Safe 1 Credit Union Taft CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Safe 1, your trusted financial partner in Taft, California! Located at 1092 Kern St, Taft, CA 93268, we have been serving our community since 1952. With over 83,000 members and a strong commitment to their financial well-being, we are dedicated to providing personalized services that meet the unique needs of our community. At Safe 1, we take pride in our robust financial standing. Our total assets reach an impressive $976,135,098, while our deposits amount to $92,999,094. This stability allows us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. We have successfully issued 39,740 loans and leases to help our members achieve their dreams. Led by our CEO David King and Board President Maureen Buscher-Dang, our team is passionate about fostering relationships built on trust and reliability. We believe that every member deserves exceptional service and support. With a dedicated staff of 135 employees, we are here to assist you with all your banking needs. While members can visit us at our branch for personal assistance, official correspondence should be sent to our mailing address at 1092 W Kern St, Taft, CA 93268. For inquiries or more information about how we can help you achieve your financial goals, don't hesitate to reach out at 661-327-3818 or explore our website at safe1.org. Join us at Safe 1 today and discover how we can empower your financial future!

Branch History & Mission

Join Us

As we continue our journey forward, we invite you to become part of the Safe 1 family. Experience the difference of being a member-driven credit union focused on your financial success and community well-being. Whether you're looking for personal banking solutions or want to explore new opportunities for growth, Safe 1 is here for you every step of the way. Reach out today at (661) 327-3818, or visit us online at Safe 1. Together, let's build a brighter financial future!

Our Mission

At Safe 1, our mission goes beyond just banking; it's about building a better future for all members of our community. We strive to provide essential financial services like checking and savings accounts, auto loans, mortgages, and business banking solutions all designed with our members' best interests in mind. We are dedicated to making a positive impact through various community outreach efforts and partnerships that promote local initiatives. While members can visit us at 1092 Kern St Taft Ca 93268, official correspondence should be sent to 1092 W Kern St, Taft, CA 93268 if different. Our friendly team is here during lobby hours from 9:00 am to 5:15 pm Monday through Thursday, and until 5:30 pm on Fridays, ready to assist you with any inquiries or services you may need.

Our Story

From humble beginnings, Safe 1 has evolved into a trusted financial institution serving over 83,000 members with total assets of nearly $976 million. Our journey reflects our commitment to providing personalized banking experiences that empower individuals and families. Over the years, we have embraced advancements in technology while staying true to our core mission: to support our members' financial wellness and foster community growth. As we expanded our services, we have always prioritized accessibility. Our branch features convenient drive-thru banking options and ATM availability for those on the go. We understand that life can be busy, which is why we offer online and mobile banking services that allow you to manage your accounts from anywhere.

Branch Location & Accessibility

Welcome to Safe 1, your friendly neighborhood credit union located at 1092 Kern St in the heart of Taft, CA! We're conveniently situated near local landmarks that make it easy for you to stop by and take care of your banking needs. Whether you're visiting the nearby parks or grabbing a bite at a local eatery, our branch is just a stone's throw away. At Safe 1, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking to ensure everyone can easily access our services. Plus, we have ample parking available right outside, so finding a spot is never a hassle. We understand that convenience is key when it comes to banking. That's why we're excited to offer both ATM availability and drive-thru banking services for those on the go. You can quickly make deposits or withdrawals without having to leave your vehicle, making your experience even smoother! Our operating hours are designed with your busy schedule in mind: we're open from 9:00 am to 5:15 pm Monday through Thursday, and we extend our hours until 5:30 pm on Fridays. If you ever need assistance or have questions about our services, don't hesitate to call us at 661-327-3818. While members can visit us at our branch location for personal banking services like checking and savings accounts, auto loans, mortgages, and more, please note that official correspondence should be directed to our mailing address at 1092 W Kern St, Taft, CA 93268. We invite you to come by and see how we can assist you with your financial journey. Our friendly team is ready to help you explore all the wonderful services we offer here at Safe 1!

