Safe Credit Union West Sacramento CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Safe, your trusted financial partner located at 2105 Town Center Plz Ste F100, West Sacramento, CA 95691. Established in 1940, we take pride in serving over 234,000 members with a strong commitment to our community. With total assets exceeding $4.6 billion, we are dedicated to providing reliable financial services that meet your needs. At Safe, our mission is to help you achieve your financial goals through personalized banking solutions. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we have you covered. Our robust portfolio includes over 130,000 loans and leases, amounting to more than $3.2 billion. Additionally, our total deposits stand at an impressive $404 million, reflecting our members' trust in us. Our leadership team, headed by CEO Faye Nabhani and Board President Rick Blumenfeld, is devoted to fostering a welcoming atmosphere where every member feels valued. Our staff of 715 employees is ready to assist you with any inquiries you might have. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 2105 Town Center Plaza, Suite F100, West Sacramento, CA 95691. Explore the many services we offer today! Feel free to call us at (916) 979-7233 or visit our website at safecu.org for more information on how we can help you secure a brighter financial future.

Branch History & Mission

Join Us!

As we move forward into the future, we invite you to become part of the Safe family. Experience firsthand how our dedication to service can make a difference in your financial journey. Together, let's build a brighter future for you and your community! For more information or assistance, don't hesitate to reach out at 916-979-7233 or visit us online at safecu.org.

Our Evolution

From our first days of operation at 2105 Town Center Plz Ste F100, we've continually evolved to meet the changing needs of our community. Our growth has been marked by significant milestones, including the expansion of our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Today, with total assets exceeding $4.6 billion, we are equipped to provide comprehensive financial solutions that empower our members. Our headquarters is located in Folsom, CA, but our commitment to West Sacramento remains unwavering. We aim not only to serve but also to uplift the community around us through various outreach initiatives and partnerships. As we look back on our history, we celebrate the relationships we have built and the lives we have positively impacted.

Our Mission

At Safe, we believe in putting people first. Our mission is simple yet profound: to enhance the financial well-being of our members while giving back to the communities we serve. We strive for excellence in every service we offer from online and mobile banking for convenience to personalized customer service that makes every member feel valued. We are proud to offer ADA-compliant facilities and digital services that make banking accessible for everyone. Whether you're visiting us at our branch or using our online platforms, we're dedicated to ensuring that your experience is seamless and supportive. While members can visit us at 2105 Town Center Plz Ste F100 for their banking needs, official correspondence should be sent to 2105 Town Center Plaza, Suite F100, West Sacramento, CA 95691 if different.

Branch Location & Accessibility

Accessibility Features

At Safe, we prioritize your convenience. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces. Whether you're stopping by for a quick transaction or need assistance with more complex banking services, our friendly staff is ready to help.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! Call us at (916) 979-7233 or drop by the branch. We look forward to welcoming you into the Safe family!

Mailing Information

While you can visit us at our branch for face-to-face assistance, remember that any official correspondence should be sent to our mailing address: 2105 Town Center Plaza, Suite F100, West Sacramento, CA 95691.

Operating Hours

We understand that life can get busy! That's why our operating hours are designed to fit your schedule. Visit us during our convenient hours of 6-Sep. While you're here, don't hesitate to ask about our range of services including personal banking options, auto loans, mortgages, and much more!

Parking and Amenities

We offer ample parking right outside our door, ensuring you won't have to worry about finding a spot during your visit. Plus, we provide ATM access for quick cash withdrawals and balance checks whenever you need it.

Services Offered

At Safe, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we're committed to helping you achieve your financial goals. Plus, if you're a member of another participating credit union, feel free to take advantage of our shared service center!

