Welcome to saint-john-a-m-e, a trusted financial institution proudly serving the Niagara Falls community since 1968. Our mission is centered around empowering our members through exceptional service and a commitment to financial wellness. Led by CEO Jacinta Williams and Board President Ruby McCoy, we strive to provide accessible banking solutions that cater to the diverse needs of our members, including personal banking, auto loans, mortgages, and business services. With our headquarters located in the heart of Niagara Falls, NY, we are dedicated to fostering a strong community connection.

At saint-john-a-m-e, we take pride in being federally insured by the NCUA since 5/6/1971 0:00, ensuring that your deposits are safe and secure. While we currently do not offer online banking or mobile applications, our member-first approach emphasizes personal interaction and support. We encourage you to reach out via phone at 7162856432 or fax us at (716) 285-4443 for any inquiries. Join us on this journey towards financial empowerment and discover how we can help you achieve your goals with trust and transparency at every step.

At saint-john-a-m-e, we understand that our members lead busy lives, which is why we offer a comprehensive suite of financial services designed to meet your everyday banking needs. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we are dedicated to providing accessible financial products that help you manage your money effectively. Whether you're looking for mortgage loans and refinancing options or credit cards with rewards, our services cater to individuals and small businesses alike. With business banking offerings such as merchant services and business loans, we support local entrepreneurs in their journey toward success.

In today's digital world, convenience is key, which is why saint-john-a-m-e prioritizes online accessibility. Although we currently do not offer online banking, mobile applications, or electronic payment options, our commitment to personalized service remains strong. Our dedicated team is always available to assist you with any inquiries you may have about managing your finances or planning for significant life milestones. For those interested in becoming members or exploring eligibility requirements, please visit . Additionally, if you're considering taking out a loan or want to compare rates, you can easily check options at https://www.lendmesh.com/loans/personal_loans . Should you need further assistance or have questions about our services, feel free to reach out via fax at (716) 285-4443—we're here to help you navigate your financial journey with confidence.

Saint John A M E is more than just a financial institution; it is a trusted partner for its members in Niagara Falls, NY. With a total membership of 170, the credit union exemplifies community-focused banking, providing personalized services tailored to meet the unique needs of each member. The total assets amounting to 200,619 reflect a solid foundation that members can rely on, showcasing the credit union's commitment to financial stability and growth.

The net worth of 29,568 underscores the credit union's ability to maintain a healthy balance sheet while serving its members effectively. Although the net income stands at -432, this is a testament to the ongoing investments in community engagement and service improvements rather than mere profit maximization. The impressive total deposits of 81,659 highlight the trust and confidence that members place in Saint John A M E, which has resulted in a robust financial resource pool available for loans and services.

Saint John A M E currently offers 26 loans and leases, indicating its proactive approach in supporting both personal and business financial goals. Additionally, with 2 dedicated employees working tirelessly to enhance member experiences, this credit union ensures that each interaction is meaningful and impactful. The net worth ratio of 1,474 demonstrates prudent management of assets, allowing for sustainable growth while providing necessary financial products.

In today's dynamic economy, it's crucial to have access to reliable credit options. With a credit card loan volume of 22 and an unwavering commitment to transparency and customer service, Saint John A M E stands ready to assist with personal banking needs ranging from auto loans to debt consolidation.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . To explore how Saint John A M E can help you achieve your financial goals, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.