Safe Credit Union Sumter SC | Top Business Banking & Auto Loans

Introduction

Welcome to Safe, your trusted credit union located at 1855 Lewis Rd, Sumter, SC 29154. Since opening our doors in 1955, we have been dedicated to providing personalized financial services that empower our members and strengthen our community. With a robust membership of over 145,000 and total assets reaching an impressive $1,873,129,629, we take pride in being a cornerstone of financial stability and support in Sumter. At Safe, we understand the unique needs of our members. Whether you're looking for auto loans, mortgage options, or simply a reliable place to manage your savings with total deposits amounting to $129,900,132, we have tailored solutions just for you. Our commitment goes beyond just numbers; it's about building relationships and fostering trust. Under the leadership of CEO Michael Baker and Board President Kay Oldhouser Davis, our dedicated team of 365 employees is here to ensure you receive the best service possible. While members can visit us at our branch location on Lewis Road, official correspondence should be sent to our mailing address: P.O. Box 2008, Sumter, SC 29151. We invite you to explore our range of services including personal banking, business loans, and online banking options designed for your convenience. If you ever have questions or need assistance, don't hesitate to reach out by calling us at 803-469-8600. Visit our website at safefed.org for more information or to start your journey with us today! Your financial success is our priority.

Branch History & Mission

A Member-Centric Approach

In an ever-changing world, we have embraced technological advancements to provide convenient banking solutions. Members can enjoy online banking and mobile payments for easy access to their accounts anytime, anywhere. Our ADA-compliant facilities ensure that all members can comfortably utilize our services. Additionally, we're proud to offer shared service centers for those who may need assistance beyond what we provide at our branch. With drive-thru services available for quick transactions and ATM access for round-the-clock convenience, we've designed every aspect of our branch experience with you in mind. While you can visit us at 1855 Lewis Rd for your banking needs, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151.

Join Us Today!

At Safe, every member counts. As we continue this journey together, we invite you to experience the benefits of being part of a community-focused credit union dedicated to your success. Whether you're looking for a loan or seeking guidance on managing your finances, we're here for you every step of the way. Explore what Safe has to offer by visiting us or calling us at 803-469-8600 today! Your financial wellness is just a step away.

Our Mission

The mission of Safe is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that are both affordable and accessible. This mission drives us every day as we seek innovative ways to serve our members better. Our commitment extends beyond traditional banking. We actively participate in community outreach efforts, partnering with local organizations to support initiatives that make a positive impact on lives in Sumter and the surrounding areas. We understand that by investing in our community, we are also investing in the future of our members.

Branch Location & Accessibility

Convenient Access and Features

At Safe, we prioritize accessibility for all our members. You'll find ample parking right outside our doors, along with ADA-compliant features ensuring that everyone can access our services comfortably. If you need to run errands during the week, our lobby hours are designed with your busy schedule in mind: we're open from 9:00 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. Plus, we welcome you on Saturdays from 9:00 AM to 1:00 PM if you prefer to visit then!

Join Us Today!

Ready to experience personalized service and community-focused banking? Feel free to call us at 803-469-8600 or stop by our branch today! We look forward to serving you and helping you achieve your financial goals here at Safe!

Services Offered

Our branch not only provides a welcoming environment but also a variety of essential services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and mortgage options, we have something for everyone. Need quick access to cash? Enjoy the convenience of our ATM facilities available right on site. For those who prefer a little extra ease, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. While members can visit us at 1855 Lewis Rd Sumter Sc 29154, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151.

Member Eligibility

Joining the vibrant community at Safe is an exciting step toward better financial well-being! To become a member, you'll need to meet a few simple eligibility criteria. If you live, work, or worship in the Sumter area, or if you have a family member who is already a member, you're likely eligible to join us. We believe that everyone deserves access to quality financial services and support, so we strive to make membership as inclusive as possible. Plus, as a member of Safe, you'll enjoy great benefits like lower fees, competitive loan rates, and personalized service from our friendly team. Ready to take the plunge? Opening an account with us is easy! You can get started by visiting our website at https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa or calling us at (803) 469-8600 for assistance. For more detailed information on eligibility requirements, feel free to check out our resource page at https://www.safefed.org/credit-union-membership. We can't wait to welcome you into the Safe family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, our merchant services are designed to simplify your operations. Imagine being able to accept payments easily, manage transactions seamlessly, and have access to expert advice when you need it most. Whether you're a small retail shop or a service-based business, our tailored solutions can help you streamline operations and focus on what truly matters growing your business. Reach out today at (803) 469-8600 or visit us at Safe in Sumter, SC. Together, let's take your business to the next level!