Member Eligibility

At Safe 1, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step towards that goal. If you live, work, or worship in our community around 1092 Kern St Taft Ca 93268, you're already on the right track! We welcome individuals from various backgrounds, ensuring that our membership is diverse and inclusive. To learn more about the specific eligibility requirements, feel free to check out this helpful resource: . Joining us is simple and straightforward. You can easily open an account by visiting our website or giving us a call at (661) 327-3818. We're here to guide you through every step of the process, ensuring you feel supported as you embark on your new financial adventure with us. Embrace the benefits of being part of the Safe 1 family where your financial well-being is our top priority! For more details on how to get started, visit http://www.safe1.org/dbank/live/app/register .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for you. Picture this: a customer makes a purchase at your store using their card, and the transaction goes through smoothly. Our reliable merchant services ensure you can focus on what matters most running your business while we handle the financial transactions seamlessly. Visit us at 1092 Kern St Taft Ca 93268 in Taft, CA, or call us at (661) 327-3818 to learn how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our business banking services include merchant services and business loans designed to support your growth. We understand the challenges of running a business and are committed to helping you succeed.

Credit Solutions

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you stay on track financially. Plus, with our credit cards with rewards, you can earn while you spend, making each purchase more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills with just a few taps on your smartphone.

Easy Access to Funds

We also offer ATM and cash withdrawal services, along with basic drive-thru banking for quick transactions like deposits and withdrawals. With our ATMs available at various locations, accessing your money has never been easier. At Safe 1, we pride ourselves on being more than just a financial institution; we're a community partner committed to enriching the lives of our members. If you're ready to experience personalized service and comprehensive financial solutions, give us a call at (661) 327-3818 or visit us today! Your financial journey starts here let's take it together!

Home Financing Options

For those looking to settle down or invest in real estate, we provide mortgage loans and refinancing services that fit various budgets and situations. Our team is here to guide you through the process, ensuring that you find the best solution for your home financing needs.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking services have you covered. We offer checking and savings accounts that help you manage your day-to-day finances effortlessly. If you're considering buying a new car, our auto loans and vehicle financing options can make that dream a reality without breaking the bank.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds without ever stepping foot in a branch. Whether you're at home or on the go, your financial information is always just a click away. Plus, our mobile application makes it even easier to manage your money right from your smartphone.

Effortless Payments and Transfers

Need to send money to a friend? Our person-to-person transfer service allows you to quickly send funds without any fuss. And if you're looking for a quick way to pay for things, our mobile payments feature lets you make purchases directly from your phone.

Go Green with E-Statements

Say goodbye to paper clutter with our e-statements feature! At Safe 1, we offer electronic statements that are not only eco-friendly but also easy to access. You'll receive notifications when new statements are available, keeping you informed without the hassle of physical paperwork.

Join Us Today!

Experience the convenience of modern banking with Safe 1. With all these features at your fingertips, managing your finances has never been easier. Visit us online at https://www.safe1.org/ or call us at (661) 327-3818 for more information about how we can support your banking needs!

Secure Transactions

Your security is our priority. We provide electronic signature authorization for documents, allowing you to complete transactions safely and conveniently online. You can also enjoy peace of mind knowing that all your sensitive information is protected with top-notch security measures.

Financial Strength

Growing Member Base

The strength of Safe 1 is further demonstrated by our growing member base with a total of 153,035 share accounts. This reflects the trust our community has placed in us as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe 1 is your trusted partner. Visit us at 1092 Kern St Taft Ca 93268 or call (661) 327-3818 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $137,229,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $766,886,033, including $19,217 in used auto loans, showcasing our lending capacity that supports your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $255,689,894 in share certificates and $47,251,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $150,902,398, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,546 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

Our commitment doesn't stop at auto and home loans. We also provide lines of credit with a total of $427,763,434 available for those who need quick access to funds. If you're interested in refinancing existing loans or would like more information about eligibility options, don't hesitate to ask our team we're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Safe 1, we're dedicated to ensuring our members have access to the financial resources they need. Visit us today and discover how our loan offerings can support your journey toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,656,708 in used vehicle loans and $207,361,809 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with your ideal vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,841,919, make buying or refinancing simple. We understand that purchasing a home is a significant step, so our experienced staff will guide you through the process to find the best option for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,871,857 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses while enjoying the convenience of credit without collateral.

Loan Aggregator

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SAFE 1 CREDIT UNION - Taft, CA