Sabattus Regional Credit Union ME | Best Auto & Mortgage Loans

Introduction

Welcome to Sabattus Regional, your trusted financial partner since 1957. Located at 2 Middle Rd, Sabattus, ME 04280, we pride ourselves on being a cornerstone of the community, serving over 4,570 members with a strong commitment to their financial well-being. With total assets exceeding $78,885,154 and total deposits of $4,022,385, our credit union stands as a reliable resource for personal and business banking needs. At Sabattus Regional, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet diverse financial goals whether you're looking for auto loans, mortgages, or simple checking and savings accounts. Our dedicated team is here to support you every step of the way. Under the leadership of our CEO, Tiffiny Stewart, and Board President, Theodore Smith, we strive to foster an environment of trust and accessibility. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 250, Sabattus, ME 4280. We invite you to explore all that Sabattus Regional has to offer by visiting our website at srcu4u.com or calling us at 207-375-6538. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Sabattus Regional, we embrace technology while maintaining our personal touch. Our online banking platform and mobile app provide convenience for managing your finances anytime, anywhere. We are also ADA compliant because accessibility matters to us; everyone should be able to access their finances without barriers.

Community Engagement

Being part of the Sabattus community means more than just providing financial services; it's about building relationships. We actively participate in local events and encourage our members to get involved as well. Together, we can make a difference in each other's lives.

Join Us Today

We invite you to become part of the Sabattus Regional family. Experience the benefits of membership by visiting us or exploring more about what we offer on our website at srcu4u.com. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Together, let's build a brighter future! For any inquiries or assistance, don't hesitate to call us at 207-375-6538 during our operating hours: Monday through Thursday from 9 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9 AM - Noon. We look forward to serving you!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while making a positive impact in our community. We believe that everyone deserves the opportunity for better financial health, and we strive to provide services tailored to meet those needs. From checking and savings accounts to auto loans and mortgages, we offer a variety of products designed with our members in mind. In addition to traditional banking services, we are committed to supporting local initiatives and outreach programs that uplift our community. Our partnerships with local organizations enable us to give back in meaningful ways, ensuring that we not only help our members but also contribute positively to Sabattus as a whole.

Branch Location & Accessibility

Connect With Us

Ready to experience the convenience of banking with Sabattus Regional? Feel free to give us a call at 207-375-6538 or drop by during our operating hours. We look forward to welcoming you into our community!

Convenient Access and Features

At Sabattus Regional, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances, ensuring everyone can easily access our services. Parking is ample and convenient, so you won't have to worry about finding a spot when you visit. If you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to fit your schedule. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to noon. The drive-thru is open Monday through Thursday from 7:30 AM to 5:00 PM, Friday from 7:30 AM to 6:00 PM, and Saturday from 7:30 AM to noon. No matter when you need us, we're here for you!

Services Offered

At Sabattus Regional, we provide a variety of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you every step of the way. Plus, our ATM availability ensures that you can access cash whenever you need it. While members can visit us at our branch location for personalized service, official correspondence should be sent to P.O. Box 250, Sabattus, ME 4280 if different from our physical address.

Member Eligibility

At Sabattus Regional, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward joining us! To be eligible, you simply need to live, work, worship, or attend school in the Androscoggin County area. This means if you're part of our vibrant community in Sabattus or surrounding towns, we welcome you with open arms. The advantages of membership include access to personalized banking services, competitive loan rates, and a host of financial products tailored just for you. Getting started is easy! Just visit us at our branch located at 2 Middle Rd Sabattus Me 04280 or give us a call at (207) 375-6538. For more detailed information about eligibility criteria, feel free to check out our website at https://www.srcu4u.com/about/membership/ . Once you're ready, you can open your account online by visiting https://www.loanliner.com/loanrequest/clppresenter/loanlist.aspx?cuid=01801101&loanlistid=1372&channelid=1920990712167185133&locationid=8335170712167185121&isframed=fttp:// . We can't wait to have you as part of the Sabattus Regional family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer essential merchant services that simplify transactions for your business. Imagine a busy Saturday where your customers can pay easily through various channels whether it's credit card processing or mobile payments. Our services ensure you can focus on what you do best: running your business while we handle the financial side seamlessly. Visit us at 2 Middle Rd Sabattus Me 04280, Sabattus, ME, or call us at (207) 375-6538 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM services are available for withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows you to handle deposits and simple transactions without leaving your vehicle. At Sabattus Regional, we strive to make banking personal and accessible for all members in Sabattus. If you'd like more information about any of these services or if you're ready to get started, don't hesitate to reach out! Call us at (207) 375-6538 or visit our website at https://www.srcu4u.com/ today!

