Safe 1 Credit Union Delano CA | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Safe 1, your trusted partner in financial services located at 1008 Fremont St, Delano, CA 93215. Since our establishment in 1952, we've been dedicated to empowering our members with the tools they need for financial success. With a robust membership of 83,777 and total assets reaching an impressive $976,135,098, we pride ourselves on being a cornerstone of the Delano community. At Safe 1, we understand that navigating your financial journey can be challenging. That's why our experienced team, led by CEO David King and Board President Maureen Buscher-Dang, is committed to providing personalized service and expert guidance. Whether you're looking for auto loans, personal banking options, or business solutions, we're here to help you every step of the way. Our members benefit from a wide range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and online banking features. With total deposits amounting to $92,999,094 and total loans reaching 39,740, we are well-equipped to meet your diverse financial needs. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1008 Fremont St, Delano, CA 93215. If you have any questions or need assistance, feel free to reach out to us at 661-725-9429. Join us at Safe 1 today and experience the difference a member-focused credit union can make in your financial journey! For more information about our services or to open an account online, please visit us at safe1.org.

Branch History & Mission

Commitment to Innovation

As times change, so do we. We embrace digital advancements to enhance your banking experience. Members can take advantage of online banking, mobile payments, and electronic statements making it easier than ever to manage your finances on the go. We are also dedicated to providing accessible services for all members by adhering to ADA compliance standards.

Join Us!

While members can visit us at 1008 Fremont St Delano Ca 93215, official correspondence should be sent to 1008 Fremont St, Delano, CA 93215 if different. Our doors are open Monday through Friday from 8:00 am to 6:00 pm, complete with convenient drive-thru service and ATM availability. We invite you to become part of the Safe 1 family! Experience firsthand how we can help you achieve your financial goals while being an active participant in the Delano community. Call us today at (661) 725-9429 or visit our website at safe1.org for more information on how you can join us!

Our Mission

At Safe 1, our mission is simple yet powerful: we strive to provide exceptional financial services while empowering our members and supporting our community. We believe that everyone deserves access to affordable banking solutions, which is why we offer a variety of products including checking and savings accounts, auto loans, credit cards with rewards, and business banking options. We don't just focus on numbers; we also prioritize relationships. Our commitment extends beyond transactions as we actively engage in community outreach programs and partnerships that uplift those around us. We are proud to be part of initiatives that foster growth and development within Delano.

Branch Location & Accessibility

Welcome to Safe 1, your local credit union conveniently located at 1008 Fremont St in Delano, CA! Situated right in the heart of the community, our branch is easily accessible for all your banking needs. Whether you're stopping by to open a new account or take care of your daily transactions, we are here to serve you with a smile. If you're looking for us, you'll find our branch nestled close to popular landmarks that make finding us a breeze. Our location ensures that you can pop in quickly whether you're on your way to work or running errands around town. Plus, with ample parking available, accessing our services is hassle-free. At Safe 1, we understand the importance of accessibility. Our branch is designed to accommodate everyone, featuring ADA-compliant entrances and amenities that ensure ease of access for all members. We also offer drive-thru banking for those who prefer a quick service option without leaving their vehicle. Our operating hours are designed with your busy schedule in mind! We're open from 8:00 am to 6:00 pm on weekdays, making it easy for you to visit before or after work. If you need assistance outside of regular hours, feel free to reach out to us at 661-725-9429; our friendly staff is always ready to help. And yes, we have ATM availability for those times when you need cash on the go! With reliable access through our ATM services and basic drive-thru options for deposits and withdrawals, banking with us is straightforward and efficient. While members can visit us at 1008 Fremont St, official correspondence should be sent to the same address. At Safe 1, we pride ourselves on being more than just a credit union; we are part of this vibrant community. We invite you to stop by and see how we can support your financial journey. Join us today or give us a call we can't wait to meet you!