Comprehensive List Of Services

ATM & Drive-Thru Services

We understand that sometimes you just need quick access to cash or want to handle basic transactions without stepping inside a branch. Our ATM services allow for easy withdrawals and balance checks at any time. Plus, our drive-thru service offers quick deposits and withdrawals without needing to leave your car perfect for those busy days!

Business Banking Services

For small business owners, we offer tailored business banking services including merchant services and business loans. Whether you're starting anew or expanding your existing venture, we have the resources to support you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Safe, we provide robust online and mobile banking options. Access your accounts anytime, anywhere whether it's checking balances, making transfers, or paying bills from the comfort of your home or on the go.

Personal Banking Solutions

If you're looking to manage your daily finances, our personal banking services include checking and savings accounts that cater to various lifestyles. For those considering a new vehicle, we offer auto loans and vehicle financing to help you hit the road with ease. Perhaps you're dreaming of owning a home? Our mortgage loans and refinancing options make that dream attainable. Sometimes life throws unexpected expenses your way. In such cases, our personal loans and debt consolidation services can provide the relief you need. And for those who love rewards, don't forget about our credit cards which come with fantastic perks.

Shared Branch Transactions

As part of our commitment to convenience, we also facilitate shared branch transactions for members of partner credit unions. This means you can perform basic deposits and withdrawals even when visiting another credit union. Whether you're stopping by our branch at 1855 Lewis Rd Sumter Sc 29154 in Sumter or connecting with us online, we aim to make every interaction pleasant and efficient. If you have questions about any of our services or need assistance, don't hesitate to reach out at (803) 469-8600. Ready to experience hassle-free banking? Visit us today at Lewis Road! Your financial journey starts here.

Digital & Online Banking

Key Features

We know that keeping your information safe is important. That's why we offer electronic signature authorization for secure transactions right from your device. You won't have to worry about unnecessary paperwork anymore! Additionally, with e-statements available, you can easily access your account statements digitally without the clutter of physical mail. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds directly from your account. And if you're someone who prefers using mobile payments, you're in luck our services support this feature too! In today's fast-paced world, having real-time account management at your fingertips is essential. With all these tools combined, Safe ensures that managing your money is not only easy but also secure. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Stability

With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We have a strong member base with 287,814 total share accounts, showing that more people trust us with their finances every day. This growth reinforces our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 1855 Lewis Rd Sumter Sc 29154 or call (803) 469-8600 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Your savings are secure with us. We proudly manage $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are highlighted by a net income of $5,623,645, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to employ 345 full-time employees and 20 part-time employees who are dedicated to serving you with a knowledgeable, committed team.

Reinvesting for Growth

With $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also evident in our lending capacity; we currently have $19,743 in used auto loans and $1,305,600,991 in total loans and leases available to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans, helping members get on the road with confidence. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we can assist you every step of the way.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $653,327 provide the capital needed to grow and expand. We understand that businesses have unique needs and are here to support you through tailored solutions. At Safe, our goal is to empower our members by offering transparent and accessible financial products. We encourage you to explore refinancing options if you're looking to reduce monthly payments or consolidate debt our team is ready to guide you through eligibility requirements and application processes. For more information about any of these loan products or to get started today, feel free to contact us at (803) 469-8600. You can also visit us online at https://www.safefed.org/ for further details and application forms. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

For those looking for additional flexibility, our total credit lines amounting to $593,546,982 can provide the extra support you need when unexpected costs arise or when you're planning for larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, making it easier than ever to invest in your future.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $91,909,082 helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending.

Loan Aggregator

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SAFE FEDERAL CREDIT UNION - Sumter, SC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Sumter, SC (29154)

Introduction

Branch History & Mission

A Member-Centric Approach

Join Us Today!

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Join Us Today!

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans for Growth

Merchant Services That Work

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Online & Mobile Banking

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Key Features

Financial Strength

Commitment to Stability

Growing Together

Member-Centric Approach

Operational Efficiency

Reinvesting for Growth

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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