SAFE FEDERAL CREDIT UNION - Lugoff, SC

Welcome to Safe, your trusted credit union located at 624 Highway 1 S, Lugoff, SC 29078. Since our establishment in 1955, we have been dedicated to serving our community with integrity and care. With a total membership of 145,254 individuals, we pride ourselves on fostering strong relationships and providing exceptional financial services tailored to meet the diverse needs of our members. At Safe, we understand that financial stability is essential for a thriving community. That's why we manage total assets of over $1.87 billion and maintain robust financial health with a net worth of $179,649,935. Our commitment to excellence is evident in our comprehensive range of services from checking and savings accounts to auto loans and mortgages. We currently hold $129,900,132 in total deposits, showcasing the trust our members place in us. Our team is led by CEO Michael Baker and Board President Kay Oldhouser Davis, who embody our values of transparency and service. Together with our dedicated staff of 365 employees, we are here to help you navigate your financial journey. Whether you need assistance with personal loans or business banking solutions, we are ready to support you every step of the way. While members can visit us at 624 Highway 1 S, official correspondence should be sent to our mailing address at P.O. Box 2008, Sumter, SC 29151. We invite you to explore all that Safe has to offer by visiting our website at safefed.org or giving us a call at 803-425-8600. Join us today as we continue to build a brighter future for our community!

At Safe, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to join us, the good news is that eligibility is quite straightforward! You can become a member if you live, work, worship, or attend school in Kershaw County or have a family member who is already part of our community. We want to make sure everyone feels welcome and has access to our range of services designed just for you. To get started with opening your account, simply visit us at 624 Highway 1 S Lugoff Sc 29078 or give us a call at (803) 425-8600. You can also check out our detailed eligibility criteria online at https://www.safefed.org/credit-union-membership , which provides all the specifics you might need. If you're ready to take that next step, the account opening process is easy and can be done online at https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa . Join us today and enjoy the benefits of being part of Safe!

At Safe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that allows us to serve you better, ensuring your money is safe and accessible when you need it. With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $19,743 in used auto loans and $1,305,600,991 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 345 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of our community is evident as shown by the 287,814 total share accounts we manage. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 624 Highway 1 S Lugoff Sc 29078 or call (803) 425-8600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.