Safe Credit Union Sacramento CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Safe, your trusted financial partner located at 3560 El Camino Ave, Sacramento, CA 95821. Established in 1940, we have proudly served our community for over eight decades, growing our membership to an impressive 234,333 members. Our commitment to providing personalized service and financial solutions is reflected in our robust total assets of $4,635,238,445 and total deposits amounting to $403,993,887. At Safe, we understand the importance of having a secure place for your savings and a reliable source for loans. With a total loan portfolio exceeding 130,084, we offer a variety of products tailored to meet your needs be it auto loans, mortgages, or personal loans. We are dedicated to helping you achieve your financial goals while ensuring that your money is safe with us. Our leadership team, headed by CEO Faye Nabhani and Board President Rick Blumenfeld, shares a vision of community empowerment through sound financial practices. Together, they lead a team of 715 employees who are passionate about making a positive impact on the lives of our members. Whether you're looking for basic banking services or advanced financial products like business loans and credit cards with rewards, we've got you covered. Our online and mobile banking options make managing your finances easier than ever. While you can visit us at our branch address for all your banking needs, please remember that official correspondence should be sent to the same location: 3560 El Camino Ave, Sacramento, CA 95821. We invite you to explore how Safe can help you take charge of your financial future. For any inquiries or assistance, don't hesitate to call us at 916-979-7233. Your journey towards financial wellness starts here!

Branch History & Mission

A Legacy of Growth

Since opening our doors over eight decades ago, Safe has adapted to meet the evolving needs of our members. We started with a simple mission: to provide accessible financial services that empower individuals and families. As we grew, so did our offerings from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services. Today, our location serves as a hub for community support and financial education. Members can enjoy convenient access to an ATM and shared service center while benefiting from our online and mobile banking platforms that make managing finances easier than ever.

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital advancements. That's why we've implemented features like electronic signatures and mobile payments while ensuring ADA compliance for all our services. Our goal is to offer every member a user-friendly experience that caters to their unique needs.

Join Us!

Safe is more than just a credit union; it's a community partner committed to your success. If you're looking for a financial institution that puts its members first and strives for excellence in service, we invite you to join us. Experience the benefits of being part of the Safe family today! Visit us online at safecu.org for more information or stop by our branch we can't wait to welcome you!

Our Mission Statement

Our mission at Safe is clear: we are dedicated to enhancing the financial well-being of our members while fostering a sense of community. We believe in supporting not only your financial goals but also the local initiatives that make Sacramento a great place to live. Through various partnerships and outreach programs, we contribute actively to community growth and resilience. While members can visit us at 3560 El Camino Ave, official correspondence should be sent to the same address as our mailing address is unchanged. Our team is available during regular operating hours for any inquiries you might have just call us at 916-979-7233.

Branch Location & Accessibility

Accessibility Features

At Safe, we prioritize convenience and accessibility for all our members. Our branch is fully ADA compliant, ensuring everyone can access our services with ease. You'll find ample parking available right outside the entrance, along with designated spots for individuals with disabilities.

Call to Action

We invite you to visit us at the El Camino branch today! Feel free to call us at 916-979-7233 if you have any questions or need further assistance. Your financial journey is important to us, and we're here to support you every step of the way!

Operating Hours and Services

We are here to serve you during our convenient operating hours. Whether you're looking to open a new account or need assistance with loans and other financial services, our dedicated team is ready to help. With ATM availability on-site, you can access your funds quickly and easily. Although we currently do not offer drive-thru banking, our friendly staff is always on hand to assist you inside. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Plus, we offer online and mobile banking for added convenience.

Member Eligibility

At Safe, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or are related to someone who is already a member, you can join us at our branch located at 3560 El Camino Ave Sacramento Ca 95821. We're here to help you navigate your financial journey with personalized services and products designed just for you. For detailed eligibility requirements, feel free to check out our website here. Joining Safe not only opens the door to various banking options but also connects you with a team dedicated to your success. Whether you're looking for a checking account, an auto loan, or simply need advice on managing your finances, we're eager to assist. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (916) 979-7233. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan options, we offer merchant services that can simplify your payment processes. Imagine being able to accept payments easily from your customers, whether they're using credit cards or mobile payments. This not only boosts sales but also enhances customer satisfaction. Our tools are designed to help you manage transactions smoothly, giving you more time to focus on what you do best running your business. Located conveniently at 3560 El Camino Ave Sacramento Ca 95821 in Sacramento, CA, our team is ready to assist you with all your business banking needs. Call us today at (916) 979-7233 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Financial Services

For those unexpected expenses, our Personal Loans & Debt Consolidation services provide a reliable solution to get back on track. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases making every dollar work harder for you. We also recognize the needs of local businesses. That's why we offer comprehensive Business Banking services, including Merchant Services & Business Loans. We're here to support entrepreneurs and help businesses thrive in our community.

Convenient Access

At Safe, convenience is key. We provide easy access to cash through our ATM services, which allow for withdrawals and balance checks whenever you need them. Additionally, as part of our commitment to accessibility, we participate in basic shared branch transactions for partner credit union members enabling deposits and withdrawals even when you're away from home. Whether you're stopping by our location at 3560 El Camino Ave Sacramento Ca 95821 or connecting through our user-friendly online platforms, we're here to make banking straightforward and efficient. Have questions? Feel free to reach out at (916) 979-7233; our friendly team is always ready to assist! Explore all that we offer today and discover how Safe can support you in achieving your financial goals! Visit us online at El Camino for more information about all our services!

Personal Banking Solutions

Our personal banking options include Checking & Savings Accounts that help you manage your finances effectively. Imagine easily accessing your funds or saving for future goals all at your fingertips! With our Online & Mobile Banking, managing your accounts has never been simpler. You can check balances, transfer funds, and pay bills right from your smartphone or computer. When it comes to financing, we offer Auto Loans & Vehicle Financing that make getting behind the wheel of your new car an exciting reality. Our competitive rates and flexible terms ensure that you find the best fit for your budget. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options designed to assist you in purchasing or upgrading your home.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to use electronic signatures for transactions. This means you can authorize important documents from the comfort of your home without needing to visit a branch in person. We also provide e-statements, allowing you to receive your account statements electronically saving paper and giving you immediate access whenever you need it. If you're always on the go, our mobile application is perfect for you. It includes mobile payment options, making it simple to pay at stores or send money to friends with just a tap on your smartphone. For those times when you need to transfer money directly to someone else, our person-to-person transfer feature makes it quick and hassle-free.

Security and Ease-of-Use

Your security is our priority. Our online banking services employ advanced security measures to protect your sensitive information. And navigating through our user-friendly interface is straightforward no complicated steps involved. You'll find managing your finances in real-time is not only accessible but also enjoyable. In summary, at Safe, we provide robust digital and online banking solutions that fit seamlessly into your lifestyle. Whether you're at home or on the move, we're here to help you manage your money with ease and confidence.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 387,627, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, which further underscores our ability to meet your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 3560 El Camino Ave Sacramento Ca 95821 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Your Future

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Member-Centric Resources

Your savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to choose the right car without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with tailored financial solutions. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (916) 979-7233 or visit us at our branch located at 3560 El Camino Ave Sacramento Ca 95821 in Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Safe, we're dedicated to guiding you through every step of your financial journey, providing transparent services that empower you financially.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while keeping it manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We offer various mortgage plans tailored to meet your individual needs, ensuring you find a solution that works for you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that all offers are fair and transparent. By using verified data from legitimate financial institutions, LendMesh ensures that users receive accurate information without any hidden agendas.

SAFE CREDIT UNION