Safe 1 Credit Union Visalia CA | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Safe 1, your trusted credit union located at 1407 E Noble Ave, Visalia, CA 93292. Since our establishment in 1952, we have dedicated ourselves to providing exceptional financial services to our community. With a strong commitment to helping our members achieve their financial goals, we are proud to serve over 83,777 members and manage assets totaling an impressive $976,135,098. At Safe 1, we believe in building lasting relationships with our members. Our experienced team of 135 employees is here to guide you through your financial journey, whether you're looking for a personal loan, auto financing, or business banking solutions. Under the leadership of our CEO, David King, and Board President, Maureen Buscher-Dang, we strive to create a welcoming environment where every member feels valued and understood. While you can always visit us at our branch location for personalized assistance, please note that official correspondence should be sent to our mailing address: 1407 E Noble Avenue, Visalia, CA 93292. With total loans amounting to 39,740 and total deposits of $92,999,094, we pride ourselves on being a financially sound institution committed to the well-being of our members. Our net worth stands at $150,902,398, which reflects our stability and dedication to providing safe and secure banking options. Whether you're interested in opening a new account or simply have questions about our services like online banking or credit card options we invite you to explore all that Safe 1 has to offer. You can reach us at 661-327-3818 or visit our website at safe1.org for more information. Join us today and experience the difference that a community-focused credit union can make in your financial life!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of the Safe 1 family. Experience firsthand how we prioritize your needs and work tirelessly for your success. Join us today and discover the benefits of being a member of Safe 1 Credit Union! For any inquiries or assistance, feel free to call us at (661) 327-3818. Together, let's build a brighter financial future!

Our Evolution

Throughout the years, Safe 1 has embraced change and innovation while staying true to our mission of providing excellent financial services with a personal touch. From our humble beginnings, we've expanded our offerings to include auto loans, mortgages, credit cards with rewards, and more. With total assets now exceeding $976 million, we have established a solid foundation that allows us to support our members in achieving their financial goals. Our commitment to community is unwavering. We actively engage in outreach efforts and partnerships that uplift and empower those around us. As we continue to grow, we remain dedicated to making a positive impact on the lives of our members and the broader Visalia community.

Our Mission

At the core of Safe 1's mission is the belief that everyone deserves access to quality financial services. We strive to create an environment where our members feel valued and supported. Our mission goes beyond just banking; it encompasses helping individuals build better futures through sound financial decisions. We understand that the world is changing rapidly, which is why we've invested in digital advancements like online banking and mobile payments for your convenience. While you can visit us at 1407 E Noble Ave for in-person service during our operating hours (Monday-Thursday from 9:15 am - 5:15 pm and Friday until 5:45 pm), we also offer robust online options so you can manage your finances anytime, anywhere. While members can visit us at 1407 E Noble Ave Visalia Ca 93292, official correspondence should be sent to 1407 E Noble Avenue, Visalia, CA 93292 if different.

Branch Location & Accessibility

Welcome to Safe 1, your friendly neighborhood credit union located at 1407 E Noble Ave, Visalia, CA 93292. Our branch is situated in a vibrant area near well-known landmarks, making it easy for you to stop by while running errands or enjoying a day out. With convenient parking available and features that comply with ADA standards, we ensure that everyone can access our services comfortably. At Safe 1, we understand the importance of your time. That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday through Thursday from 9:15 AM to 5:15 PM and on Fridays until 5:45 PM. If you ever need assistance outside these hours, don't hesitate to give us a call at 661-327-3818; our team is always ready to help! For those who prefer quick transactions, we proudly provide ATM services right here at our branch. While we currently do not have drive-thru banking, our friendly staff is available inside to assist you with all your banking needs from personal checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at our branch address, official correspondence should be sent to the same location at 1407 E Noble Avenue, Visalia, CA 93292. At Safe 1, we're dedicated to providing you with personalized service in a welcoming environment. So whether you're looking to open a new account or just want some advice on managing your finances, we invite you to stop by and see how we can support you on your financial journey!