Business Banking Support

If you're running a business, our business banking services include merchant services and business loans designed to support your growth. Whether you need funds for expansion or tools to manage transactions easily, we're here to assist.

Credit Cards with Rewards

For those who want a little extra from their spending, our credit cards with rewards allow you to earn benefits while managing your expenses. Enjoy cash back or points on purchases that can go toward future rewards because your loyalty should be recognized!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking solutions that let you access your accounts anytime and anywhere. With features like person-to-person payments and e-statements, managing your finances has never been easier.

Home Financing Options

When it comes to home ownership, we've got you covered with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking Solutions

Managing your finances should be straightforward and effortless. That's why we offer personal banking services that include checking and savings accounts, enabling you to keep your money secure while earning interest. If you're planning a new adventure or need to consolidate debt, our personal loans can help you achieve your goals without the stress of complicated applications.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide flexible terms that fit your budget. We understand that getting the right vehicle is important, so we work hard to ensure you have access to competitive rates and quick approvals.

Digital & Online Banking

Commitment to Security

While convenience is important, security is paramount. At Sabattus Regional, we ensure that all your online transactions are protected with top-notch security measures. Although we do not use electronic signature authorization, you can trust that your data remains safe as you manage your finances through our platform. In summary, our digital and online banking offerings at Sabattus Regional provide a blend of accessibility and security, making it easy for you to stay on top of your financial needs. Experience the freedom of banking at your fingertips by visiting us at https://www.srcu4u.com/ today!

Key Services

Our mobile application lets you take control of your finances on the go. You can easily manage your accounts, view e-statements, and conduct transactions right from your smartphone. And if you ever need to send money quickly to a friend or family member, our person-to-person transfers make it simple and hassle-free. We also prioritize user-friendly features to help you navigate our services with ease. Although we don't currently support mobile payments, our platform is designed for straightforward use without overwhelming complexity. For those who prefer traditional methods, rest assured that you can still visit us at the branch for personalized service.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 10,270, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sabattus Regional is your trusted partner. Visit us at 2 Middle Rd Sabattus Me 04280 or call (207) 375-6538 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $7,432,457 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community is reflected in our lending capacity; with $530 in used auto loans and $30,665,718 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $8,470,075 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $7,432,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,903,825 in used vehicle loans and $2,767,516 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we offer credit lines totaling $3,000,000. These options allow you to borrow as needed without the pressure of fixed payments. Additionally, while we currently have no unsecured credit card loans available, our focus remains on providing services that meet our members' needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,923,606, make buying or refinancing simple. We offer competitive rates and terms that can help make your dream of owning a home come true.

Refinancing Options

If you're considering refinancing any existing loans, our dedicated team at Sabattus Regional can guide you through the process. We assess your financial situation and present options that could potentially lower your monthly payments or adjust your loan terms for better affordability. For more information on our loan offerings or to discuss how we can assist you in achieving your financial goals, feel free to reach out to us at (207) 375-6538 or visit us at 2 Middle Rd Sabattus Me 04280, Sabattus, ME. Our friendly staff is eager to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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SABATTUS REGIONAL CREDIT UNION