Member Eligibility

Becoming a member of Safe is like joining a close-knit family where your financial well-being matters. We welcome individuals who live, work, or worship in the community around us. If you fit that description, you're already on the right path to enjoying our exclusive services and benefits! At Safe, we offer a variety of financial products designed with your needs in mind, from checking accounts to auto loans and everything in between. It's easy to get started just swing by our branch located at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691 or give us a call at (916) 979-7233 for more information. For detailed eligibility criteria, feel free to check out our website at . We can't wait to have you as part of our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services are designed to simplify transactions and enhance customer experiences. Imagine having a reliable payment processing system that allows you to accept payments effortlessly, whether it's in-person or online. This means quicker transactions and happier customers, giving you more time to focus on what you do best growing your business. Visit us at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691 in West Sacramento, CA or call us at (916) 979-7233 to learn how our business banking solutions can help your venture thrive. Let's work together to turn your aspirations into reality!

Unlocking Growth with Our Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Shared Branch Services

With ATM access available at locations near you, withdrawing cash has never been easier. We also participate in shared branch transactions allowing members of partner credit unions to make deposits and withdrawals without hassle. We invite you to explore all these services and more at West Sacramento. If you have questions or need assistance, feel free to reach out at (916) 979-7233. Join us today and discover how Safe can help you achieve your financial goals!

Business Banking

Small business owners will find valuable resources through our business banking services. From merchant services that simplify transactions to business loans that fuel growth, we're here to support your entrepreneurial journey.

Credit Cards

Our credit cards come with rewards that make everyday purchases more rewarding. Whether you're buying groceries or booking travel, you can earn points that lead to great benefits. It's about getting more from what you spend!

Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms let you handle your finances anytime and anywhere. Need to check your balance or transfer funds? It's as simple as tapping on your phone or logging into your account online.

Loans and Financing

For those considering purchasing a vehicle or a home, our auto loans and mortgage options are here for you. Picture driving off in your dream car thanks to our competitive rates on auto financing. If you're looking to buy a home or refinance an existing mortgage, our knowledgeable staff will guide you through every step of the process. We also offer personal loans for debt consolidation, making it simpler to manage various debts under one umbrella.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your finances easily. Imagine having a checking account that allows you to track spending effortlessly, or a savings account that grows your money over time. Whether you're saving for a vacation or managing daily expenses, we have solutions that fit your lifestyle.

Digital & Online Banking

Key Features for Your Convenience

We know that security is a priority when it comes to online banking. That's why we offer electronic signature authorization, ensuring that your transactions are safe and secure. Plus, with e-statements available, you can easily access your financial documents without the clutter of paper. If you're on the move, our mobile application makes it simple to manage your accounts right from your smartphone. You can even make mobile payments effortlessly just tap and go! Need to send money to a friend? With our person-to-person transfer feature, sending money is quick and straightforward.

Real-Time Account Management

Our online banking services provide real-time account management at your fingertips. Whether you're checking your balance or making a payment, everything is just a few clicks away. This flexibility allows you to stay in control of your finances while enjoying peace of mind knowing that help is only a call away if you need it. Explore all these fantastic features and more by visiting us at https://www.safecu.org/ . At Safe, we are committed to making your banking experience smooth and enjoyable!

Financial Strength

A Growing Community

We are proud of our growing member base with 387,627 total share accounts. This indicates the trust placed in us by the community we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Innovation

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Lending Support

Our lending capacity supports members' financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Growth

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation enables us to support your financial needs effectively. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, ensuring you find a loan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's economy. At Safe, we believe that everyone deserves access to quality financial products. If you're interested in refinancing or exploring eligibility options for any of our loan offerings, please don't hesitate to reach out. Our friendly staff is ready to assist you. For more information or to speak with one of our representatives, call us at (916) 979-7233 or visit us at our branch located at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691 in West Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These cards come with benefits designed to fit your lifestyle while providing easy access to credit when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users navigate the complex world of loans with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is grounded in the latest results from NCUA, which can be found at ncua.gov. By relying on verified financial institutions, LendMesh guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is the verified data provided in its comparisons. Loan offers are sourced only from legitimate financial institutions, ensuring that users can trust the information they receive. Moreover, LendMesh does not prioritize lenders based on paid promotions this means that users get unbiased results without any hidden agendas. The platform also features real-time rate comparisons, offering up-to-date loan rates from multiple institutions. This allows users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce LendMesh's credibility as a reliable tool for finding competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SAFE CREDIT UNION