Safe Credit Union Citrus Heights CA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Safe, your trusted financial partner located at 7475 Madison Ave, Citrus Heights, CA 95610. Since our establishment in 1940, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 234,333 members. With assets totaling an impressive $4,635,238,445, we stand strong and ready to support your financial journey. At Safe, we understand that your financial well-being is paramount. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. Our dedicated team of 715 employees, led by our CEO Faye Nabhani and Board President Rick Blumenfeld, is always here to assist you with personalized service and expert advice. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 7475 Madison Ave, Citrus Heights, CA 95610. We invite you to explore our range of services designed to help you achieve your financial goals. With total deposits reaching $403,993,887 and a net worth of $427,499,751, Safe is not just a credit union; we are a community-focused organization committed to making a positive impact in Citrus Heights and beyond. Whether you're looking for competitive loan rates or robust online banking features, we're here to empower you every step of the way. Feel free to reach out to us at 916-979-7233 for any inquiries or visit our website at safecu.org for more information. Your financial success starts here join us today!

Branch History & Mission

Our Journey

Since opening our doors, Safe has prioritized building strong relationships with our members. Over the years, we have expanded our offerings to include various services such as personal banking, auto loans, mortgages, and business banking. Our commitment to innovation is evident in our digital advancements, allowing members to access online and mobile banking features easily. We ensure everyone can participate in modern banking through ADA-compliant facilities and services. We recognize the importance of being more than just a financial institution; we strive to be a cornerstone in our community. Our partnerships with local organizations and ongoing outreach efforts reflect this mission. Whether it's hosting financial literacy workshops or supporting local events, we are here to uplift and enhance the lives of those around us.

Our Mission

At the heart of everything we do is our mission: to provide exceptional financial services while fostering community growth and support. We believe that by helping you achieve your financial goals, we contribute to a stronger, healthier community overall. Our friendly staff is always available to guide you through your options, ensuring that every member feels valued and understood. While members can visit us at 7475 Madison Ave Citrus Heights Ca 95610, official correspondence should be sent to 7475 Madison Ave, Citrus Heights, CA 95610 if different. We invite you to experience the benefits of becoming part of the Safe family. With convenient operating hours and an ATM on-site for your convenience, we're ready to assist you with all your banking needs. Join us today, and let's build a brighter financial future together! For any inquiries or assistance, feel free to call us at (916) 979-7233.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is crucial. Our branch is ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us comfortably. With ample parking available right outside the entrance, getting in and out of the branch is hassle-free.

Get in Touch!

Ready to experience all that Safe Credit Union has to offer? We invite you to visit us at our Citrus Heights branch or give us a call at 916-979-7233 for any questions. Your financial wellness is our priority let's achieve it together!

Operating Hours and Services

We're open to serve you from Monday through Friday during regular business hours, so you can plan your visits accordingly. If you need to get cash on the go, we also have ATM availability at this location for your convenience. In addition to personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, we also offer business banking solutions and online/mobile banking options. Plus, if you're a member of another partner credit union, feel free to utilize our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

Becoming a member of Safe feels like joining a warm and supportive family dedicated to your financial well-being. If you live, work, or worship in the Citrus Heights area, you're likely eligible to join us! We welcome individuals who share our values and are looking for a community-focused banking experience. Whether you want to open a checking account, save for the future, or explore loan options, our friendly team is here to help every step of the way. You can find more detailed eligibility information at . Getting started is easy! Simply visit us at 7475 Madison Ave Citrus Heights Ca 95610, or give us a call at (916) 979-7233 for any questions you might have. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly from your customers whether they prefer credit cards, debit cards, or mobile payments. Our services help streamline transactions so you can focus on what you do best: running your business. Located at 7475 Madison Ave Citrus Heights Ca 95610 in Citrus Heights, CA, we're here to help you achieve your business goals. For more information or to discuss how we can assist your business, give us a call at (916) 979-7233. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive solutions through our business banking services. From merchant services that simplify transactions to tailored business loans, we are here to support local businesses and entrepreneurs in achieving their goals.

Call-to-Action

Contact us today at (916) 979-7233 or visit our website at Citrus Heights for more information on how we can help meet your financial needs!

Credit Options

At Safe, we also understand the importance of having access to credit when you need it most. That's why we offer credit cards with rewards a great way to earn while you spend!

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why our robust online and mobile banking platforms allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and pay bills with just a few clicks or taps on your device. Plus, our ATM services ensure that cash is always within reach.

Personal Banking Solutions

When it comes to personal banking, Safe offers a variety of options tailored to fit your lifestyle. Our checking and savings accounts are designed to help you manage your daily expenses while saving for future goals. If you're in the market for a new vehicle, our auto loans and vehicle financing solutions will get you on the road with competitive rates and flexible terms. Need a place to call home? Our mortgage loans and refinancing options can help make that dream a reality, providing you with the financial tools needed for home ownership. Additionally, if you're juggling multiple debts, consider our personal loans and debt consolidation services that can ease your financial burden.

Shared Branch Transactions

We believe in community support, which is why we offer basic shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals even when you're away from home. At Safe, every service is designed with you in mind, ensuring ease of access whether you visit us in person or connect online. If you're ready to explore these offerings further or have any questions about how we can assist you financially, don't hesitate to reach out!

Digital & Online Banking

At Safe, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to provide you with convenience at your fingertips. Whether you're at home or on the go, accessing your accounts is just a click or tap away. With our [online banking](https://www.safecu.org/) platform, you can check balances, transfer funds, and pay bills anytime, day or night. This 24/7 access means you're always in control of your finances. Plus, our mobile application brings these features right to your smartphone, making it easier than ever to manage your money wherever you are. For those who love the speed of modern banking, we offer person-to-person transfers. Sending money to friends or family is quick and hassle-free. And if you're looking for a paperless option, our e-statements let you receive your financial documents electronically saving trees while keeping everything organized in one place. Security is a top priority at Safe. Our system uses electronic signature authorization, ensuring that your transactions are safe and verified. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your mobile device without needing cash or cards. In today's fast-paced world, having quick access to your finances is essential. At Safe, we're committed to providing tools that help you manage your money efficiently and securely. Explore more about our digital banking services by visiting us at [safecu.org](https://www.safecu.org/) today!

Financial Strength

Commitment to Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 387,627, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 7475 Madison Ave Citrus Heights Ca 95610 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, our dedicated team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand your business. We believe in supporting local businesses and are here to help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We understand that every member's journey is unique, so we offer personalized guidance to help you navigate the mortgage process smoothly.

Refinancing Options

If you're considering refinancing any existing loans or looking for eligibility options, our team can provide insights tailored to your situation. We aim to ensure that you have access to the best possible terms for all your borrowing needs. At Safe, we prioritize your financial well-being. For more information about our loan offerings or to speak with one of our representatives, please call us at (916) 979-7233. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards options that fit your lifestyle.

Loan Aggregator

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SAFE CREDIT UNION