Safe 1 Credit Union Tehachapi CA | Best Auto Loans & Online Banking

Introduction

Welcome to Safe 1, your trusted financial partner right here in Tehachapi, CA. Since our establishment in 1952, we've proudly served our community, growing alongside our 83,777 members and building a strong foundation of trust. Located at 20141 W Valley Blvd, we are dedicated to providing personalized financial services that meet your unique needs. At Safe 1, we believe that banking should be straightforward and accessible. Our total assets amount to an impressive $976,135,098, reflecting our stability and commitment to our members. With total deposits reaching $92,999,094 and a net worth of $150,902,398, you can rest assured that your finances are in capable hands. Our loan offerings are designed with you in mind; we manage a diverse portfolio of 39,740 loans and leases to help you achieve your financial goals. From auto loans to personal loans and even credit cards with rewards, we are here to support you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 20141 Valley Blvd, Tehachapi, CA 93561. Feel free to reach out at 661-822-8000 during our lobby hours from 8:00 am to 6:00 pm Monday through Friday. Our team is led by CEO David King and Board President Maureen Buscher-Dang, who are passionate about fostering a welcoming environment for all members. Together with our dedicated staff of 135 employees, we strive to make your banking experience smooth and enjoyable. We invite you to explore all that Safe 1 has to offer by visiting our website at safe1.org or calling us today! Your financial journey begins here let us help you navigate it successfully!

Branch History & Mission

Community Focus

We are more than just a credit union; we are a part of the fabric of Tehachapi. Our outreach efforts extend beyond banking as we engage in various community initiatives designed to support local families and businesses. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact in every way possible.

Join Us

As we look ahead toward new horizons at Safe 1, we invite you to become part of our story. Experience the benefits of membership by joining us today! Visit our website or call us at 661-822-8000 for more information about how we can serve you better. Together, let's build a brighter financial future for you and your family!

Our Journey

From our humble beginnings, Safe 1 has evolved significantly. We began with a simple mission: to offer financial support to our members while fostering a sense of community and belonging. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. As we grew, so did our understanding of our members' needs. Today, we are proud to offer online and mobile banking services that bring convenience right to your fingertips.

Our Mission

At Safe 1, our mission is clear: we aim to empower our members through accessible financial services while actively supporting the communities we serve. We believe that everyone deserves a chance at financial wellness. This belief drives us to provide not only competitive rates but also programs that uplift and strengthen our local economy. Our partnerships with local organizations and businesses highlight our dedication to community outreach and support. While you can visit us at our branch location in Tehachapi for all your banking needs from drive-thru services to ATM access official correspondence should be sent to the same address: 20141 Valley Blvd, Tehachapi, CA 93561.

Branch Location & Accessibility

Accessibility Features

At Safe 1, we prioritize making banking easy for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and spacious parking options to ensure that all members can visit us comfortably.

Call to Action

Ready to experience convenient banking? Visit us at Safe 1 today or give us a call at 661-822-8000. We look forward to welcoming you!

Operating Hours and Services

We're open Monday through Friday from 8:00 am to 6:00 pm, giving you plenty of time to stop by. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, our friendly staff is ready to assist you. Plus, we offer drive-thru banking for quick transactions like deposits and withdrawals without having to leave your vehicle. Don't forget about our ATM availability accessible anytime for cash withdrawals and balance checks!

Member Eligibility

At Safe 1, we believe that everyone deserves a place where they feel valued and supported. Joining our community is simple! If you live, work, or worship in the Tehachapi area, you're likely eligible to become a member of our credit union. We welcome individuals from all walks of life, and our goal is to provide you with financial services tailored just for you. To learn more about the specific eligibility criteria, please visit this link. Once you're ready to take the next step towards membership, opening an account is a breeze! Just head over to this page for easy online registration. If you have any questions or need assistance, don't hesitate to reach out at (661) 822-8000. We're here to help you every step of the way as you join our thriving Safe 1 family located at 20141 W Valley Blvd Tehachapi Ca 93561.

Business Banking & Commercial Services

At Safe 1, we understand that every business has its own unique journey. Whether you're a startup looking to make your mark or an established company ready to expand, our business banking and commercial services are designed to help you thrive. Imagine having access to tailored financing options that can boost your growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. But it's not just about loans. Our merchant services simplify transactions so you can focus on what you do best running your business. Whether it's processing payments or managing cash flow, we provide practical tools that keep your operations smooth. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Tehachapi, CA. Let us partner with you on your journey toward success at 20141 W Valley Blvd Tehachapi Ca 93561! For more information, call us at (661) 822-8000 or visit our website at https://www.safe1.org/.

