Roseville Credit Union CA | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Sacramento, your trusted partner in financial well-being! Located at 5005 Foothills Blvd Ste 1, Roseville, CA 95747, our Roseville Branch has been serving our community since 1935. With a commitment to providing personalized banking solutions, we proudly support over 28,398 members with total assets of $835,254,005. At Sacramento, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our dedicated team of 97 employees, led by CEO Bhavnesh Makin and Board President Les Brown, is here to ensure you receive the best service possible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 800 H St, Sacramento, CA 95814-2607. With total deposits amounting to $138,762,170 and a net worth of $109,196,392, we are well-equipped to help you achieve your financial goals. Whether you're looking for personal loans or business banking solutions, we're here to guide you every step of the way. If you're interested in becoming a member or learning more about our services, feel free to reach out at 888-722-8601 or visit us online at sactocu.org. Join us today and discover how Sacramento can help you build a brighter financial future!

Branch History & Mission

At Sacramento, we take pride in our rich history and commitment to the community of Roseville, CA. Established in 1935, our branch has grown alongside the members we serve, evolving from a small credit union into a vital financial institution with over 28,398 members and total assets reaching an impressive $}. Our location at 5005 Foothills Blvd Ste 1 Roseville Ca 95747 makes us a convenient choice for those seeking personalized banking services. Throughout the years, we have reached significant milestones, expanding our offerings to better serve our members. From personal checking and savings accounts to auto loans and mortgages, each service reflects our dedication to meeting the diverse financial needs of our community. Our aim has always been to provide support that goes beyond just banking; we strive to empower individuals and families in their financial journeys. Our mission is clear: We are here to provide exceptional financial services while giving back to the community that supports us. We believe in building strong relationships with our members and fostering a sense of belonging. Whether it's through educational workshops or community outreach programs, we actively engage with local initiatives that make a positive impact. While members can visit us at 5005 Foothills Blvd Ste 1 Roseville Ca 95747, official correspondence should be sent to 800 H St, Sacramento, CA 95814-2607. We offer a range of conveniences including ATM availability and online banking services, ensuring that you can manage your finances easily and securely. Our operating hours are designed with you in mind: we're open from 9:00 a.m. to 5:00 p.m., Monday through Thursday; 9:00 a.m. to 6:00 p.m. on Friday; and 10:00 a.m. to 2:00 p.m. on Saturday, making it easy for you to access your accounts when it fits your schedule. As we look ahead, we remain committed to innovation and inclusivity. We embrace technology while ensuring our services are accessible for everyone, including those with disabilities. Our goal is not only to keep pace with the changing world but also to lead with compassion and responsibility. Join us at Sacramento and experience firsthand how we can assist you on your financial journey. Whether you're looking for personal banking solutions or need help with business services, we're here for you every step of the way. Reach out today at (888) 722-8601, or visit us online at https://www.sactocu.org/ become part of our family!

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Roseville Branch of Sacramento Credit Union today! Experience firsthand how we can assist you with all your banking needs in a welcoming environment. Remember, while you can come see us at our branch location, official correspondence should be sent to our mailing address at 800 H St, Sacramento, CA 95814-2607. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Situated near the bustling Foothills Boulevard, our branch is easily reachable from various points in the area. We are just a short drive from the popular Westfield Galleria at Roseville, making us an ideal stop during your shopping trips. For your convenience, ample parking is available right outside our doors, ensuring that you can access our services without any hassle. The branch is also equipped with ADA-compliant features, including ramps for easy access.

Operating Hours and Services

We know your time is valuable! Our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9:00 a.m. to 6:00 p.m., Friday from 10:00 a.m. to 2:00 p.m., and Saturday from 10:00 a.m. to 2:00 p.m. You can reach us at (888) 722-8601 if you have any questions or need assistance. At Roseville Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM services ensure you can access cash when you need it most.

Member Eligibility

At Sacramento, we believe that everyone deserves the opportunity to join a welcoming and supportive community. Becoming a member is simple, and if you live, work, or worship in our local area, you're likely eligible! We welcome individuals from various backgrounds, making it easy for you to take advantage of all the benefits we offer, like competitive rates on loans and personalized financial guidance. For more detailed information about eligibility requirements, feel free to visit our website at http://www.sactocu.org/about/become-a-member . Opening an account with us is a straightforward process. Just visit our online portal where you can easily fill out the necessary forms and become part of our family. If you have any questions or need assistance along the way, don't hesitate to give us a call at (888) 722-8601. We're here to help you every step of the way as you embark on this exciting journey with Sacramento at 5005 Foothills Blvd Ste 1 Roseville Ca 95747!

Business Banking & Commercial Services

Merchant Services That Matter

In today's competitive market, efficient payment processing is vital. Our merchant services allow you to accept payments easily and securely, enhancing customer satisfaction while streamlining operations. Imagine effortlessly handling transactions whether you're at a bustling event or your retail store making it easier for your customers to do business with you. Located conveniently at 5005 Foothills Blvd Ste 1 Roseville Ca 95747, Roseville, CA, we invite you to explore how our dedicated services can empower your business to reach new heights. For more information or to get started, call us at (888) 722-8601 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,088,033, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure you have access when you need it most. With basic ATM access for withdrawals and balance checks, managing your money has never been easier. At Sacramento, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. Our commitment to providing excellent service means you'll always have access to what you need. Ready to take the next step? Visit us at Roseville Branch or call us at (888) 722-8601 today! Let us help you achieve your financial goals with confidence.

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking solutions. This includes Merchant Services & Business Loans designed to support the growth of your business while making transactions smooth and efficient.

Credit Cards

Enjoy shopping rewards with our Credit Cards with Rewards program! Whether it's for groceries or gas, every purchase earns points that can be redeemed for exciting rewards. It's an easy way to get more from your spending.

Digital Banking Features

In today's world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your finances anytime, anywhere. From checking balances and making transfers to accessing ATM locations, everything is just a few taps away.

Home Financing

Homeownership is a significant milestone, and our Mortgage Loans & Refinancing options can help make it happen. With personalized service and advice, we guide you through the process of securing a mortgage that fits your budget. Whether you're buying a new home or refinancing an existing loan, we aim to simplify the experience.

Personal Banking

For everyday banking, we offer Personal Banking options, including Checking and Savings Accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy and convenient. Imagine effortlessly checking your balance or transferring funds right from your phone!

Personal Loans

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you have solutions at hand. From consolidating debt to funding personal projects, we offer loans designed to give you peace of mind and financial flexibility.

Vehicle Financing

If you're looking to purchase a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing services are here for you. We provide competitive rates and flexible terms to ensure you can get on the road without breaking the bank.

Digital & Online Banking

Key Features

Enjoy the convenience of e-statements, which allow you to receive your account statements electronically. This not only saves paper but also provides immediate access to your financial information whenever you need it. Plus, with our person-to-person transfer feature, sending money to friends and family is simple and quick no cash or checks needed. Our mobile application enhances your banking experience further. Easily manage your accounts from your smartphone or tablet, whether you want to deposit checks or monitor transactions in real-time. You can even set up alerts for important account activity so that you're always in the loop.

Security and Accessibility

Security is paramount at Sacramento. While we do not currently offer electronic signature authorization for documents, rest assured that all transactions made through our online banking services are safeguarded with advanced security measures. We believe in making banking accessible for everyone, so our user-friendly interface is designed for all members, regardless of tech-savviness. With no hidden fees or complicated processes, you'll find managing your finances easier than ever. In today's fast-paced world, having reliable digital banking options is essential. At Sacramento, we strive to provide you with tools that empower you to take control of your financial future with confidence. Join us today and experience the difference!

Financial Strength

A Dedicated Team

We take pride in having 93 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and dedication. This team ensures that every interaction you have with Sacramento is smooth and beneficial.

A Growing Community

The trust placed in us by our members is evidenced by our total share accounts of 58,173, showing a strong and growing member base that believes in what we stand for. Our operational efficiency is also reflected in our reported net income of $0, which enables us to continually offer competitive loan rates and solid financial products for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sacramento is your trusted partner. Visit us at 5005 Foothills Blvd Ste 1 Roseville Ca 95747 or call (888) 722-8601 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to you is further reflected in our $108,807,770 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your aspirations with $3,678 in used auto loans and a total of $417,017,261 in loans and leases available for various needs.

Member-Centric Savings

Your savings are secure with us through $150,074,639 in share certificates and $114,167,358 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $109,196,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,339 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those who need business financing, our outstanding commercial loans totaling $15,088,033 provide the capital needed to grow and expand. If you're interested in personal loans or debt consolidation options, we have solutions tailored just for you. If you're considering refinancing options or want to learn more about eligibility for any of our loan products, please feel free to reach out! Our knowledgeable staff at Sacramento, located at 5005 Foothills Blvd Ste 1 Roseville Ca 95747, is ready to assist you. You can contact us at (888) 722-8601 during our operating hours: 9:00 a.m.-5:00 p.m. Monday through Thursday, 9:00 a.m.-6:00 p.m. on Fridays, and 10:00 a.m.-2:00 p.m. on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,751,413 in used vehicle loans and $69,900,108 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle financing as straightforward as possible.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,191,686 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can enhance your spending power while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,511,396, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through every step.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By gathering information from legitimate financial institutions, LendMesh guarantees verified data that users can trust.

SACRAMENTO CREDIT UNION