Saint Lawrence Ogdensburg NY Credit Union | Best Auto Loans & Business Banking

Introduction

At Saint Lawrence Credit Union, we understand that your financial journey is unique, and we are here to support you every step of the way. Located at 333 State St, Ogdensburg, NY 13669, our branch has been a cornerstone of the community since 1954. With a dedicated team of 56 employees led by CEO Amber Taylor and Board President Douglas Loffler, we take pride in offering personalized services tailored to meet your needs. With a total membership of 12,984, we strive to create an environment where every member feels valued. Our commitment to service is reflected in our impressive financial standing, boasting total assets of $247,822,672 and total deposits amounting to $9,670,476. We believe in empowering our members through accessible financial products, including over 7,905 loans and leases designed to help you achieve your dreams. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 333 State St, Ogdensburg, NY 13669-1405. Whether you're looking for personal banking solutions like checking accounts or loans, or business banking services that include merchant services and business loans, we've got you covered. As part of our commitment to innovation and convenience, we offer online and mobile banking options that make managing your finances easier than ever. Plus, with an ATM on-site and drive-thru services available, accessing your funds is quick and hassle-free. Join us at Saint Lawrence Credit Union where our mission is simple: to serve you better. We invite you to explore how we can assist with your financial goals today. Feel free to call us at 315-394-7532 or visit our website at stlawrfcu.com for more information. Your financial well-being is our top priority!

Branch History & Mission

Community Focus

We believe in giving back. Our partnerships with local organizations help us provide outreach programs that benefit families and individuals in need. Whether it's through financial education workshops or community events, we're dedicated to making a positive impact right here at home.

Join Us Today!

If you're looking for a financial partner who truly cares about your success and well-being, look no further than Saint Lawrence. Join us today and experience firsthand how we can help you achieve your financial goals. Visit our website at stlawrfcu.com or give us a call at 315-394-7532. Together, let's build a brighter future for you and our community!

Modern Banking Solutions

In today's fast-paced world, we recognize the importance of digital access. That's why we've invested in online banking options and mobile applications to allow you to manage your finances on your terms. Our commitment extends to ensuring ADA compliance so that everyone can access our services without barriers. With features like ATM availability and drive-thru banking services for quick transactions, convenience is always at your fingertips.

Our Journey

Starting as a small local initiative, Saint Lawrence was founded with the goal of providing accessible financial services to everyone in our community. Over the decades, we've expanded our offerings and improved our technology to better serve our members' needs. With each passing year, we've focused on building trust and ensuring that every member feels valued. Our branch is conveniently located at 333 State St, Ogdensburg, NY 13669, where you can easily reach us or visit nearby landmarks like the Ogdensburg Free Academy.

Our Mission

At Saint Lawrence, our mission is simple yet profound: to enhance the financial well-being of our members while fostering community growth. We are committed to offering high-quality banking services that include personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to ensure that our services are not only efficient but also supportive of your journey toward financial health. While you can visit us at our physical location for all your banking needs, any official correspondence should be sent to 333 State St, Ogdensburg, NY 13669-1405.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near the bustling heart of Ogdensburg, our branch is just a stone's throw away from local shops and restaurants, making it easy to combine your errands with a quick visit to us. Our location features ample parking space and is ADA compliant, ensuring that all members of our community can access our services comfortably. If you're looking for a more streamlined experience, take advantage of our drive-thru banking options for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy schedule: we're open Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:00 PM, and Saturday mornings from 9:00 AM to 12:00 PM. Feel free to drop by during these hours or give us a call at (315) 394-7532 if you have any questions!

Services Offered

At Saint Lawrence Credit Union, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, you'll find everything you need under one roof. We also provide access to ATMs and shared services for those who may bank with partner credit unions. While members can visit us at 333 State St Ogdensburg Ny 13669, official correspondence should be sent to 333 State St, Ogdensburg, NY 13669-1405. Come experience the friendly service and commitment we offer at the Saint Lawrence branch! We look forward to welcoming you soon.