Comprehensive List Of Services

ATM and Drive-Thru Accessibility

Need cash quickly? Our branch includes ATM services where you can perform withdrawals and balance checks at your convenience. Plus, enjoy the ease of our Basic Drive-Thru Banking, allowing you to complete deposits and withdrawals without leaving your vehicle. At Safe 1, we strive to ensure that every member feels supported in their financial decisions. If you're ready to explore these services or have questions about what we offer, please don't hesitate to reach out! You can call us at 661-822-8000 or visit us at 20141 W Valley Blvd Tehachapi, CA 93561 during our operating hours from 8:00 AM to 6:00 PM on weekdays. Join us today and experience banking designed with you in mind!

Business Banking Services

For local businesses, we offer comprehensive Business Banking options including merchant services and business loans. We're dedicated to helping entrepreneurs thrive by providing the necessary tools and support they need.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features. Access your accounts anytime from anywhere using our mobile app or online platform perfect for managing transactions on the go!

Flexible Financial Solutions

We also recognize that life can bring unexpected expenses. That's why our Personal Loans & Debt Consolidation solutions are here for you when you need them most. Whether you're facing a medical bill or planning a vacation, we can help consolidate your debt into manageable payments.

Home Ownership Support

If owning a home is on your mind, look no further than our Mortgage Loans & Refinancing services. We guide you through the mortgage process and help you secure competitive rates, making homeownership an achievable goal.

Personal Banking Made Easy

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts designed to help you manage your day-to-day finances. Imagine opening a checking account where you can easily deposit your paycheck and set aside funds for future goals. Our savings accounts provide a safe place for your savings while earning interest over time. When it comes to vehicle financing, our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel of your dream car. We understand how important reliable transportation is, so we work with you to find a loan that fits your budget.

Rewarding Credit Options

With our Credit Cards with Rewards, every purchase can bring added benefits like cash back or points towards future travel. It's about making your spending work harder for you.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with features like electronic signature authorization, signing documents has never been simpler or more secure. No need to worry about paperwork; just a few clicks and you're done! If you prefer keeping track of your finances on your mobile device, our mobile application is here for you. It's user-friendly and packed with features including person-to-person transfers, so sending money to friends or family is quick and straightforward. And if you enjoy going paperless, you'll be happy to know that we offer e-statements for easy access to your financial records without the clutter.

Security & Accessibility

Your security is our top priority. Our online services utilize advanced encryption technologies to keep your personal information safe. You can bank with peace of mind knowing that your data is protected. Whether you're making mobile payments or checking balances from your phone, we ensure that every interaction is smooth and secure. With real-time account management at your fingertips, staying on top of your finances has never been easier. At Safe 1, we're committed to providing services that meet your needs. Explore all that our digital and online banking has to offer today by visiting us at https://www.safe1.org/!

Financial Strength

At Safe 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to providing reliable services and support. With a net worth of $150,902,398, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,546 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $255,689,894 in share certificates and $47,251,272 in money market shares, offering stable and rewarding financial growth opportunities. This level of commitment to safeguarding your funds sets us apart from traditional banks. Unlike them, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial metrics also show that we have $137,229,571 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $19,217 in used auto loans and $766,886,033 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 4 part-time employees ready to serve you with knowledge and dedication. Total Share Accounts stand at 153,035, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe 1 is your trusted partner. Visit us at 20141 W Valley Blvd Tehachapi Ca 93561 or call (661) 822-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those seeking more personalized financial solutions, we also provide total credit lines amounting to $427,763,434. This allows our members to access funds as needed without the hassle of applying for multiple loans. If you're considering refinancing any of your existing loans, we encourage you to reach out. At Safe 1, we're dedicated to providing tailored solutions that fit your financial situation. To learn more about our loan offerings or to speak with one of our friendly representatives, please call us at (661) 822-8000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,656,708 in used vehicle loans and $207,361,809 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can choose the best fit for your needs.

Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans, totaling $16,871,857. With flexible terms, our credit cards can help you maintain control over your finances while earning rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,841,919, make buying or refinancing simple. We work with you to explore eligibility options and help streamline the process so you can focus on what matters most: making your house a home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency guarantees fair offers for all users. One significant advantage of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions. The goal is clear provide unbiased results to help users make informed choices. Moreover, LendMesh offers Real-Time Rate Comparisons. Users benefit from up-to-date loan rates from various institutions, allowing them to compare options effectively and select the one that best suits their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the tool's effectiveness in helping borrowers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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