Safe Credit Union Citrus Heights CA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Safe Credit Union, your trusted financial partner located at 7601 Sunrise Blvd, Citrus Heights, CA 95610. Since our establishment in 1940, we have been dedicated to serving our community with integrity and commitment. With a proud membership of over 234,000, we offer a wide range of services tailored to meet your needs from personal banking and auto loans to business financing. At Safe, we understand the importance of security and growth for your finances. That's why we manage total assets of approximately $4.6 billion and hold deposits exceeding $403 million. Our strong financial standing is further reflected in our net worth of $427 million and cash reserves of about $18.5 million. We're here to ensure that your money works hard for you while providing peace of mind. Our leadership team, guided by CEO Faye Nabhani and Board President Rick Blumenfeld, is committed to fostering a welcoming environment where every member feels valued. We take pride in our dedicated staff of 715 employees, who are always ready to assist you with personalized service. Whether you're looking for competitive loan options or straightforward banking solutions, our comprehensive offerings include checking and savings accounts, mortgage loans, and credit cards with rewards. We also provide convenient online and mobile banking services for easy access to your accounts anytime, anywhere. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 7601 Sunrise Boulevard, Citrus Heights, CA 95610. We invite you to explore how Safe Credit Union can help you achieve your financial goals. Feel free to reach out at (916) 979-7233 or visit us online at safecu.org for more information. Join us today in building a brighter financial future together!

Branch History & Mission

Join Us

Safe is more than just a credit union; we are a family dedicated to your financial success. With operating hours designed to accommodate your busy lifestyle and ATM availability for easy access to your funds, we strive to make banking simple and effective. We invite you to become part of our story at Safe. Experience the difference that a member-focused credit union can make in your life. Visit us today or call 916-979-7233 for more information on how we can help you achieve your financial goals!

Our Evolution

From humble beginnings as a small credit union, we have continually adapted to meet the needs of our members. Our commitment to enhancing financial well-being led us to expand our offerings beyond traditional banking. Today, we provide personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our branch is equipped with modern conveniences like online banking and mobile applications, ensuring that members can manage their finances on-the-go. We also embrace technological advancements such as electronic signature authentication and person-to-person payment options, making transactions easier than ever.

Our Mission

At the core of Safe's mission is a promise to support not just financial growth but also community development. We believe in giving back to the neighborhoods we serve through various outreach programs and partnerships with local organizations. Our goal is to build a stronger community by providing financial education and resources that promote economic stability. While you can visit us at 7601 Sunrise Blvd, official correspondence should be sent to 7601 Sunrise Boulevard, Citrus Heights, CA 95610 if different from our branch address. We are proud to offer shared service center availability for added convenience.

Branch Location & Accessibility

Welcome to the Safe Credit Union branch at 7601 Sunrise Blvd, Citrus Heights, CA! Nestled in the heart of Citrus Heights, our branch is conveniently located near popular landmarks, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby shopping centers or just passing through the area, we're here to meet your banking needs. At Safe, we prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and accessible parking spaces to ensure everyone can easily access our services. Plus, with ample parking available right outside our doors, you can visit us without any hassle. We understand that life can get busy, so our operating hours are designed to fit your schedule. Visit us during the week from 9 AM to 5 PM and on Saturdays from 9 AM to 1 PM. Our friendly staff is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more. For those on the go, we also provide ATM services right at our location for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking, our team is dedicated to ensuring your in-branch experience is efficient and pleasant. Additionally, as a shared service center, we allow basic transactions for members of partner credit unions, broadening access to essential banking services. Should you need any assistance or have questions about our offerings, don't hesitate to reach out! You can contact us at 916-979-7233. We invite you to come visit us at Safe Credit Union where your financial well-being is our priority!

