Safe 1 Credit Union Bakersfield CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Safe 1, your trusted financial partner located at 400 Oak St, Bakersfield, CA 93304. Since our establishment in 1952, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With over 83,000 members, we are proud to support local families and businesses through various financial services tailored to meet your needs. At Safe 1, we manage total assets of $976,135,098, ensuring that our members' finances are secure and well-handled. Our strong financial position is backed by total deposits of $92,999,094 and a net worth of $150,902,398. We understand the importance of having access to reliable banking solutions, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 400 Oak St, Bakersfield, CA 93304. Feel free to reach out by phone at 661-327-3818 or fax us at 661-663-8539 if you have any questions or need assistance. Under the leadership of CEO David King and Board President Maureen Buscher-Dang, our team of 135 employees is here to ensure you receive the best possible service. We take pride in fostering relationships within our community and contributing positively through responsible lending practices having issued over 39,740 loans that help drive local growth. Join us today in experiencing the difference that comes with being part of a member-focused credit union. Visit our website at Safe 1 for more information on how we can assist you in achieving your financial goals!

Branch History & Mission

Join Us

As we look towards the future, Safe 1 remains committed to serving Bakersfield with integrity and compassion. Whether you're visiting us for assistance or simply stopping by for information, our friendly team is here to help you navigate your financial journey. While members can visit us at 400 Oak St, official correspondence should be sent to the same address for convenience. If you have any questions or wish to learn more about becoming part of our growing family, please give us a call at 661-327-3818. Join us today at Safe 1 where your financial success is our priority! Visit safe1.org to get started on your journey with us.

Our Journey

From our humble beginnings over seven decades ago, Safe 1 has seen remarkable growth and transformation. We began with a vision to provide accessible financial services that meet the needs of our members while contributing positively to the local community. Over the years, we've expanded our services to include personal banking, auto loans, mortgages, and business banking solutions. Today, with total assets exceeding $976,135,098, we stand as a pillar of strength for our members. Our commitment to innovation is evident as we embrace digital advancements. Members enjoy convenient services such as online banking and mobile payments that make managing finances easier than ever. We also prioritize accessibility by ensuring ADA compliance across all our facilities.

Our Mission

At Safe 1, our mission is simple yet powerful: to deliver exceptional financial services while uplifting the community we serve. We strive to empower individuals and families by providing them with the tools they need to achieve their financial goals. Whether it's helping someone buy their first car or supporting local businesses through tailored loans, our mission is rooted in making a real difference in people's lives. We also understand that being part of a community means giving back. Our outreach efforts focus on partnerships with local organizations and initiatives aimed at enhancing the well-being of those around us. By participating in various community events and programs, we reinforce our dedication to not just being a bank but a responsible corporate citizen.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at (661) 327-3818. Our team at Safe 1 is eager to assist you with whatever you need. We invite you to visit us soon your financial journey starts here!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular local spots, making it easy to combine your errands. You'll find ample parking available right outside, so you can hop in and out without hassle. Plus, we take pride in ensuring our facilities are welcoming and accessible for everyone, including features like ADA-compliant ramps.

Operating Hours and Services

We understand your time is valuable! That's why our lobby hours are set from 8:00 AM to 6:00 PM, Monday through Friday. During these hours, you can enjoy a variety of personal banking services from checking and savings accounts to auto loans and credit cards with rewards. For quick transactions, we also offer basic drive-thru banking options for deposits and withdrawals. Need cash? We have an ATM available on-site for your convenience, allowing you to make withdrawals or check balances anytime during business hours.

Member Eligibility

Becoming a member of Safe 1 is like joining a friendly neighborhood where everyone looks out for one another. If you're living, working, or attending school in the area, you might be just the right fit! We welcome individuals from various backgrounds, so don't hesitate to explore your eligibility. You can find more specific information about who can join us by visiting this helpful link: . Once you're ready to become a part of our community, opening an account is straightforward and designed with you in mind. Just head over to our website at http://www.safe1.org/dbank/live/app/register , and follow the simple steps to get started. If you have any questions or need assistance, feel free to give us a call at (661) 327-3818. We're here to help you every step of the way as you embark on this exciting journey with Safe 1, located conveniently at 400 Oak St Bakersfield Ca 93304. Welcome aboard!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business without worrying about payment processing. Our merchant services enable you to accept payments effortlessly, whether in-store or online. This means faster transactions and happier customers, allowing you to focus on what matters most growing your business. Located at 400 Oak St Bakersfield Ca 93304 in Bakersfield, CA, we're here to help your business thrive. Reach out to us at (661) 327-3818 for personalized support tailored to your specific needs.

