S H P E Credit Union Greensburg LA | Affordable Vehicle Loans & Business Banking

Introduction

Community Focus

We take pride in being a vital part of the Greensburg community. Our mission goes beyond just numbers; it's about making a positive impact in the lives of our members. With a total loan portfolio comprising 416 loans, we're helping families achieve their dreams whether it's buying a new car or financing home renovations.

Connect with Us

We invite you to join the S H P E family! Experience personalized service and a friendly atmosphere where your financial well-being is our priority. Feel free to reach out at (225) 222-6869 or visit us online at sshpecu.org. Together, let's build a brighter financial future!

Our Commitment to You

At S H P E, we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. With total deposits of $83,572 and a net worth of $329,784, we ensure that your money is safe and working for you. Our dedicated team of three employees, led by CEO Pauline Holden and Board President Bobby Matthews, is always ready to assist you with your financial goals.

Branch History & Mission

Our Mission

At S H P E, our mission is clear: we are dedicated to empowering our members through accessible financial services and community support. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's helping families buy their first homes or providing individuals with the resources they need to manage their finances effectively, we are here every step of the way. We also understand the importance of being involved in our community. Over the years, S H P E has partnered with local organizations and initiatives aimed at improving the quality of life for residents in Greensburg and beyond. By supporting education programs and local events, we aim to give back and strengthen our bonds with those we serve. While members can visit us at 1110 Highway 1042 for all their banking needs during our operating hours from 9:00 A.M. to 4:00 P.M., Monday through Friday, official correspondence should be sent to Post Office Box 487, Greensburg, LA 70441 if different. As we look toward the future, we remain committed to enhancing our digital capabilities and ensuring ADA compliance so that all members can access our services without barriers. Although currently there are no ATMs or drive-thru facilities available at this branch, we continue exploring options for improved service delivery. Join us at S H P E as we embark on this journey together. Experience firsthand how we can help you achieve your financial dreams while contributing positively to our beloved Greensburg community. We invite you to become a member today let's grow together! For more information or assistance, feel free to call us at (225) 222-6869.

Branch Location & Accessibility

Welcome to S H P E, your trusted financial partner located at 1110 Highway 1042 in beautiful Greensburg, Louisiana. Nestled in the heart of Saint Helena County, our branch is conveniently situated near local landmarks that make us easily accessible for all your banking needs. Whether you're stopping by after a visit to the nearby parks or on your way home from work, you'll find our location perfectly positioned to serve you. While members can visit us at 1110 Highway 1042, official correspondence should be sent to Post Office Box 487, Greensburg, LA 70441. Our friendly team is dedicated to providing you with exceptional service during our operating hours from 9:00 A.M. to 4:00 P.M., Monday through Friday. We understand that your time is valuable, and we're here to help you manage your finances efficiently. Accessibility is a priority for us. Our branch is designed with features that accommodate everyone, including ADA-compliant entrances and ample parking for easy access. Although we do not currently offer drive-thru banking or ATM services on-site, our staff is always ready to assist you inside the branch. At S H P E, we provide a variety of personal and business banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. If you're looking for more information or have questions about our services, don't hesitate to reach out! Give us a call at 225-222-6869; we're excited to assist you! We invite you to stop by soon and discover how S H P E can help enhance your financial journey!

Member Eligibility

At S H P E, we believe that everyone deserves access to financial support and community, and becoming a member is just the first step in enjoying all that we have to offer. If you live, work, worship, or attend school in the Greensburg area or have family members who do, you're likely eligible to join us! It's as simple as reaching out to our friendly team at (225) 222-6869 for any questions you may have about eligibility criteria. You can also check out more details on our website. Joining S H P E means becoming part of a nurturing environment where your financial needs are met with care. We offer a range of services from personal banking to auto loans, ensuring that your journey with us is smooth and supportive. Ready to take the next step? Opening an account is easy! Visit us at our branch located at 1110 Highway 1042 Greensburg La 70441 or give us a call at (225) 222-6869 for guidance on how to get started. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine a busy café where customers can quickly pay using their preferred methods, enhancing their experience while you manage sales effortlessly. Our merchant services help streamline payments, ensuring you spend less time on transactions and more time serving your customers. Visit us at 1110 Highway 1042 Greensburg La 70441 in Greensburg, LA, or call us at (225) 222-6869 to learn how we can partner with you in achieving your business goals.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services at this location, our friendly staff is available during lobby hours from 9:00 A.M. to 4:00 P.M., Monday through Friday, ready to assist you with any inquiries or transactions. At S H P E, we're committed to making banking simpler and more accessible for everyone in Greensburg. If you're interested in learning more about how our services can benefit you or if you have questions about opening an account, don't hesitate to call us at (225) 222-6869 or visit our website at Main Office. We look forward to serving you!

