing their cash flow. These options are designed to give you peace of mind when it comes to your financial planning.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $501,504, make buying or refinancing simple. We strive to guide you through the process so you can feel confident in making one of the most important financial decisions of your life.

Refinancing and Eligibility

If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you. We can help evaluate your current situation and determine the best path forward based on your needs. For more information about our loan offerings or to discuss how we can support your financial journey, please reach out at (814) 452-5742, or visit us at 2314 Sassafras St Ste 100 Erie Pa 16502 in Erie, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product that fits your lifestyle!

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