Safe Credit Union Sacramento CA | Top Checking & Auto Loans

Introduction

Welcome to Safe Credit Union, your trusted financial partner located at 2761 Del Paso Rd, Sacramento, CA 95835. Established in 1940, we have proudly served our community for over eight decades, growing to a total membership of 234,333 members. With total assets of $4,635,238,445 and deposits totaling $403,993,887, we are committed to providing a secure and supportive environment for all your banking needs. At Safe Credit Union, we believe in the power of community. Our dedicated team of 715 employees, led by our CEO Faye Nabhani and Board President Rick Blumenfeld, works tirelessly to ensure that you receive personalized service tailored to your financial goals. We offer a range of services from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to consolidate debt or start a new business venture with our competitive business loans, we're here to help. While you can reach us at our branch location, please note that official correspondence should be directed to our mailing address: 2761 Del Paso Rd, Suite #110, Sacramento, CA 95835. With total loans amounting to 130,084 and a net worth of $427,499,751, we are not just about numbers; we prioritize building lasting relationships with our members. We understand that your financial journey is unique our goal is to support you every step of the way. If you have questions or need assistance with your banking needs, don't hesitate to call us at (916) 979-7233. We're available Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Visit us today or check out our website at safecu.org for more information on how we can assist you in achieving your financial dreams!

Branch History & Mission

Community Focused Services

In addition to traditional banking services, we also pride ourselves on being ADA compliant and offering shared service centers for added convenience. Our drive-thru service may not be available at this location; however, you can rely on our friendly staff during lobby hours from Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. As we look ahead to the future, Safe remains committed to enhancing digital advancements while keeping a personal touch in every interaction. We invite you to join us on this journey. Experience the benefits of membership with Safe where your financial well-being is our top priority! For more information or assistance, feel free to call us at (916) 979-7233 or visit our website at safecu.org. Let's build a brighter financial future together!

Our Journey

From our humble beginnings, we have continually adapted to meet the needs of our members. Initially focused on basic savings and loan services, we expanded our offerings as technology advanced and financial needs evolved. Today, we provide a full range of personal and business banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond just financial services. We believe in making a meaningful impact in Sacramento and surrounding areas through community outreach initiatives. Whether it's supporting local schools or participating in charity events, we strive to uplift those around us.

Our Mission

At Safe, our mission is simple yet profound: to empower our members by providing accessible financial solutions while fostering a sense of belonging within the community. We are dedicated to helping you achieve your financial goals with integrity and excellence. By offering tools such as online banking, mobile payments, and personalized customer service, we ensure that your banking experience is both convenient and satisfying. While members can visit us at 2761 Del Paso Rd for all their banking needs, official correspondence should be sent to the same address. We also offer ATM services for easy access to your funds anytime you need them.

Branch Location & Accessibility

Welcome to Safe at our North Natomas branch, located conveniently at 2761 Del Paso Rd, Sacramento, CA 95835. Our location is easily accessible and situated near popular landmarks, making it simple for you to drop by for all your banking needs. At Safe, we prioritize the comfort and convenience of our members. You'll find ample parking available right outside our branch, ensuring that your visit is hassle-free. We also offer accessibility features, including ADA-compliant entrances and ramps, so everyone can enjoy our services without barriers. While you can visit us at the above address for in-person assistance, please note that all official correspondence should be sent to the same address. Our friendly team is here to serve you during our operating hours: Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or seek advice on personal finance, we are ready to help! Need cash? We have an ATM available for your convenience. Plus, if you're a member of a partner credit union, you can also take advantage of basic shared branch transactions right here at Safe. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 916-979-7233. We look forward to welcoming you into our branch soon!

Member Eligibility

Welcome to the community at Safe! We're excited to share that becoming a member is a straightforward process designed with you in mind. To be eligible, you typically need to live, work, or worship in our local area, making it easy for you to connect and engage with us. We believe everyone deserves access to quality financial services, and that's why we strive to create an inclusive environment. Membership comes with numerous benefits including personalized service, competitive rates on loans, and access to a variety of financial products tailored just for you. If you're ready to join us at Safe, simply visit our branch located at 2761 Del Paso Rd Sacramento Ca 95835 or give us a call at (916) 979-7233 for more information. You can also find detailed eligibility criteria by visiting this link. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine running your shop without worrying about complex transactions or delayed payments. Our tools help streamline operations so you can focus on what matters most serving your customers and growing your enterprise. Visit us at 2761 Del Paso Rd Sacramento Ca 95835 in Sacramento, CA, or call us at (916) 979-7233 to explore how our business banking solutions can empower your journey. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized banking solutions that cater to your entrepreneurial spirit. From merchant services that streamline transactions to business loans that fuel growth, we're committed to supporting local businesses in achieving their goals.

