Safe Credit Union Folsom CA | Best Auto Loans & Business Banking

Introduction

Welcome to Safe Credit Union, your trusted partner in financial wellness since 1940. Located conveniently at 2740 E Bidwell St, Folsom, CA 95630, we pride ourselves on fostering a community-oriented atmosphere where our members can feel secure and empowered in their financial decisions. With a strong commitment to service, we currently support over 234,000 members, offering a comprehensive range of personal and business banking solutions tailored just for you. At Safe, we understand that every financial journey is unique. That's why we provide diverse services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. With total assets exceeding $4.6 billion and total deposits of $403,993,887, our robust financial standing reflects our dedication to serving our members effectively. We are proud of our leadership team, led by CEO Faye Nabhani and Board President Rick Blumenfeld, who are committed to steering Safe towards continued success and member satisfaction. Our experienced staff of 715 employees is always ready to assist you with personalized service, whether in-person or through our convenient online and mobile banking platforms. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 2740 E Bidwell St, Folsom, CA 95630. If you have any questions or need assistance, don't hesitate to reach out by calling us at 916-979-7233. Join us today at Safe Credit Union where your financial security is our priority! Explore how we can help you achieve your goals by visiting us online at safecu.org.

Branch History & Mission

A Rich Legacy of Community Focus

Founded in 1940, Safe started with a simple mission: to provide accessible and affordable financial services to individuals and families in Folsom and beyond. Our commitment to community support has remained strong throughout our journey. We have expanded our offerings from basic savings accounts to a wide range of services including auto loans, mortgage financing, and credit cards that reward your loyalty. Our branch has evolved significantly over the decades. In addition to our traditional banking services, we now embrace digital advancements that allow members to manage their finances conveniently through online banking and mobile applications. We understand that accessibility is key, which is why we also offer ATM access and a shared service center for added convenience.

Looking Ahead

As we look towards the future, we remain committed to enhancing our services while maintaining a personal touch. With our experienced team led by CEO Faye Nabhani and Board President Rick Blumenfeld, you can trust that your financial well-being is in good hands. We invite you to experience the benefits of being part of the Safe family. Whether you're looking for a new checking account or seeking advice on loans, we're here for you every step of the way. Reach out today at (916) 979-7233 or explore more about us online at https://www.safecu.org/ . Join us as we continue this journey together!

Mission Statement

At Safe, our mission is simple: "Empowering members to achieve their financial goals." This guiding principle drives us each day as we work diligently not only to provide exceptional financial products but also to engage with the community through outreach programs and partnerships. We believe in giving back, whether it's through educational workshops or supporting local events. While members can visit us at 2740 E Bidwell St Folsom Ca 95630, official correspondence should be sent to 2740 E Bidwell, Folsom, CA 95630 if it differs from our main location. We strive to create an inclusive environment where everyone feels welcome and valued.

Branch Location & Accessibility

Welcome to Safe, your trusted credit union located at 2740 E Bidwell St in beautiful Folsom, CA. Nestled in the heart of Sacramento County, our branch is easy to find and conveniently accessible for all your banking needs. Whether you're stopping by for personal banking services or exploring our vehicle financing options, we strive to make your experience pleasant and straightforward. As you approach our branch, you'll find it situated near popular landmarks like the Folsom Premium Outlets and the scenic Lake Natoma. This makes us a convenient stop whether you're running errands or enjoying a day out in the area. We offer ample parking right at our location, ensuring that you can visit us with ease. At Safe, we care about accessibility for everyone. Our branch is ADA compliant, featuring ramps and other accommodations to ensure all members can access our services without any hassle. Our operating hours are designed to fit into your busy schedule; we're open Monday through Friday from 9 AM to 5 PM. You can reach us by phone at 916-979-7233 if you have questions or need assistance before you arrive. We're proud to provide a range of services right here at the branch, including personal checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. Plus, for those who are part of shared service centers, we facilitate basic transactions like deposits and withdrawals for partner credit union members. While members can visit us at 2740 E Bidwell St, official correspondence should be sent to the same address. We invite you to come in and discover how we can assist with your financial journey today! Don't hesitate to stop by or give us a call; we're here to help!

