Safe Credit Union North Highlands CA | Quick Personal Loans & ATM Access

Introduction

Welcome to Safe, your trusted credit union located at 4636 Watt Ave, North Highlands, CA 95660. Established in 1940, we have proudly served our community for over eight decades, building a solid foundation of trust and reliability. With a total membership of 234,333, we are dedicated to providing personalized financial services that meet the unique needs of each member. At Safe, we understand that every financial journey is different. That's why we offer a range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our commitment to our members is reflected in our impressive total assets of $4,635,238,445 and total deposits amounting to $403,993,887. Our leadership team is here to support you every step of the way. Under the guidance of CEO Faye Nabhani and Board President Rick Blumenfeld, our dedicated staff of 715 employees is focused on helping you achieve your financial goals. Whether you're looking for business banking options or simply need assistance with everyday transactions, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 4636 Watt Avenue, North Highlands, CA 95660. If you ever have questions or need assistance, feel free to reach out at (916) 979-7233. Join us at Safe today! Experience the difference that comes from being part of a community-focused credit union where your financial well-being is our top priority. Visit our website at safecu.org or call us to learn more about how we can assist you on your financial journey.

Branch History & Mission

Join Us

As part of the Safe family, you are not just another account number; you are valued as part of a thriving community. Whether you're looking for competitive loan options or simply seeking advice on managing your finances better, we are here for you. Join us today and discover how being a member of Safe can make a difference in your life. If you're ready to take the next step towards securing your financial future with us, feel free to reach out at (916) 979-7233 or visit our website at https://www.safecu.org/. Together, let's build a brighter future!

Our Journey

Located at 4636 Watt Ave North Highlands Ca 95660, just a stone's throw away from key landmarks in North Highlands, we have witnessed firsthand the evolution of our neighborhood. From humble beginnings, we have continually adapted to meet the needs of our members, embracing technological advancements that enhance convenience while maintaining the personal touch that sets us apart. We offer various services, including personal banking, auto loans, mortgages, and business financing, ensuring that we cater to every financial need.

Our Mission

At Safe, our mission is clear: to empower our members through accessible financial services that promote growth and stability. We are dedicated not only to providing excellent banking solutions but also to making a positive impact in our community. This commitment drives us to engage in outreach initiatives and partnerships that support local organizations and help improve the lives of those around us. While you can visit us at 4636 Watt Ave North Highlands Ca 95660 for all your banking needs, official correspondence should be sent to our mailing address: 4636 Watt Avenue, North Highlands, CA 95660. We invite you to experience our member-centric approach firsthand during our operating hours of 6-Sep. For your convenience, we also provide ATM access, ensuring you can manage your finances easily.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. With ample parking available, visiting us is hassle-free. We also ensure that everyone can access our services comfortably, featuring ADA-compliant facilities and ramps for those who may need them. While members can visit us at 4636 Watt Ave, official correspondence should be sent to the same address for your convenience.

Get in Touch

If you have any questions or want to learn more about our services before your visit, don't hesitate to give us a call at 916-979-7233. Our friendly team is ready to assist you! We look forward to welcoming you to Safe Credit Union and helping you with all your financial needs.

Operating Hours & Services

We understand that your time is valuable. That's why our branch operates on a flexible schedule, allowing you to handle your banking tasks when it suits you best. Our hours are designed to accommodate busy lifestyles, so feel free to stop by whenever you need assistance. At our North Highlands location, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, enjoy the added convenience of ATM access and shared service center transactions for partner credit union members.

Member Eligibility

Becoming a member of Safe is like opening the door to a welcoming community that genuinely cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us. We believe in making banking accessible and inclusive for everyone, so if you're at least 18 years old and can provide valid identification, you're already on the right path! Plus, we offer an array of benefits designed to help you thrive financially. Getting started is simple! To learn more about eligibility details, feel free to check out our website at . When you're ready to open an account, just give us a call at (916) 979-7233, and our friendly team will guide you through the process. You'll soon be enjoying all that Safe, located at 4636 Watt Ave North Highlands Ca 95660, has to offer!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services that can streamline your daily operations. Imagine easily processing payments while focusing on what you do best running your business. Our merchant services provide secure transaction options, enabling you to accept payments conveniently and efficiently. Located at 4636 Watt Ave North Highlands Ca 95660 in North Highlands, CA, we're just a call away at (916) 979-7233. Let us help you take your business to the next level!

Comprehensive List Of Services

Business Banking Services

We also cater to small businesses with our Business Banking solutions. From Merchant Services that streamline transactions to Business Loans that fuel growth, we understand what it takes to run a successful business.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we offer robust Online & Mobile Banking options. You can access your accounts anytime, anywhere from your smartphone or computer. Need cash? Our network of ATMs provides easy access for withdrawals and balance checks no need for complicated procedures.

Loans and Financing Options

When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options make it simple and stress-free. Picture driving off in the car of your dreams without breaking the bank; that's what we strive for at Safe. Additionally, if you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are designed to help you navigate the process smoothly. For those unexpected expenses or planned projects, our Personal Loans & Debt Consolidation services can provide you with the financial support you need. And if you love rewards while spending, check out our Credit Cards with Rewards, which offer benefits on every purchase.

Personal Banking

Starting with our personal banking offerings, we provide various Checking & Savings Accounts that help you manage your everyday expenses while saving for the future. Imagine having a checking account that not only keeps your money safe but also offers competitive interest rates allowing your savings to grow over time.

Shared Branch Services

If you're visiting us as a member of another credit union, don't worry! We facilitate basic shared branch transactions such as deposits and withdrawals for partner credit union members. This means you can still access your funds conveniently when you're on the go. At Safe, we believe in building strong relationships with our members through personalized service and innovative solutions. For any questions about our services or how we can assist you further, don't hesitate to call us at (916) 979-7233. Ready to take control of your financial future? Visit us at 4636 Watt Ave North Highlands Ca 95660 or explore more about our offerings online at our website. We're here to help every step of the way!

Digital & Online Banking

E-Statements and Security Features

Say goodbye to paper clutter! Our e-statements are not only environmentally friendly but also provide you with instant access to your financial statements. You can view them whenever you need and rest easy knowing that they are securely stored online. Security is a top priority at Safe. We use advanced technology to keep your information safe while you enjoy all our digital services. Your peace of mind matters to us.

Mobile Banking Made Simple

For those who prefer banking on their mobile devices, our mobile application is here to help! With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been more straightforward. Imagine paying for lunch or splitting bills with just a few taps on your phone! Whether you're checking your balance or transferring funds, our app offers real-time account management that fits right into your lifestyle. It's not just about convenience; it's about empowering you to make smart financial choices wherever you are. In summary, the digital and online banking services at Safe bring together convenience, security, and accessibility in one complete package. Join us today and experience banking tailored for today's busy lifestyles!

Financial Strength

A Solid Foundation

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Trust

Total Share and Deposit Accounts: 387,627, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 4636 Watt Ave North Highlands Ca 95660 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Strong Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Information

If you're considering refinancing any existing loans, we encourage you to explore our eligibility options designed to help you save money on interest rates. Our friendly team is here to guide you through the process and answer any questions you may have. At Safe, we strive to empower our members by providing straightforward financial solutions that are easy to understand and access. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out or visit us today; we're here to help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, we have options that can work for you.

Business Financing

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We provide personalized support to help you navigate the home-buying process with confidence.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and rewards that benefit your everyday spending.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous sourcing process guarantees that the information you receive is not only accurate but also reflects the most current market conditions.

SAFE CREDIT UNION