Introduction
Welcome to S E A, your trusted partner in financial services located at 275 E 800 N, Richfield, UT 84701. Since our establishment in 1957, we have proudly served our community with a commitment to providing personalized banking solutions. With a strong membership base of 661 individuals and families, we understand the unique needs of our members and strive to foster financial growth and stability. At S E A, we believe that every member deserves access to quality financial services. Our total assets stand at an impressive $6,232,153, reflecting our dedication to sound financial management and community support. We are here to help you with everything from checking and savings accounts to auto loans, mortgage financing, and personal loans for debt consolidation. In fact, our total loans amount to 305, demonstrating our ability to empower members through accessible credit options. We recognize the importance of keeping your money safe. That's why we maintain a robust net worth of $1,337,326 and total deposits of $1,248,051. Our cash management practices ensure that your funds are secure while offering competitive rates on savings products. While members can visit us at our branch location in Richfield for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 355, Richfield, UT 84701. Our leadership team is committed to guiding you through your financial journey. Under the direction of CEO Brent Prisbrey and Board President Don Sudweeks, we prioritize member satisfaction and community engagement. Our small yet dedicated staff of just 2 employees is always ready to assist you during our operating hours from 8:00 AM to 5:00 PM on weekdays. At S E A Credit Union, we're not just about numbers; we're about building lasting relationships within the community. Reach out today at (435) 201-2085 or explore more about us on our website (currently under development). Join us as we continue to grow together!
Branch History & Mission
At S E A, we take pride in our rich history and commitment to serving the community of Richfield, UT. Established in 1957, our branch has grown from its humble beginnings to become a trusted financial partner for over 661 members. Our address at 275 E 800 N Richfield, UT 84701 places us right in the heart of the community, close to local landmarks that many residents cherish. Our mission is simple yet profound: to provide exceptional financial services while supporting and uplifting our community. We believe that everyone deserves access to reliable banking options that meet their needs. This dedication drives us to offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Since opening our doors, we've seen significant growth. Today, S E A boasts total assets of $6,232,153. This growth not only reflects our success but also our ability to adapt and innovate in response to our members' needs. While we currently do not have ATM or drive-thru services available, we focus on offering personal connections through face-to-face interactions during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday. Community support is at the core of what we do. We actively engage in partnerships and outreach efforts that aim to make a positive impact in Richfield and beyond. Whether it's sponsoring local events or providing educational resources about financial literacy, S E A is dedicated to giving back. While members can visit us at 275 E 800 N for all their banking needs, official correspondence should be sent to PO BOX 355, Richfield, UT 84701 if needed. We invite you to join us at S E A Credit Union and experience the benefits of being part of a community-focused financial institution. Together, we can build a brighter future for all! If you're interested in becoming a member or learning more about what we offer, please give us a call at 435-201-2085.
Branch Location & Accessibility
Convenient Hours
We understand that life can get busy, which is why we're open Monday through Friday from 8:00 AM to 5:00 PM. Whether you're stopping by before work or during your lunch break, we aim to accommodate your schedule.
Easy Access and Comfort
Parking is available right outside our doors, making it simple for you to pop in for assistance or services. We pride ourselves on being accessible to everyone. Our branch meets ADA compliance standards, ensuring that all our members can enter and navigate comfortably.
Get in Touch
We invite you to visit us and discover how we can help you achieve your financial goals. If you have any questions before stopping by, feel free to give us a call at 435-201-2085. We look forward to seeing you soon at S E A!
Services Tailored for You
At S E A, we offer a range of services designed to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. While we currently do not have ATM availability or drive-thru service, our team is always ready inside the branch to assist you with any transactions or questions.
Member Eligibility
Joining the family at S E A is more than just opening a bank account; it's about becoming part of a community that cares for its members. If you're looking to join us at our location in 275 E 800 N Richfield Ut 84701, we welcome you with open arms! Membership is typically available to anyone who lives, works, or worships in the surrounding area. It's as simple as that! Plus, being a member comes with fantastic benefits like competitive loan rates and personalized service tailored just for you. To get started, feel free to reach out to us at (435) 201-2085 for any questions or assistance. We also encourage you to visit our website for more detailed eligibility criteria by checking out this link. Once you're ready, you'll find that opening an account is a straightforward process, designed with your convenience in mind. Join us today and experience the difference of banking with S E A!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently do not have any outstanding commercial loans, we are eager to assist you in the future. We recognize how vital funding can be for your business's success whether it's expanding your operations, purchasing new equipment, or managing cash flow.