Member Eligibility

At Safe, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step toward accessing a wealth of benefits. To join our community, you'll need to meet some simple eligibility requirements. Generally, anyone who lives or works in the local area can become a member, making it easy for you to take part in our cooperative spirit. For specific details about what it takes to qualify, we invite you to explore more at . Opening an account with us is straightforward and welcoming. Whether you're looking for checking accounts, savings options, or loans tailored to your needs, we're here to help every step of the way. If you have questions or want to start the membership process, don't hesitate to reach out at (916) 979-7233. Our friendly staff is ready to assist you! You can also visit us at 2740 E Bidwell St Folsom Ca 95630 and see how we can support your financial journey together.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that help streamline your payment processes. Whether you're a retail store or an online service provider, our solutions can help you accept payments easily and securely. From credit card processing to point-of-sale systems, our services are designed to enhance your customer experience while improving your cash flow. Located at 2740 E Bidwell St Folsom Ca 95630 in Folsom, CA, we're ready to partner with you on your journey toward success. Contact us at (916) 979-7233 to learn more about how we can assist your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Enjoy easy access through our ATMs located throughout Folsom and beyond. You can withdraw cash, check balances, and more without the hassle of waiting in line.

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find the right loan that fits your budget. Imagine driving off the lot with the car you've always wanted, all while enjoying peace of mind knowing you made a smart financial choice.

Business Banking

For our business members, we provide tailored solutions such as merchant services and business loans. If you're looking to expand your business or need assistance managing cash flow, our team is ready to partner with you to help achieve your goals.

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn points for every purchase you make. Picture yourself earning cash back on groceries or travel rewards on flights just by using your card for everyday purchases! It's an easy way to maximize your spending power while enjoying benefits that add value to your life.

Mortgage Loans & Refinancing

Buying a home or refinancing an existing mortgage? We have mortgage loans that cater to various financial situations. Let us guide you through the process of securing your dream home or lowering your monthly payments on an existing loan. Owning a home can be one of life's most rewarding experiences, and we're here to support you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, accessing your accounts is easier than ever. Check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer anytime and anywhere.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts designed to help you manage your finances effectively. Whether you're saving for a vacation or planning for emergencies, our accounts come with features that make it easy to track your savings and expenses.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to cash when you need it most, whether it's for medical bills, home repairs, or other urgent needs. Additionally, if you're juggling multiple debts, our debt consolidation options can simplify your payments and potentially lower your interest rates.

Shared Branch Transactions

As part of our commitment to convenience, we also offer basic shared branch transactions like deposits and withdrawals for members of partner credit unions. This means more flexibility when managing your money! At Safe, we understand that each member's financial journey is unique. Our friendly staff is always here to help answer questions or guide you through any service you might need. For more information about any of these services or how we can assist you further, please call us at (916) 979-7233 or visit us at http://www.safecu.org . Let's take steps together towards achieving your financial goals!

Digital & Online Banking

Key Features

Enjoy the convenience of e-statements, which provide you with a clear view of your account activity without the clutter of paper. You can easily switch to electronic statements, making it simpler to keep track of your finances while being kind to the environment. Plus, our electronic signature authorization lets you complete important transactions quickly and securely from the comfort of your home. Managing your money on the go is a breeze with our mobile application. Whether you need to check your balance or transfer funds, everything is just a tap away. You can even make mobile payments directly from your phone, allowing you to shop safely and conveniently. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Security and Support

We prioritize your security with advanced measures that protect your personal information while you bank online. Our user-friendly interface ensures that even those new to digital banking can navigate through their accounts effortlessly. Should you have any questions or need assistance, our dedicated support team is always ready to help. With all these features combined, managing your finances has never been easier or more secure at Safe. Embrace the future of banking today!

Financial Strength

Commitment to Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care.

Our Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Presence

Total Share and Deposit Accounts stand at 387,627, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to maintaining a secure environment where your money can thrive. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 2740 E Bidwell St Folsom Ca 95630 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Services

Additionally, if you're looking for more than just standard loans, our branch offers various personal banking services including checking and savings accounts, debt consolidation options, and more. We also provide refinancing options for those considering adjustments to their current loan structures. We invite you to visit us at 2740 E Bidwell St Folsom Ca 95630, located in Folsom, CA. For any inquiries or assistance regarding our loan offerings, feel free to call us at (916) 979-7233. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the market. We have already facilitated $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans, helping our members get on the road with ease. Whether you're interested in financing a brand-new vehicle or opting for a reliable used option, we are here to guide you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $343,481,235 provide essential capital for growth and expansion. We understand the unique challenges faced by businesses and aim to support local entrepreneurs with tailored financing solutions.

Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $103,654,608 in loans, our credit cards come with benefits that help you manage expenses while building credit.

Mortgage Options

Thinking about homeownership? Our mortgage options make it simple to buy or refinance your home. With Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, we provide flexible terms that can cater to various financial situations. Our knowledgeable team is ready to assist you in navigating your home financing journey.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By using verified data from legitimate financial institutions, LendMesh guarantees that users are not misled by outdated or inaccurate information.

Key Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SAFE CREDIT UNION