S. T. P. EMPLOYEES FEDERAL CREDIT UNION

Welcome to S. T. P. Employees, your trusted financial partner located at Po Box 1017, Duncansville, PA 16635. Since our establishment in 1976, we have been dedicated to serving our community with a personal touch and reliable financial solutions. With a proud membership of 250 and total assets amounting to an impressive $946,948, we are committed to meeting the diverse needs of our members. At S. T. P. Employees, we believe in the power of community banking. Our total deposits stand at $203,180, which reflects the trust our members place in us every day. We offer a range of services including personal banking, auto loans, and mortgage refinancing to help you achieve your financial goals. Our leadership team is devoted to fostering a culture of support and accountability. Under the guidance of our CEO, Shari Brown, and Board President, James Barroner, we strive to maintain high standards in all that we do. With just one dedicated employee at our branch, you can expect personalized service tailored to your unique needs. While members can visit us at our Duncansville location for face-to-face assistance during our operating hours Mondays and Wednesdays from 12:00 PM to 3:00 PM and Fridays from 12:00 PM to 4:00 PM official correspondence should be directed to our mailing address: PO Box 1017, Duncansville, PA 16635-1017. We invite you to reach out via phone at 814-693-6015 or explore more about us on our website at smalltubeproducts.com. Let's work together towards your financial success!

At S. T. P. Employees, we believe that becoming a member is like joining a caring family dedicated to your financial well-being. If you're looking to join us, you'll be pleased to know that eligibility is designed to be accessible and welcoming. Generally, those who work for or are retired from organizations that partner with us can become members. This includes employees of specific companies and their family members, making it easy for you to get involved. For the most accurate and detailed information regarding eligibility criteria, please visit our website at . Joining is straightforward and friendly! Once you confirm your eligibility, you can easily open an account by reaching out to us at (814) 693-6015. We're here to guide you through every step of the process, ensuring you feel supported as you start your journey with S. T. P. Employees. Located at Po Box 1017 Duncansville Pa 16635, our doors are always open for questions and assistance. We can't wait to welcome you into our community!

In today's fast-paced world, convenience and security are essential when it comes to managing your finances. At S. T. P. Employees, we understand that our members need easy access to their accounts anytime, anywhere. That's why we offer a range of digital banking services designed with you in mind. With our online banking services available at https://smalltubeproducts.com/ , you can stay on top of your finances without ever stepping foot into a branch. Whether you want to check your balance, transfer funds, or view transaction history, everything is just a click away. Unfortunately, we currently do not offer e-statements or mobile payments, but we're constantly exploring ways to improve your banking experience. While we don't have a mobile application yet, accessing our website on your smartphone is simple and effective. You can manage your account and conduct transactions right from your device. Plus, for those who enjoy the convenience of sending money to friends or family, we currently don't support person-to-person transfers either. At S. T. P. Employees, security is a top priority. We ensure that all online transactions are protected with robust measures so you can bank with peace of mind. Even though electronic signature authorization is not available at this time, we're committed to maintaining secure practices for all member interactions. Though our digital offerings may be limited now such as the absence of 24/7 online banking we're dedicated to enhancing our services in the future. We know that real-time account management is crucial for our members' everyday lives. As we look forward to expanding our digital capabilities, we encourage you to reach out via phone at (814) 693-6015 for any inquiries or assistance. Your financial well-being matters to us, and we're here to help!

At S. T. P. Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your hard-earned money, and we are committed to providing a secure banking experience. Our financial health shines through with a net worth of $228,986. This strong foundation allows us to offer better rates, lower fees, and enhanced services tailored to meet the needs of our members. Additionally, our net worth ratio of $2,418 showcases our solid capital position, ensuring that we can continue offering loans and competitive savings rates even during uncertain economic times. Members' savings are well-protected here, with $0 in share certificates and $0 in money market shares. These options provide stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members' interests; currently, we have no non-member deposits at $0, allowing us to focus entirely on benefiting you through better loan rates and exclusive perks. Moreover, our $228,986 in undivided earnings illustrates our commitment to reinvesting in innovative banking tools and improved lending options. We work hard to ensure that our members receive top-notch services while maintaining security measures to protect your assets. Our lending capabilities are robust as well. With $30 in used auto loans and $730,282 in total loans and leases, we support your financial goals across various sectors. Whether you're looking for an auto loan or other financing solutions, we're here to help. While our current net income is $0, it reflects our operational efficiency, enabling us to continue offering competitive products for our members. Our dedicated team comprises 0 full-time employees and 1 part-time employees, ensuring that you receive knowledgeable support whenever you need assistance. Currently, we maintain a strong member base with a total of 293 share accounts, showing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S. T. P. Employees is your trusted partner. Visit us at Po Box 1017 Duncansville Pa 16635 or call (814) 693-6015 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.