Merchant Services
In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine being able to accept various forms of payment seamlessly, from credit cards to mobile transactions. This flexibility not only enhances customer satisfaction but also streamlines your operations, allowing you to focus more on what you do best running your business. Located at 275 E 800 N Richfield Ut 84701 in Richfield, UT, our team is ready to discuss how we can support your business goals. Give us a call at (435) 201-2085 during our lobby hours from 8:00 AM to 5:00 PM, Monday through Friday. Let's work together to turn your vision into reality!
Comprehensive List Of Services
Business Banking Solutions
If you're a business owner, you'll appreciate our comprehensive business banking services, including merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth with tailored financial solutions.
Contact Us Today!
We invite you to reach out with any questions or to learn more about how our services can benefit you. Give us a call at (435) 201-2085 during our operating hours from 8:00 AM - 5:00 PM on weekdays. At S E A, we are here not just as your financial institution but as a partner in achieving your goals. Let's build a brighter financial future together!
Convenient Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps on your phone, you can manage your accounts anytime, anywhere! Check balances, pay bills, and transfer funds without needing to visit the branch it's all at your fingertips.
Home Sweet Home
For those looking to settle down or refinance their current mortgage, our mortgage loans and refinancing options can help turn your dream home into reality. We know that buying a home is one of the biggest investments you'll ever make, so we're here to guide you through the process every step of the way.
Personal Banking Made Easy
When it comes to personal banking, we offer various options tailored just for you. Our checking and savings accounts make managing your finances simple and effective. You can easily set up automatic transfers to help you save for that dream vacation or special event. Plus, with our competitive interest rates, your money works harder for you. If you're in the market for a new vehicle, consider our auto loans and vehicle financing. We understand that buying a car is a big decision, which is why we offer flexible terms and competitive rates to fit your budget. Imagine driving away in your new car knowing you've made a smart financial choice!
Personal Loans & Credit Options
Need some extra cash? Our personal loans and debt consolidation options can provide the relief you need. Whether you're planning a major purchase or managing existing debt, we're committed to finding solutions that work for you. Additionally, our credit cards with rewards allow you to earn points for everyday purchases just another way we help you get more from your money.
Digital & Online Banking
Always Available
Our online banking service is available 24/7, allowing you to stay in control of your finances at all times. Whether it's paying bills or checking balances late at night, we're here for you whenever you need us.
Convenient Online Access
With our online banking platform available, you can easily check your account balances, transfer funds, and view transaction history whenever it suits you. Even if you're on the go, managing your money is just a few clicks away.
No Mobile Payments Yet
While mobile payments and a dedicated mobile application are not currently available, we are always looking for ways to improve our services. For now, enjoy person-to-person transfers through traditional means when needed. In summary, S E A is dedicated to providing accessible banking solutions that fit into your lifestyle. We prioritize security and ease-of-use so that you can focus on what matters most to you. If you're ready to take control of your finances from the comfort of home or wherever life takes you today!
User-Friendly Features
While we currently do not offer electronic signature authorization or e-statements, our commitment to providing a user-friendly experience remains strong. You can still access essential account management tools without any hassle.
Financial Strength
Comprehensive Lending Options
Our lending capacity is robust, with $164 in used auto loans and $4,407,628 in total loans and leases available to support members' financial needs across various sectors. The strength of our operations is reflected in our $16,050, which showcases our efficiency and dedication to providing you with competitive loan rates.
Dedicated Team for You
We also take pride in having 0 full-time employees and 2 part-time employees. This ensures our branch is always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 738, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S E A is your trusted partner. Visit us at 275 E 800 N Richfield Ut 84701 or call (435) 201-2085 to learn more about how we can help you achieve your financial goals.
Investing Back into Our Community
With $1,312,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.
Member-Centric Savings
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $1,337,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,447,375 in used vehicle loans and $1,001,249 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, our team is here to guide you through the process and find the right financing option for your budget.
Credit Lines and Unsecured Loans
For those looking for flexibility, we provide credit lines totaling $450,000 to help you manage expenses as they arise. Additionally, we also offer unsecured credit card loans with flexible terms; however, currently, our total for these loans is $0. This means we are always evaluating ways to support our members better. At S E A, we're committed to ensuring that our members have access to the financial resources they need when they need them. If you're considering refinancing any existing loans or exploring eligibility options, don't hesitate to reach out. Our knowledgeable staff is ready to assist you. You can visit us at 275 E 800 N Richfield Ut 84701 in Richfield, UT, or give us a call at (435) 201-2085 during our operating hours from 8:00 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial empowerment starts here at S E A!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, allowing you to secure the financing you need for your dream home.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing accurate and current information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every option presented is based solely on merit. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, LendMesh keeps you in the loop with the latest offerings. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this tool in aiding consumers' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees fair and transparent offers for consumers looking for loans.