Member Eligibility

Becoming a member of Saint Lawrence is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Saint Lawrence County area, you're already on the right track! We aim to make our membership accessible and welcoming for everyone in our community. You can find out all the details about eligibility by visiting this link. Once you're ready to take the next step, opening an account is easy! Just head over to our account opening page at this link and follow the simple instructions. If you have any questions or need assistance, don't hesitate to call us at (315) 394-7532. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, our merchant services make transactions easy for you. Whether it's accepting credit cards or managing payroll, these services help streamline operations so you can focus on what matters most growing your business. Located at 333 State St Ogdensburg Ny 13669 in Ogdensburg, NY, we're here to partner with you every step of the way. Let's work together to build a brighter future for your business! For more details, call us at (315) 394-7532 or visit our website.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $94 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,242,997, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Service

We pride ourselves on being accessible to all members through various channels. Our branch provides basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for partner credit union members. This means whether you need cash quickly or assistance with account transactions, we're here for you every step of the way. In conclusion, whether you're looking for personal banking options or business support, Saint Lawrence is equipped with a comprehensive suite of services designed just for you. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out at 315-394-7532 or visit us online at www.stlawrfcu.com. We look forward to serving you!

Convenient Loan Options

If you're considering a new vehicle, look no further than our auto loans and vehicle financing services. We strive to make the process straightforward and stress-free, allowing you to focus on choosing the perfect car. Additionally, for those unexpected expenses or plans that require extra funds, our personal loans and debt consolidation services can provide the financial relief you need without added stress.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with person-to-person payment options, staying on top of your finances has never been easier.

Personal Banking Made Easy

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer various checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only helps you save but also rewards you for your spending with our credit cards that come with rewards. For those larger purchases or dream home aspirations, our mortgage loans and refinancing options are here to help turn those dreams into reality.

Support for Local Businesses

At Saint Lawrence, we recognize the importance of supporting local businesses. Our business banking solutions, including merchant services and business loans, empower entrepreneurs like you to thrive in our community. We're committed to helping local businesses flourish by providing the financial tools necessary for growth.

Digital & Online Banking

Key Services

Explore the full suite of online banking options by visiting us at https://www.stlawrfcu.com/ . Whether you're checking your balance or paying bills, our 24/7 online banking services give you the flexibility to handle your financial needs on your schedule. Plus, with e-statements available, you can go paperless and keep your documents organized without clutter. Our mobile application further enhances your banking experience, allowing you to perform transactions right from your smartphone. You can easily send money to friends and family using our person-to-person transfer feature no cash or checks needed. If you prefer making payments on the go, our mobile payments feature lets you pay securely using your phone.

Security and Accessibility

We take security seriously, so you can rest easy knowing that your personal information is protected while using our services. Although we currently do not support electronic signature authorization, we ensure that all transactions are secure and reliable. With everything at your fingertips, managing your accounts has never been more accessible. Whether you're at home or out and about, our digital banking solutions empower you to make real-time decisions about your finances. Join us at Saint Lawrence today and discover how easy it is to bank digitally!

Financial Strength

Committed to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 28,866, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Saint Lawrence is your trusted partner. Visit us at 333 State St Ogdensburg Ny 13669 or call (315) 394-7532 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $25,583,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals across various sectors, with $1,310 in used auto loans and $176,996,152 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $72,340,178 in share certificates and $9,025,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,563,345, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $27,462,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,108 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,345,833 in used vehicle loans and $20,664,967 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $11,242,997 provide the capital needed to grow and expand your business operations. We understand the challenges small businesses face and are here to support your journey with tailored solutions.

Credit Lines

Our total credit lines of $57,465,681 give members access to funds when they need them most. This product is ideal for managing cash flow or handling unexpected expenses without the burden of high-interest rates. At Saint Lawrence, we believe everyone deserves access to affordable financing options. For more information on our loan products or eligibility requirements, feel free to contact us at (315) 394-7532 or visit us at 333 State St Ogdensburg Ny 13669 in Ogdensburg, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,420,543, make buying or refinancing simple. We offer various mortgage products that cater to different financial situations, whether you're a first-time buyer or looking to refinance an existing loan.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,315,752 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits that allow you to handle daily expenses while building your credit.

Loan Aggregator

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SAINT LAWRENCE FEDERAL CREDIT UNION