Safe 1 Credit Union Porterville CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Safe 1, your trusted financial partner located at 680 N Prospect St, Porterville, CA 93257. Since our establishment in 1952, we have proudly served over 83,000 members with a commitment to providing exceptional banking solutions tailored to meet your needs. As a member-focused credit union, we understand the importance of community and strive to empower our members through personalized service and robust financial products. At Safe 1, we have built a solid foundation of trust and reliability, reflected in our impressive total assets of $976,135,098 and total deposits amounting to $92,999,094. Our dedicated team of 135 employees, led by CEO David King and Board President Maureen Buscher-Dang, is here to support you on your financial journey. Whether you're looking for personal banking options like checking accounts or loans for your next vehicle purchase, we offer a comprehensive range of services including auto loans, mortgages, and credit cards with rewards. While members can visit us at our branch location in Porterville for all their banking needs, official correspondence should be sent to the same address. We invite you to explore our offerings further by visiting our website at safe1.org or give us a call at 559-784-6105. Join us today and experience how Safe 1 can help you achieve your financial goals!

Branch History & Mission

At Safe 1, we take pride in our rich history and unwavering commitment to the community of Porterville, California. Established in 1952, our credit union has grown from a small local financial institution into a vital part of the lives of over 83,000 members. With total assets reaching an impressive $976,135,098, we've built a legacy of trust and support that continues to thrive. Located at 680 N Prospect St, Porterville, CA 93257, we are conveniently positioned near several local landmarks that make it easy for our members to visit us. Our branch not only offers essential financial services but also serves as a gathering place for community events and outreach initiatives. While members can visit us at this address, official correspondence should be sent to the same location. Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in the lives of our members and the surrounding community. We understand that financial wellness is not just about money; it's about helping people achieve their dreams and navigate life's challenges with confidence. This mission drives everything we do from personal banking options like checking and savings accounts to auto loans, mortgage financing, and more. As we continue to evolve, we have embraced digital advancements that enhance member experiences. Our online banking platform allows for easy access to accounts anytime, anywhere. We also offer mobile payments and e-statements for added convenience. Accessibility is crucial; that's why we ensure our facilities comply with ADA standards so everyone can benefit from our services. Community involvement remains at the heart of Safe 1's identity. We actively seek partnerships with local organizations to support educational programs, health initiatives, and various community outreach efforts. By working together with our neighbors, we aim to uplift Porterville and create lasting change. We invite you to join our growing family at Safe 1. Experience firsthand how we prioritize your financial needs while supporting the community you love. Whether you're looking for a new checking account or planning your next big purchase, we're here to help every step of the way. Contact us today at (559) 784-6105 or visit our website at safe1.org to learn more about becoming a member!

Branch Location & Accessibility

Convenient Access

At Safe 1, we understand that accessibility matters. Our branch features ample parking for our members, and we are committed to being ADA compliant, ensuring everyone can visit us comfortably. Whether you prefer to walk in or utilize our drive-thru banking services for quick transactions, we've got you covered.

Operating Hours

We're here for you Monday through Friday from 8:00 am to 6:00 pm. Whether you're stopping by for personal banking needs or looking for assistance with loans and credit cards, our friendly staff is ready to help during these hours.

Services Offered

Our branch offers a variety of services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Need cash? No problem! We provide ATM access for easy withdrawals and balance checks. Plus, our basic drive-thru service allows you to handle deposits and simple transactions without leaving your car. While members can visit us at 680 N Prospect St, official correspondence should be sent to the same address as well. For any questions or assistance, don't hesitate to reach out! You can contact us at 559-784-6105. So why wait? Come visit Safe 1 today we're excited to welcome you into our community!

Member Eligibility

At Safe 1, we believe that joining our community should feel welcoming and easy. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the area. This means you could be part of a supportive network that's dedicated to helping you achieve your financial goals. By becoming a member, you gain access to a range of benefits including competitive rates on loans and savings accounts, personalized service, and resources tailored just for you. To get started with your membership journey at Safe 1, simply visit us at our branch located at 680 N Prospect St Porterville Ca 93257 or give us a call at (559) 784-6105 for more details. We also recommend checking out our eligibility requirements at to ensure you meet the criteria. And when you're ready to open your account, the process is straightforward just head over to http://www.safe1.org/dbank/live/app/register. We can't wait to welcome you into our family!