Credit and Debt Solutions

Managing debt can be challenging, but at Safe, we're here to help. Our personal loans and debt consolidation services are designed to give you the financial relief you seek while making repayment simple. Plus, with our credit cards featuring rewards programs, you can earn benefits on everyday purchases while staying within your budget.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking solutions. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer funds, and even send money to friends through person-to-person services. Additionally, our ATM services ensure that cash withdrawal is never a hassle.

Personal Banking Solutions

When it comes to personal banking, we understand that every member's journey is different. That's why we offer checking and savings accounts that help you manage your day-to-day finances effortlessly. Whether you're saving for a vacation or just need a safe place for your funds, our accounts are built with you in mind. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options make it easy for you. We offer competitive rates and flexible terms so you can drive away in your dream car without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services provide the support you need to make informed decisions and secure the best possible rates.

Shared Branching and Accessibility

If you're a member of another partner credit union, you'll be pleased to know that basic shared branch transactions such as deposits and withdrawals are available at Safe. This means you can access your funds easily no matter where you are. Whether you're visiting us at our location on 2761 Del Paso Rd Sacramento Ca 95835 or using our digital services from home, we aim to make your banking experience as smooth as possible. If you have any questions or would like more information about any of our services, don't hesitate to reach out at (916) 979-7233. Join us at Safe, where your financial well-being is our priority!

Digital & Online Banking

Key Features

One of the highlights of our digital banking experience is the ability to access e-statements. Enjoy the benefits of going paperless while keeping all your important documents organized and secure. You can also sign documents electronically with our electronic signature authorization feature, making transactions faster and hassle-free. If you're always on the go, our mobile application makes banking even easier. You can make mobile payments directly from your phone, allowing you to shop or send money with ease. We also offer person-to-person transfers so you can quickly send funds to friends or family without any fuss.

Security and Accessibility

Security is a top priority at Safe. Our online banking platform employs advanced security measures to protect your personal information and transactions. This means you can bank with peace of mind knowing that your finances are safeguarded. In today's fast-paced world, having real-time access to your accounts makes all the difference. Our digital tools provide you with instant updates on your financial activity, ensuring that you're always in control. In summary, at Safe, we're dedicated to providing a secure and convenient banking experience through our comprehensive digital services. Visit us online today at https://www.safecu.org/ and discover how easy managing your finances can be!

Financial Strength

At Safe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to serve the community from our branch located at 2761 Del Paso Rd Sacramento Ca 95835 in Sacramento, CA. You can reach us at (916) 979-7233 with any questions or needs you may have. Our commitment to financial strength is reflected in our impressive metrics. With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of 9.21%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $31,468 in used auto loans and a total of $3,218,582,015 available across various types of loans and leases. Our operational efficiency shines through as well; our $10,297,183 reflects our ability to manage resources effectively while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments) stand at $0, reinforcing our commitment to being financially robust. With a growing member base evidenced by a total of 387,627 share accounts we are ready to assist more individuals in achieving their financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 2761 Del Paso Rd Sacramento Ca 95835 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with the financing options that can help take your venture to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. Our dedicated team is here to guide you through every step of the process, ensuring you find the right solution for your situation.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we offer various eligibility options that might work for you. Our team is ready to help assess your current financial situation and suggest the best course of action. Our branch is located at 2761 Del Paso Rd Sacramento Ca 95835, Sacramento, CA, and we're available by phone at (916) 979-7233 if you have any questions or need assistance. Visit us today to learn more about how we can support your financial journey! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These cards come with various benefits designed to make day-to-day transactions easier and more rewarding.

Loan Aggregator

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SAFE CREDIT UNION - Sacramento, CA

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Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Introduction

Branch History & Mission

Community Focused Services

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit and Debt Solutions

Digital Banking Convenience

Personal Banking Solutions

Shared Branching and Accessibility

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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