Safe Credit Union Sumter SC | Best Auto Loans & Business Banking

Introduction

Welcome to Safe, your trusted partner in financial wellness located at 65 Oswego Hwy, Sumter, SC 29150. Since our establishment in 1955, we've proudly served our community with a commitment to fostering financial growth and stability. With a thriving membership of 145,254 individuals, we understand the unique needs of our members and aim to provide personalized solutions that empower you to achieve your financial goals. At Safe, we take pride in our robust financial health, boasting total assets of $1,873,129,629 and total deposits reaching $129,900,132. Our dedicated team is here to help you navigate your financial journey with confidence. Whether you're looking for auto loans or personal banking services, we've got you covered with over 79,583 loans and leases available for our members. Led by our CEO, Michael Baker, and Board President, Kay Oldhouser Davis, our experienced leadership is deeply committed to ensuring that every member receives exceptional service. We believe in building lasting relationships within the community and are always ready to assist you with your banking needs. For any official correspondence, please note that while you can visit us at the branch address mentioned above, mail should be directed to P.O. Box 2008, Sumter, SC 29151. If you're ready to explore how Safe can support your financial aspirations or have questions about our services, don't hesitate to reach out! Call us at 803-469-8600 or visit our website at safefed.org. We look forward to helping you thrive!

Branch History & Mission

Join Us

We invite you to experience the benefits of being a member at Safe. With operating hours designed for your convenience Lobby hours from 9:00 AM - 5:00 PM Monday through Thursday and until 6:00 PM on Fridays our team is ready to assist you. If you're looking for a financial partner that truly cares about your success and well-being, look no further than Safe. Visit us today or call us at 803-469-8600 to learn more about how we can support you on your financial journey!

Our Evolution

From humble beginnings, Safe has continuously evolved to meet the needs of our members. With total assets reaching an impressive $1,873,129,629, we've built a solid foundation that allows us to offer a wide range of services. These include personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our commitment to innovation is evident as we embrace digital advancements such as online and mobile banking to ensure convenience for our members. As we celebrate decades of service, we've also focused on making banking accessible to everyone. Our branch is ADA compliant and offers features like ATM availability and drive-thru banking for easy access. We are proud to be part of the Sumter community and contribute through partnerships and outreach initiatives that enhance local life.

Our Mission

At Safe, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community support. We believe in empowering our members through education and resources that help them achieve their financial goals. Whether you need assistance with personal loans or want to explore credit card options with rewards, our dedicated team is here to help. While members can visit us at 65 Oswego Hwy for all their banking needs, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151.

Branch Location & Accessibility

Call to Action

We invite you to come by and explore what we can offer! If you have questions or need assistance before your visit, don't hesitate to give us a call at 803-469-8600. Let us help you achieve your financial goals at Safe in Sumter!

Nearby Landmarks and Accessibility Features

As you approach our branch, you'll notice it's situated near popular spots like the Sumter Mall and various restaurants, making it a convenient stop during your day. We have ample parking available right in front of the building, ensuring a hassle-free experience when you visit us. Our facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours and Services Offered

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Our lobby is open from 9:00 AM to 5:00 PM Monday through Thursday, extending to 6:00 PM on Fridays for those who need a little extra time. We also offer drive-thru services starting at 8:30 AM for quick transactions, making it easier than ever to manage your banking needs on the go. At Safe, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here to help you every step of the way. You can also take advantage of our ATM availability for quick cash withdrawals or balance checks without stepping inside.

Member Eligibility

Becoming a member of Safe is like joining a warm, welcoming family that truly cares about your financial well-being. We invite individuals who live, work, worship, or attend school in the Sumter area to join us! It's easy to become part of our community, and once you're in, you'll enjoy a range of benefits designed to support your financial goals. Whether you're looking for personal banking services, loans, or just a friendly place to manage your money, we have something for everyone. For more detailed information on eligibility criteria, check out our website at https://www.safefed.org/credit-union-membership . Ready to take the next step? Opening an account is simple and straightforward! Just give us a call at (803) 469-8600, or visit us at our branch located at 65 Oswego Hwy Sumter Sc 29150. You can also start the process online through this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa . We can't wait to welcome you into the Safe family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services make day-to-day operations smoother. Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what you do best running your business. With features like easy payment solutions and online transaction capabilities, managing your finances becomes hassle-free. Located at 65 Oswego Hwy Sumter Sc 29150 in Sumter, SC, we invite you to visit us or call (803) 469-8600 to learn more about how our business banking services can benefit you. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Business Banking