Business Banking & Commercial Services

At Safe 1, we understand that every business has unique needs and challenges. That's why our business banking and commercial services are designed to support your growth, whether you're just starting out or looking to expand. Imagine securing the funds you need to purchase new equipment or hire additional staff our tailored loan options can help turn these dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're eager to assist businesses in our community as they pursue their goals. In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you run a local café or a retail shop, our solutions make it easy for your customers to pay how they prefer, enhancing their shopping experience while boosting your sales. Visit us at 680 N Prospect St Porterville Ca 93257 in Porterville, CA, or call us at (559) 784-6105 to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Support

For our business members, we understand that managing finances can be overwhelming. Our business banking solutions include essential services like merchant accounts and business loans tailored to help your company thrive. Whether you're just starting out or looking to expand, we're here to support you every step of the way.

Convenient Access When You Need It

At Safe 1, convenience is key. Our branch offers basic drive-thru banking for quick deposits, withdrawals, and simple transactions without having to leave your car. Plus, with access to ATMs for cash withdrawals and balance checks, managing your money has never been easier. In today's fast-paced world, it's important to have financial solutions that are accessible anytime and anywhere. That's why we prioritize providing comprehensive digital banking features alongside traditional services. If you're interested in learning more about how we can assist with your financial journey or if you have questions about any of our services, don't hesitate to reach out! Call us at (559) 784-6105 or visit us at our branch in Porterville, CA we're here to help! Explore all that Safe 1 has to offer today!

Lending Solutions Tailored for You

When it comes to financing, Safe 1 offers various options to help you achieve your dreams. Need a new car? Our auto loans and vehicle financing services can get you behind the wheel quickly and affordably. Looking to buy a home? We provide competitive mortgage loans and refinancing options that fit your budget. Plus, if you're facing unexpected expenses, our personal loans and debt consolidation services can help lighten the load.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are designed for everyone. Imagine easily managing your money, paying bills online, and saving for future goals all from the comfort of your home or on the go through our robust online and mobile banking platforms. With features like electronic statements and mobile payments, keeping track of your finances has never been simpler.

Rewarding Credit Options

Credit cards should work for you, not the other way around. That's why we offer credit cards with rewards that allow you to earn while you spend. Enjoy cashback on purchases or travel rewards that make every dollar count!

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? With our person-to-person transfer feature, you can easily send funds directly from your account to theirs without hassle. And if you're out shopping, take advantage of our mobile payments option for a quick and secure way to pay right from your device. At Safe 1, we prioritize both security and convenience in our digital services. Enjoy peace of mind knowing that your information is protected while you manage your finances efficiently. Experience the ease of banking with us today!

E-Statements and Mobile Features

Stay organized and eco-friendly with our e-statements. You can access your monthly statements online at any time, keeping all your financial information at your fingertips. Our mobile application makes it even easier; download it today to manage your accounts directly from your smartphone. Whether you're making payments or reviewing transactions, everything is just a tap away.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 153,035, showcasing a strong and growing member base that trusts us with their finances. As part of our community-focused approach, we believe that your success is our success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe 1 is your trusted partner. Visit us at 680 N Prospect St Porterville Ca 93257 or call (559) 784-6105 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $255,689,894 in share certificates and $47,251,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $137,229,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $19,217 in used auto loans and $766,886,033 in total loans and leases show our lending capacity supports your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $150,902,398, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,546 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $374,656,708 in used vehicle loans and $207,361,809 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing expenses, our total credit lines amount to $427,763,434. Additionally, we provide unsecured credit card loans with a total of $16,871,857 available to help members manage their finances effectively. Our credit cards come with various rewards and benefits designed to enhance your purchasing power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,841,919, make buying or refinancing simple. We offer competitive rates and flexible terms that cater to your budget and lifestyle.

Refinancing Options

If you already have existing loans but want better rates or terms, we also offer refinancing options. This could be an excellent way for you to save on interest or adjust your payment schedule according to your financial situation. At Safe 1 Credit Union located at 680 N Prospect St Porterville Ca 93257, we're dedicated to helping our members navigate their financial journeys with ease. If you're ready to take the next step or have any questions about eligibility and application processes, feel free to give us a call at 559-784-6105. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that fits your needs today!

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