Business Services

For our local entrepreneurs and businesses, we provide essential Business Banking solutions including Merchant Services & Business Loans. Whether you're just starting out or looking to expand, our team is ready to support your business journey with tailored financial products.

Credit Options

To enhance your purchasing power, we offer Credit Cards with Rewards. Enjoy benefits like cashback on purchases or points toward travel all while building your credit history in a positive way.

Digital Convenience

We understand that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. Check balances, pay bills, and transfer funds all from the comfort of your home or on the go.

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process, making homeownership attainable. With flexible terms and personalized advice, we aim to help you find the right mortgage that fits your budget. If you're facing debt challenges, our Personal Loans & Debt Consolidation options can assist in simplifying your finances by combining various debts into one manageable payment. This way, you can focus on moving forward without being overwhelmed.

Personal Banking

Our personal banking services are designed to help you manage your finances easily and effectively. We offer Checking & Savings Accounts that come with features to suit your everyday needs. Imagine having a checking account that allows you to track your spending effortlessly while also building savings over time. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that make getting behind the wheel more accessible than ever. Whether it's a new car or a reliable used vehicle, we're here to help you finance it.

Digital & Online Banking

Mobile Experience

Currently, we do not have a mobile application or mobile payment features. However, our team is always looking for ways to improve our services and meet the evolving needs of our members. We're committed to enhancing your banking experience by exploring new technologies and solutions. At S H P E, you can expect 24/7 access to your accounts through online banking whenever it suits you best. We prioritize your security with every feature we provide, ensuring that your personal information stays safe while you manage your finances. In conclusion, while there are some limitations at this time, we're dedicated to providing a user-friendly experience that keeps you connected with your money. Join us today at http://sshpecu.org and discover how easy it is to manage your financial needs with us!

Real-Time Account Management

Managing your finances has never been easier! With our online banking, you can keep track of your account balances, view transaction history, and monitor spending all in real-time. This means you'll always know where your money is going, helping you make informed decisions about your finances.

Simplified Transfers

Although we don't have person-to-person transfer options yet, we encourage members to stay tuned for future updates as we continually enhance our offerings. Our goal is to make transferring funds as simple and quick as possible when these features become available.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $6,738, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 1,317, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S H P E is your trusted partner. Visit us at 1110 Highway 1042 Greensburg La 70441 or call (225) 222-6869 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $284,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as we currently hold $49 in used auto loans and $2,850,364 in total loans and leases. This supports our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $329,784, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $727,325 in used vehicle loans and $178,695 in new vehicle loans already helping members get on the road. Whether you are considering financing a brand-new model or a reliable pre-owned vehicle, we have options that suit your budget.

Business Financing

For business owners, while our current offerings do not include commercial loans, we aim to support local businesses through personalized banking services. Our goal is to ensure you have access to the capital needed for growth and expansion when required.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our commitment to providing competitive rates remains strong. If you're interested in exploring refinancing options for existing mortgages or other types of home financing, we're here to assist.

Personal Loans and Credit Cards

For those managing unexpected expenses, we offer unsecured credit card loans tailored to help you stay on track financially. Currently, we have a total of $0 in unsecured credit card loans available for members looking for flexible terms.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team can guide you through eligibility options and help you find solutions that fit your financial circumstances. We invite you to visit us at 1110 Highway 1042 Greensburg La 70441 or give us a call at (225) 222-6869 during our operating hours from 9:00 A.M. to 4:00 P.M., Monday through Friday. We're here to discuss how our loan offerings can help you meet your financial objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

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S H P E FEDERAL CREDIT UNION - Greensburg, LA

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