S E C U Keokuk IA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to S E C U, your trusted financial partner located at 3200 Main St, Keokuk, IA 52632. Since our establishment in 1963, we have dedicated ourselves to serving our community with integrity and care. With a total membership of 729 individuals, we pride ourselves on fostering strong relationships and delivering personalized services that meet your unique financial needs. At S E C U, we understand that banking is more than just numbers; it's about people. We currently manage assets totaling $1,819,259, ensuring that our members' deposits amounting to $538,209 are not just safe but also working hard for you. Our commitment is reflected in the loans we provide to our members, with a total of 172 loans and leases facilitated to help you achieve your dreams. Led by our CEO, Tanya O'Shea, and Board President Rex Malone, our team works diligently to maintain a sound financial foundation and support the growth of our local economy. Our net worth stands at an impressive $562,065, allowing us to continue offering competitive rates and services. While members can visit us at our branch location, official correspondence should be sent to the same address: 3200 MAIN St, KEOKUK, IA 52632. If you have any questions or need assistance, feel free to reach out to us at (319) 524-4560. Join us today and experience a credit union that truly values its members! Whether you're looking for personal banking solutions or business financing options, S E C U is here to support you every step of the way.

Branch History & Mission

At S E C U, we take pride in our rich history and commitment to serving the community of Keokuk, Iowa. Founded in 1963, our branch has grown alongside our members, evolving to meet their changing financial needs while remaining rooted in our mission to provide exceptional service and support. Located at 3200 Main St, Keokuk, IA 52632, our branch has become a trusted partner for over 729 members who rely on us for various financial services. As we grew, so did our assets, which now total an impressive $1,819,259. This growth reflects not only our dedication to sound financial practices but also the strong relationships we've built within the community. S E C U's mission is simple yet profound: we aim to empower our members by providing accessible and affordable financial solutions while fostering a sense of belonging and support. We believe that when our members thrive, so does the entire community. Our services range from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We also offer credit cards with rewards and business banking services to help local businesses flourish. While members can visit us at 3200 Main St, official correspondence should be sent to 3200 MAIN St, KEOKUK, IA 52632 if different from the branch address. Our operating hours are designed with your convenience in mind: we are open Monday from 6:30 AM to 3:00 PM, Tuesday through Thursday from 8:00 AM to 3:00 PM, and Friday from 6:30 AM to 3:00 PM. Though we currently do not have ATM availability or drive-thru services at this location, we ensure that every interaction you have with us is focused on your needs. Additionally, we prioritize making our services accessible for everyone in the community. Throughout the years, S E C U has engaged in various partnerships and community outreach efforts aimed at enhancing the lives of those around us. We understand that being a good neighbor means more than just providing financial products; it means actively participating in community improvement initiatives. As we look toward the future, we invite you to join S E C U and experience firsthand the benefits of membership. Whether you're looking for guidance on loans or simply seeking reliable banking services tailored for you, we're here to help every step of the way. Reach out today at 319-524-4560 we can't wait to welcome you into our family!

Branch Location & Accessibility

Convenient Access and Parking

At S E C U, we understand how important accessibility is. Our branch features ample parking and complies with ADA standards, ensuring that everyone can visit us comfortably. If you have any special needs, please don't hesitate to let our friendly staff know we're here to help!

Explore Our Services

Although we currently do not offer ATM or drive-thru services at this location, our full range of personal banking options includes everything from auto loans and debt consolidation to credit cards with rewards and business banking solutions. We invite you to come down and see what S E C U has to offer! Your financial success is our priority, and we look forward to serving you soon.

Operating Hours Tailored for You

We aim to make your banking experience as smooth as possible. Our lobby hours are set to accommodate your busy schedule: we're open from 6:30 AM to 3:00 PM on Mondays and Fridays, and from 8:00 AM to 3:00 PM on Tuesdays through Thursdays. Stop by during these hours and discover how we can assist you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more.

Reach Out Anytime

If you have questions or need assistance before visiting us, feel free to call us at 319-524-4560. Our dedicated team is eager to help! While members can visit us at our branch address, official correspondence should be sent to the same address: 3200 MAIN St, KEOKUK, IA 52632.