Comprehensive List Of Services

Business Banking Services

For business owners, our Business Banking services include merchant solutions and business loans designed to help you grow and succeed. We understand the challenges businesses face and are committed to providing the support necessary for their success.

Convenient Access and Support

To make banking as convenient as possible, we offer various access points including ATM and cash withdrawal services. With our basic drive-thru banking, members can perform simple transactions like deposits and withdrawals without leaving their vehicles. Our commitment extends beyond just banking hours; we prioritize accessibility through our digital features such as online banking, which includes person-to-person payment options and mobile payments for hassle-free transactions. If you're ready to take control of your finances with personalized service, don't hesitate to reach out! Give us a call at (661) 327-3818 or visit us at 400 Oak St Bakersfield Ca 93304 in beautiful Bakersfield, CA. We look forward to helping you achieve your financial goals!

Credit Options

In today's world, having a reliable credit option is essential. That's why we provide Credit Cards with Rewards, allowing you to earn points on every purchase. Whether you're shopping for groceries or planning a vacation, these rewards can add up quickly.

Loans for Every Need

When it comes to financing, we have you covered with a variety of loan options. Our Auto Loans & Vehicle Financing services make purchasing a new or used car stress-free. You can also explore our Mortgage Loans & Refinancing options if you're looking to buy a home or lower your current mortgage payments. For those unexpected expenses or plans that require funding, our Personal Loans & Debt Consolidation can help you manage your finances more effectively.

Personal Banking Solutions

Understanding that everyone's financial situation is unique, we offer various Personal Banking options. You can open checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms. This allows you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Digital & Online Banking

Conclusion

With all these features combined, managing your finances is not only easier but also safer than ever. Join us at Safe 1 and experience the benefits of modern banking. For more details on how to get started, visit https://www.safe1.org/ today!

Key Features

Our online banking platform, which you can explore at https://www.safe1.org/ , allows you to view account balances, transfer funds, and pay bills with just a few clicks. If you prefer to manage your finances on the go, you'll love our mobile application. It's user-friendly and packed with features that keep your financial life organized right in your pocket. Sending money to friends or family has never been easier with our person-to-person transfer service. Whether you're splitting a dinner bill or sending a birthday gift, you can do it instantly from your smartphone. Plus, for those who want to go paperless, we offer e-statements that let you review your transactions without the clutter of physical documents.

Security You Can Trust

We take security seriously at Safe 1. Our electronic signature authorization feature ensures that your transactions are safe and verified. Whether you're making a deposit or signing up for a new service, you can trust that your information is protected.

Financial Strength

A Reliable Team at Your Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 131 full-time employees and 4 part-time employees who are always ready to assist you with knowledgeable service.

Building Trust Through Growth

We currently manage a total of 153,035 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 provide further assurance of our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe 1 is your trusted partner. Visit us at 400 Oak St Bakersfield Ca 93304 or call (661) 327-3818 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Future Together

With $137,229,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $19,217 in used auto loans and $766,886,033 in total loans and leases; this capacity supports your financial goals across various sectors.

Member Savings and Investments

Your savings are secured through $255,689,894 in share certificates and $47,251,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $150,902,398, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,546 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,656,708 in used vehicle loans and $207,361,809 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have flexible financing options tailored just for you.

Credit Lines

For those who want more flexibility in their spending habits, our credit lines totaling $427,763,434 provide quick access to cash when you need it most. These lines are perfect for unexpected expenses or planned purchases. At Safe 1 located at 400 Oak St Bakersfield Ca 93304, we're committed to helping our members succeed financially. If you're interested in learning more about our loan offerings or exploring eligibility options that might fit your needs better, please don't hesitate to reach out at 661-327-3818. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to partnering with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,841,919, make buying or refinancing simple. We offer various terms and can guide you through the refinancing process if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $16,871,857 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making them a great choice for everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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SAFE 1 CREDIT UNION - Bakersfield, CA