Member Eligibility

At Safe 1, we believe that everyone deserves access to a supportive financial community. Joining us as a member is straightforward and welcoming! If you live, work, or worship in the Delano area, you're likely eligible to become part of our family. We aim to make banking personal and accessible, offering you a range of benefits like competitive rates on loans and savings accounts, personalized service, and financial education resources. To find out more about who can join, feel free to check our detailed eligibility criteria at . Ready to open an account? It's easy! You can start the process online by visiting http://www.safe1.org/dbank/live/app/register. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (661) 725-9429. We're here to help you take this important step towards better financial health!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services that Make Sense

In today's competitive market, having reliable payment options is crucial. Our merchant services allow businesses to accept various forms of payments easily whether it's credit cards or mobile payments ensuring you never miss a sale. This means more satisfied customers and increased revenue for your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Delano, CA. Let us partner with you on your journey toward success. Visit us at 1008 Fremont St Delano Ca 93215 or call us at (661) 725-9429 to learn more about how we can assist your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a vehicle, look no further than our Auto Loans & Vehicle Financing options. We provide competitive rates that make owning a car more accessible than ever. Whether it's a new or used car, we're here to support you through the financing process.

Business Banking Services

For local entrepreneurs and small business owners, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. We understand the unique challenges businesses face and are dedicated to supporting your growth with customized financial products.

Convenient Access Features

To enhance your banking experience, we also offer convenient features such as ATM access for quick withdrawals and balance checks, along with basic drive-thru banking services for deposits and simple transactions. These features make it easy to manage your finances without any hassle. Whether you're visiting us at our branch located at 1008 Fremont St Delano Ca 93215 in Delano, CA, or reaching out via phone at (661) 725-9429, our friendly team is here to assist you every step of the way. We invite you to explore all that Safe 1 has to offer! For more information on any of our services or to get started today, visit us online at https://www.safe1.org/ or give us a call! Your financial journey starts here!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on every purchase. Whether it's dining out or shopping for essentials, these rewards can add up quickly and be redeemed for travel or cashback benefits making everyday spending work harder for you.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Safe 1, we offer tailored Mortgage Loans & Refinancing solutions. Our team will guide you through the various options available so you can find the right mortgage product for your situation. Whether you're looking to buy your first home or refinance an existing mortgage for better terms, we are here to assist you.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer Personal Banking options that include both checking and savings accounts designed to help you save while accessing your funds easily. With our online and mobile banking services, you can check balances, transfer money, and pay bills anytime, anywhere. Imagine being able to handle all your banking needs from the comfort of your home or on the go!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those moments when you need extra cash, our Personal Loans & Debt Consolidation services are designed to help ease your financial burdens. By consolidating debts into one manageable payment, you can simplify your financial life and focus on what truly matters.

Digital & Online Banking

Key Services

You can access all our online banking features by visiting https://www.safe1.org/. Once you're logged in, you can enjoy a variety of services tailored to fit your needs. If you prefer paperless transactions, our e-statements are available, allowing you to receive your account statements electronically for quick and easy reference. Our mobile application is here to enhance your banking experience even further. With it, you can make mobile payments with just a few taps, ensuring that paying bills or transferring funds is quick and straightforward. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for added protection when completing transactions online. This means you can sign important documents securely without needing to visit a branch. With 24/7 online banking services, you can check your balance, transfer funds, and manage your accounts anytime day or night. Whether you're at home or out running errands, you'll have real-time access to your financial information. At Safe 1, we strive to provide accessible banking solutions that fit into your lifestyle. Join us in embracing the ease of digital banking today!

Financial Strength

At Safe 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the reliability and peace of mind you deserve. With a net worth of $150,902,398, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,546 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $255,689,894 in share certificates and $47,251,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $137,229,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, featuring $19,217 in used auto loans and $766,886,033 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 153,035, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe 1 is your trusted partner. Visit us at 1008 Fremont St Delano Ca 93215 or call (661) 725-9429 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,656,708 in used vehicle loans and $207,361,809 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle you want.

Credit Lines

For those who need additional flexibility, our total credit lines amounting to $427,763,434 provide an easy way to access funds as needed. This option is perfect for managing unexpected expenses or planning for future purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,841,919, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that may lower your monthly payments or help you pay off your loan faster. Please contact us for more details on eligibility requirements and how we can assist you. Feel free to reach out to us at (661) 725-9429 or visit us at our branch located at 1008 Fremont St Delano Ca 93215 in Delano, CA. Our knowledgeable staff is ready to answer any questions you may have about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Safe 1, we're dedicated to providing financial solutions that fit your life!

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $16,871,857 in loans helping members navigate their expenses. Our credit cards come with rewards and benefits that can enhance your everyday spending experience.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is regularly updated, so you can trust that the information you see is accurate and relevant.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Safe 1