Member Eligibility

Joining the Safe 1 community is like stepping into a welcoming family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. Generally, individuals who live, work, or worship in the area around 1407 E Noble Ave Visalia Ca 93292 can join us. It's all about making banking accessible and supportive for everyone in our community. Plus, being a member comes with fantastic perks like competitive loan rates, personalized service, and access to various financial products designed just for you. Getting started is easy! You can find detailed eligibility requirements on our website at . Once you're ready to open an account, just visit us or head over to http://www.safe1.org/dbank/live/app/register to start your journey with us online. If you have any questions or need assistance, feel free to give us a call at (661) 327-3818. We're excited to welcome you to Safe 1, where your financial goals become our mission!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer merchant services that simplify payment processing. Picture this: your customers can easily pay using various methods, from credit cards to mobile payments, making their experience smooth and enjoyable. This not only enhances customer satisfaction but can also lead to increased sales. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Visalia, CA. Join us at Safe 1 located at 1407 E Noble Ave Visalia Ca 93292 and let's work together to make your business dreams a reality! For more information, call us at (661) 327-3818.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who need it.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find our business banking services particularly valuable. We offer merchant services that simplify transactions for your customers and help streamline operations. Our business loans provide the funding necessary for growth or unexpected expenses.

Convenience at Your Fingertips

To further enhance your experience, we have an ATM available for easy cash withdrawals whenever you need them. Plus, our friendly team is just a phone call away at (661) 327-3818 if you have any questions or need assistance. We invite you to explore all these offerings at Safe 1, where personalized service meets comprehensive financial solutions. Visit us today or check out our website at Visalia to learn more about how we can support your financial journey!

Credit Cards

For those who love rewards, our credit cards with rewards provide an excellent way to earn points on everyday purchases. From travel perks to cashback opportunities, these cards make spending rewarding in more ways than one.

Digital Banking

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we prioritize online and mobile banking, allowing you to check balances, transfer funds, and pay bills from anywhere. With features like ATM services for cash withdrawals and basic access for balance checks, managing your money has never been easier.

Personal Banking

Our personal banking options include checking and savings accounts that help you manage your money effectively. Imagine having a checking account that allows easy access to your funds while earning interest on your savings making every penny count! We also offer auto loans and vehicle financing solutions that can help you get behind the wheel of your dream car without breaking the bank. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing options are designed with competitive rates to make homeownership more accessible. Additionally, our personal loans and debt consolidation services can assist you in managing expenses or consolidating multiple debts into one manageable payment.

Digital & Online Banking

Enhanced Security and User Experience

We prioritize your security with features like secure logins and two-factor authentication. You can rest assured that your financial information is protected while you enjoy the ease of online banking. Additionally, our person-to-person transfer feature allows you to send money quickly and securely to friends or family without needing cash or checks. For those who love the convenience of mobile payments, our platform supports this feature too! You can easily make purchases directly from your phone making transactions simple whether you're shopping or dining out. At Safe 1, we're committed to making your banking experience as smooth as possible. Explore our digital banking services today and discover how easy it is to manage your money efficiently!

Key Features of Our Digital Banking Services

With our robust online banking platform, accessible at https://www.safe1.org/ , you can check balances, pay bills, and transfer funds anytime, anywhere. Enjoy 24/7 access to your accounts, allowing you to take control of your finances on your schedule. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. If you're looking for a way to keep track of your spending while being eco-friendly, we offer e-statements that help you manage your finances without the clutter of paper. And if you prefer using your mobile device, our user-friendly mobile application makes it easy to bank on the go.

Financial Strength

Committed Team Behind You

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 153,035, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further emphasizes our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe 1 is your trusted partner. Visit us at 1407 E Noble Ave Visalia Ca 93292 or call (661) 327-3818 to learn more about how we can help you achieve your financial goals.

Reinvesting in Member Services

With $137,229,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $19,217 in used auto loans and $766,886,033 in total loans and leases supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $255,689,894 in share certificates and $47,251,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $150,902,398, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,546 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,656,708 in used vehicle loans and $207,361,809 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive rates and flexible terms can make the process simple and accessible.

Credit Lines

In addition to auto and mortgage loans, we provide credit lines totaling $427,763,434, giving you access to funds when you need them most. This option can be particularly useful for managing cash flow or funding larger purchases without the hassle of applying for multiple loans. Our commitment extends beyond just lending; we also offer refinancing options for those looking to lower their monthly payments or consolidate debt into one manageable payment. If you're interested in exploring eligibility options or would like more information about our products, please don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Safe 1, we're here to help you navigate your financial journey with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $59,841,919, making buying or refinancing straightforward. We strive to support your journey into homeownership with favorable terms that fit your budget.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $16,871,857 in loans helping members manage their finances effectively. These cards provide an easy way to handle unexpected expenses while enjoying rewards that fit your lifestyle.

Loan Aggregator

Building Credibility Through User Experience

Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this reflect our dedication to helping users save money and time. Explore your options and compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent. LendMesh takes pride in its reliable processes: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions.

SAFE 1 CREDIT UNION