For local businesses, we offer tailored solutions through our Business Banking services, including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we are here to support your business journey.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as Online & Mobile Banking. You can manage your accounts anytime, anywhere whether it's checking balances, transferring money, or paying bills all from your smartphone or computer. We also provide easy access to cash through our ATM & Cash Withdrawal Services, ensuring you can get what you need without hassle. For those who prefer face-to-face interactions but need speed and efficiency, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, members of partner credit unions can enjoy the benefits of basic shared branch transactions at our location.

Get Started Today!

At Safe, we're more than just a financial institution; we're part of your community. Our dedicated team is ready to help you achieve your financial goals with services designed just for you. If you'd like more information about any of our offerings or if you're ready to open an account, please call us at (803) 469-8600 or visit us at Oswego today!

Personal Banking

When it comes to personal banking, we understand that each member has unique goals. That's why we offer flexible Checking & Savings Accounts designed to fit various lifestyles. Our accounts come with no hidden fees and options for easy online management. If you're planning to purchase a new car or simply need a reliable vehicle, our Auto Loans & Vehicle Financing make it easy to drive off with the perfect ride. We offer competitive rates and flexible terms to ensure you find a loan that works for your budget. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options can help you navigate the process smoothly. With guidance from our knowledgeable staff, you'll be on your way to owning your dream home in no time. In times of need, our Personal Loans & Debt Consolidation services can provide quick access to funds while helping you manage existing debts effectively. We work with you to create a repayment plan that is manageable and stress-free. Don't forget about our Credit Cards with Rewards, which offer great benefits for everyday purchases. Earn points on your spending and redeem them for exciting rewards!

Digital & Online Banking

Always Available Support

Our commitment to you doesn't stop when the lobby closes. With our 24/7 online banking services, you can stay connected with your accounts around the clock. Whether it's late-night budgeting sessions or early morning bill payments, we've got you covered. At Safe, we strive to provide user-friendly features that enhance your banking experience while keeping your information secure. Join us today and discover how easy managing your money can be!

Mobile Banking on the Go

For those who like to manage their finances while out and about, our mobile application is here to help. With it, you can make mobile payments, send money through person-to-person transfers, and keep track of your transactions right from your smartphone. This means no more waiting in line at the bank or scrambling for cash; everything you need is just a tap away.

Financial Strength

Growing Membership Trust

The trust our members place in us is illustrated by the total share accounts we manage: 287,814. This reflects a strong and growing member base that chooses us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 65 Oswego Hwy Sumter Sc 29150 or call (803) 469-8600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investment in the Future

Our financial health is further reflected in our $174,965,782 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $19,743 in used auto loans and $1,305,600,991 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Options

Your savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have non-member deposits at $0, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 345 full-time employees and 20 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we provide various refinancing options and eligibility assessments to ensure you get the best deal possible. Our team is ready to discuss your individual situation and help you determine what works best for you. For any inquiries or assistance, don't hesitate to call us at (803) 469-8600 during our lobby hours from 9:00 AM - 5:00 PM Monday through Thursday and until 6:00 PM on Friday. We are also open from 9:00 AM - 1:00 PM on Saturday for your convenience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Safe be your partner in achieving financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans already helping members get on the road. We cater to all types of vehicle financing needs, ensuring that you can find a solution that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $653,327 provide the capital needed to grow and expand your business. We understand that every business has different needs, and we're committed to providing tailored solutions that align with your goals.

Credit Card Solutions

Managing daily expenses can be challenging, but it doesn't have to be. We also offer flexible terms on unsecured credit card loans, with a total of $91,909,082 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you even more as you spend.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, make buying or refinancing simple. We strive to provide competitive rates and flexible terms to help you secure the home you've always wanted.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that empower users to make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the most competitive options available. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers that reflect current market conditions.

SAFE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans