SACRAMENTO CREDIT UNION

Welcome to Sacramento, your trusted partner in financial services! Located at 8100 Madison Ave, Fair Oaks, CA 95628, our credit union has been proudly serving the community since 1935. With a strong commitment to our members and a focus on building lasting relationships, we currently support over 28,398 members and manage assets totaling an impressive $835,254,005. At Sacramento, we believe in empowering individuals and families with the right tools for financial success. Our diverse range of services includes everything from checking and savings accounts to auto loans and business financing solutions. With total deposits reaching $138,762,170 and loans amounting to 12,393, we stand ready to meet your financial needs. Our leadership team is dedicated to guiding our credit union towards a brighter future. Led by CEO Bhavnesh Makin and Board President Les Brown, we prioritize member satisfaction and community impact above all else. You can reach us at 888-722-8601 during our convenient hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 10:00 a.m. to 2:00 p.m. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 800 H St, Sacramento, CA 95814-2607. We invite you to explore what makes Sacramento more than just a credit union it's your home for all things banking! Ready to take the next step? Visit us online at sactocu.org or give us a call today! Your financial journey starts here with Sacramento.

At the heart of Fair Oaks, California, stands Sacramento, a beacon of community spirit and financial empowerment since its opening in 1935. With a proud history spanning decades, this branch has evolved alongside the needs of its members and the community, growing into a trusted financial partner for many. Nestled at 8100 Madison Ave Fair Oaks Ca 95628, near local landmarks that bring vibrancy to our neighborhood, Sacramento began its journey with a simple mission: to provide accessible financial services while fostering a sense of belonging among its members. Over the years, we have expanded our offerings, now proudly serving over 28,398 members with total assets amounting to an impressive $835,254,005. This growth reflects our unwavering commitment to not just banking but building lasting relationships within the community. Our mission is straightforward yet profound: to empower individuals and families through exceptional financial services while actively supporting local initiatives. We believe that by providing tools such as personal banking, auto loans, mortgage options, and business loans, we can help pave the way for our members' dreams and aspirations. We are not just about transactions; we are about transforming lives. In addition to our core services, we embrace modern conveniences like online banking and mobile access, ensuring that members can manage their finances easily and securely from anywhere. Our commitment to inclusivity is evident in our ADA compliance efforts and customer-focused initiatives that make banking accessible to all. While you can always visit us at 8100 Madison Ave Fair Oaks Ca 95628 for your banking needs, please note that official correspondence should be directed to our mailing address at 800 H St, Sacramento, CA 95814-2607. Our team is ready to assist you during operating hours from 9:00 a.m. to 5:00 p.m., Monday through Thursday, 9:00 a.m. to 6:00 p.m. on Fridays, and from 10:00 a.m. to 2:00 p.m. on Saturdays. Sacramento takes pride in being more than just a credit union; we are an integral part of Fair Oaks. We actively engage with local organizations and participate in community outreach programs that uplift those around us. Together with our members, we strive to create a brighter future for everyone. Join us at Sacramento, where your financial goals meet genuine care and support. Experience firsthand the benefits of being part of a community-driven credit union dedicated to your success! For more information or to become a member today, call us at (888) 722-8601 or visit us online at Madison/fair Oaks Branch.

At Sacramento, we believe that everyone deserves the chance to belong to a financial community that truly cares. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. Whether you're looking for a supportive environment for your banking needs or seeking tailored financial products, we welcome you with open arms. To get started, simply check out the detailed eligibility criteria at http://www.sactocu.org/about/become-a-member . Once you see how simple it is to qualify, you can open your account online by visiting https://www.onlinebanking-sactocu.org/tob/live/usp-core/app/register . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (888) 722-8601. Join us today at our branch located at 8100 Madison Ave Fair Oaks Ca 95628, and experience the difference of being part of Sacramento!

At Sacramento, we understand that every business has unique needs and aspirations. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to support you every step of the way. Imagine having access to the capital you need to launch a new product line or open another location. This is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,088,033, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing, ensuring your customers can easily make purchases whether online or in-store. This means you can focus on what truly matters growing your business. Visit us at 8100 Madison Ave Fair Oaks Ca 95628 in Fair Oaks, CA, or call us at (888) 722-8601 to learn how we can help fuel your business's success!

At Sacramento, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which demonstrates our commitment to providing reliable services tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $109,196,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,339 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $150,074,639 in share certificates and $114,167,358 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $108,807,770 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $3,678 in used auto loans and $417,017,261 in total loans and leases supporting members' financial goals across various sectors. Our efficient operations yield a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 58,173, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, reflecting our ability to meet your borrowing needs efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sacramento is your trusted partner. Visit us at 8100 Madison Ave Fair Oaks Ca 95628 or call (888) 722-8601 to learn more about how we can help you achieve your financial goals.