Member Eligibility

At Safe, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. Our membership criteria are designed to be inclusive, so whether you're looking for personal banking solutions or business services, we're here for you. For more specific details on eligibility, feel free to visit our website at . Once you're ready to open an account, the process is straightforward. You can start your journey with us by visiting our branch located at 7601 Sunrise Blvd Citrus Heights Ca 95610 or by giving us a call at (916) 979-7233. We're excited to help you take the next step toward better banking. Join us today and experience the many advantages of being a part of Safe!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to handle your transactions smoothly. Our merchant services offer seamless payment processing options that allow you to focus on what you do best running your business. From accepting card payments to managing online sales, we provide tools that enhance customer experiences and simplify operations. Located at 7601 Sunrise Blvd Citrus Heights Ca 95610 in Citrus Heights, CA, we are dedicated to being a vital resource for local businesses. Reach out today at (916) 979-7233 to learn more about how we can help your business thrive!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Shared Services

Need cash on the go? Our ATM and cash withdrawal services are readily available at various locations, ensuring you have access to your funds whenever you need them. Additionally, if you're a member of partner credit unions, you can perform basic shared branch transactions like deposits and withdrawals at our location.

Business Solutions Tailored for You

For our entrepreneurial members, we provide robust business banking services, including merchant services and business loans. We know that running a business comes with its own set of challenges, and our team is here to support you with tailored financial solutions designed specifically for your business needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in top-notch online and mobile banking platforms that allow you to manage your accounts from anywhere. With features like mobile payments, electronic signatures, and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking Made Easy

We offer a variety of personal banking options that make day-to-day financial management simple and convenient. Our checking and savings accounts are designed to suit different lifestyles, helping you save for future goals or manage everyday expenses effortlessly. Need financing for your next vehicle? Our auto loans and vehicle financing options come with competitive rates, making it easier for you to hit the road in style. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans provide flexible terms to fit your needs. For those unexpected expenses or plans that require additional funds, our personal loans and debt consolidation services can provide quick access to cash, allowing you to take control of your financial situation.

Rewarding Credit Options

At Safe, we also believe in rewarding our members. That's why we offer credit cards with rewards that allow you to earn points on your everyday purchases. These points can be redeemed for travel, merchandise, or cash back making every swipe count!

Your Financial Partner

No matter what financial service you need, Safe is here to assist you. Our friendly staff is ready to answer any questions and guide you through our offerings at our branch located at 7601 Sunrise Blvd Citrus Heights Ca 95610, or feel free to give us a call at (916) 979-7233 for more information. Join us today and experience how easy it can be to manage your finances with a credit union that truly cares about its members! Visit us online at Sunrise or drop by our branch we look forward to serving you!

Digital & Online Banking

Banking at Your Fingertips

For those who love using their smartphones, our mobile application Yes provides a user-friendly experience that lets you manage your accounts directly from your device. Want to make payments? Our mobile payments feature Yes makes it simple and fast. You can even send money to friends or family easily through person-to-person transfers Yes just another way we help you stay connected financially. At Safe, we're committed to making your banking experience smooth and accessible. Explore all these digital services today and discover how easy it can be to manage your money with us!

Online Banking Made Simple

With our 24/7 online banking services available at https://www.safecu.org/ , you can access your accounts anytime, anywhere. Check your balance, transfer funds, and pay bills with just a few clicks. It's all about giving you real-time control over your finances without the hassle of traditional banking hours.

User-Friendly Features for Everyone

We know security is important to you, which is why our online platform includes features like electronic signature authorization Yes for added protection. Plus, if you prefer going paperless, e-statements are available Yes, making it easy to keep track of your transactions while helping the environment.

Financial Strength

Community Trust

Total Share and Deposit Accounts: 387,627, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 7601 Sunrise Blvd Citrus Heights Ca 95610 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Strong Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever for you to drive away in the vehicle you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We understand that businesses require tailored solutions, which is why our team works closely with you to ensure your financing aligns with your objectives. At Safe, we prioritize transparency and accessibility. If you're considering refinancing or are unsure about eligibility requirements, feel free to reach out at (916) 979-7233. We're here to answer your questions and support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and discover how we can assist in making your financial dreams a reality!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced staff can guide you through the process and help you find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your lifestyle while providing a safety net for unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users seeking loans. By focusing on verified data, LendMesh guarantees that each comparison reflects legitimate financial institutions, helping to build trust and confidence among users.

SAFE CREDIT UNION