SAINT LAWRENCE FEDERAL CREDIT UNION

Welcome to Saint Lawrence, your trusted partner in financial growth and community support. Located conveniently at 6585 State Highway 56, Potsdam, NY 13676, we have been serving our members since 1954 with a commitment to making banking accessible and beneficial for everyone. With a total membership of over 12,984 individuals, we pride ourselves on fostering a sense of belonging and trust among our community. At Saint Lawrence, our dedication to you goes beyond just providing services; it's about building lasting relationships. With assets totaling an impressive $247,822,672 and deposits amounting to $9,670,476, we ensure that your finances are in safe hands. Our experienced team of 56 employees, led by CEO Amber Taylor and Board President Douglas Loffler, is here to assist you with personalized solutions tailored to your unique needs. Whether you're looking for auto loans or credit cards with rewards, we offer a variety of services designed to help you achieve your financial goals. Our online and mobile banking options make it easy for you to manage your accounts anytime, anywhere. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 6585 State Highway 56, Potsdam, NY 13676. If you're ready to take the next step towards financial empowerment or simply want to learn more about how we can serve you better, don't hesitate to reach out! Call us today at 315-261-4637 or visit our website at www.stlawrfcu.com. Your journey towards better banking starts here!

Welcome to Saint Lawrence, a cornerstone of the community in Potsdam, NY. Established in 1954, we have proudly served our members for decades, growing alongside them and adapting to their needs. From our humble beginnings, we have evolved into a trusted financial partner, currently boasting a vibrant membership of over 12,984 individuals. Located at 6585 State Highway 56 Potsdam Ny 13676, our branch is easily accessible and positioned near local landmarks that make it a familiar spot for the community. While members can visit us at this location, official correspondence should be sent to our mailing address: 6585 State Highway 56, Potsdam, NY 13676. At the heart of Saint Lawrence is our mission: to empower our members with exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to financial resources that help them achieve their goals whether it's buying a first car, purchasing a home, or planning for retirement. Our total assets now exceed $247,822,672, reflecting our commitment to not only provide valuable services but also to ensure the security and growth of member investments. Over the years, we have made significant strides in enhancing our offerings. Our operating hours are designed for your convenience: Monday through Friday from 8:30 AM to 4:30 PM. We also feature ATM availability for those who prefer self-service banking options. Although we do not currently offer drive-thru service, we do provide shared service center access, allowing members to perform basic transactions easily. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we embrace technology with online banking and mobile payment options. These advancements ensure that our members can manage their finances anytime, anywhere, meeting them where they are in today's digital world. Community engagement is vital to us at Saint Lawrence. We actively seek partnerships and outreach opportunities that uplift those around us. Our team is dedicated to making a positive impact by supporting local initiatives and providing resources that strengthen our community bonds. As you explore what we have to offer, we invite you to join the Saint Lawrence family. Experience firsthand how we prioritize your financial well-being and contribute positively to your life and the lives of others in the community. Reach out today at (315) 261-4637 or visit us online at https://www.stlawrfcu.com/ to learn more about membership eligibility and open an account. Together, let's build a brighter future!

Joining the Saint Lawrence community means becoming part of a supportive family that genuinely cares about your financial well-being. To become a member of Saint Lawrence, you'll find that eligibility is quite accessible! If you live, work, worship, or attend school in the Potsdam area, you're already on the right track. It's our way of ensuring that we serve those who are part of our vibrant community. For more detailed information about specific eligibility criteria, feel free to check out this link. Once you're ready to take the next step, opening an account is simple and straightforward. You can easily start this process by visiting our account opening page. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 315-261-4637. We're here to help! With benefits like personalized service and a range of financial products designed just for you, becoming a member at Saint Lawrence can truly make a difference in your life.

At Saint Lawrence, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing with you, ensuring peace of mind as you make decisions about your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $27,462,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,108 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $72,340,178 in share certificates and $9,025,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,563,345, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,583,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,310 in used auto loans and $176,996,152 in total loans and leases, which support members' financial goals across various sectors. Our performance is reflected in our $0, showcasing our operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 28,866, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $702,554 further enhances our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Saint Lawrence is your trusted partner. Visit us at 6585 State Highway 56 Potsdam Ny 13676 or call (315) 261-4637 to learn more about how we can help you achieve your financial goals.