Member Eligibility

At S E C U, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 3200 Main St Keokuk Ia 52632, you are likely eligible to join us. We value inclusivity and want to ensure that our services are accessible to you. Membership not only opens doors to various financial products like checking and savings accounts, auto loans, and personal loans but also connects you with a community focused on your financial well-being. For more detailed eligibility criteria, feel free to check out our resources at . If you're ready to take the next step or have questions, give us a call at (319) 524-4560 we're here to help make your transition into membership as smooth as possible!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In today's fast-paced market, managing transactions efficiently is crucial. Our merchant services offer simple solutions that help you accept payments easily, whether you're running a local shop or providing services on the go. Imagine being able to streamline your sales process while focusing on what you do best growing your business. Let S E C U be your partner in success. Contact us today at (319) 524-4560 to explore how our business banking and commercial services can empower your entrepreneurial journey.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on site, our members can still access cash withdrawal services conveniently when needed, ensuring that you always have access to your funds. At S E C U, we're committed to making banking accessible and straightforward for everyone in our community. We invite you to visit us at 3200 Main St Keokuk Ia 52632 in Keokuk, IA, or reach out via phone at (319) 524-4560 to learn more about how we can assist you today! Your financial journey starts here let's take the next steps together!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing make it simple to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we can help turn your dream into reality without breaking the bank.

Business Banking

For entrepreneurs, we provide essential tools through our business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our business solutions are crafted to support your growth.

Credit Cards with Rewards

Looking for a way to earn rewards while spending? Our credit cards with rewards offer great benefits for everyday purchases. From cash back to travel perks, these cards are designed to give something back for the money you spend.

Mortgage Loans & Refinancing

Owning a home is an important milestone for many people. Our team at S E C U is here to guide you through the process with our comprehensive mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we'll work with you every step of the way to secure the best rate possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, or pay bills right from your smartphone or computer it's banking made easy!

Personal Banking

Whether you're saving for a vacation or managing daily expenses, our personal banking options offer the flexibility you need. We provide various checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you track spending easily while earning interest on your savings.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. These options allow you to manage your finances more effectively by combining multiple debts into one easy payment or covering those unplanned expenses without stress.

Digital & Online Banking

Always Here for You

While our current digital offerings may be limited, our goal is to ensure that when you visit us in person or reach out by phone at (319) 524-4560, you receive the best possible service. We're always looking for ways to improve and expand our services to better meet your needs. With S E C U, you're part of a community that values accessibility and ease-of-use in every interaction. Keep an eye on our website for any updates as we work towards enhancing your digital banking experience!

Convenient Online Banking Services

Although we currently do not provide full online banking options at , our commitment to your banking experience remains strong. While features like e-statements, mobile payments, and a dedicated mobile application are not available, we still prioritize keeping you informed about any updates or changes regarding these services.

Secure Transactions Made Easy

For members who wish for a bit more flexibility, our person-to-person transfer feature is also not available at this moment. However, rest assured that when these services become accessible, they will be designed with top-notch security measures to protect your personal information and transactions.

Financial Strength

At S E C U, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, we are committed to providing you with the best banking experience possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $562,065, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through our services and offerings. Although we currently have no share certificates or money market shares, your funds remain safe with us. Additionally, we prioritize our members over non-member interests; with $0 in non-member deposits, we focus on providing you with better loan rates and exclusive perks. With $412,124 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as well: we support your financial goals with $82 in used auto loans and $1,113,194 in total loans and leases. Our operational efficiency shines through with a net income of $33,930, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 0 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 885, reflecting a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $0, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S E C U is your trusted partner. Visit us at 3200 Main St Keokuk Ia 52632 or call (319) 524-4560 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $789,609 in used vehicle loans and $227,570 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that suit your budget.

Business Financing

For business owners, while we do not currently have outstanding commercial loans, we understand the importance of having access to capital for growth and expansion. When available, our commercial loan offerings will provide the support needed to take your business to the next level. Our loan products come with clear terms and competitive rates designed with our members' best interests in mind. If you're interested in exploring any of these options further or have questions about refinancing opportunities, don't hesitate to contact us or visit our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals at S E C U!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Property loans totaling $0. If you're considering refinancing your existing mortgage, be sure to ask about our eligibility options to see if you qualify for better terms.

Personal Loans and Credit Cards

For those looking for flexible spending options, we also offer unsecured credit card loans to help manage day-to-day expenses effectively. While there are currently no outstanding amounts in unsecured credit card loans, our members can benefit from attractive terms when they become available. In addition, if you're seeking personal loans for debt consolidation or other personal needs, our team can assist you in finding a solution that fits your financial landscape.

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