S. C. STATE FEDERAL CREDIT UNION

Welcome to S. C. State, your trusted financial partner in North Charleston, SC. Located at 6750 Rivers Ave, our branch has been a cornerstone of the community since 1952, providing tailored financial solutions to meet the needs of our 89,893 members. With total assets reaching an impressive $1,423,371,739 and deposits amounting to $207,476,551, we pride ourselves on our strong financial foundation and commitment to serving you. At S. C. State, we understand that banking is not just about transactions; it's about building relationships and supporting our members through every stage of their financial journey. Whether you're looking for personal banking services, auto loans, or business financing options, we have you covered with a range of offerings designed just for you. Our dedicated team of 284 employees works tirelessly under the leadership of CEO James Kinard and Board President Vincent Rhodes to ensure that your experience with us is exceptional. You can trust that your finances are in good hands with a net worth of $187,863,956 and cash reserves totaling $16,830,395. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 726, Columbia, SC 29202. Explore what makes S. C. State unique by visiting our website at scscu.com. We invite you to stop by or give us a call at 843-747-2210 during our lobby hours from Monday to Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Join us today and experience the difference that community-focused banking can make!

At S. C. State, our roots run deep in the heart of North Charleston, SC. Established in 1952, we have been committed to serving our community for over seven decades. Located at 6750 Rivers Ave, our branch has grown alongside the vibrant neighborhoods we serve, evolving into a trusted financial partner for nearly 90,000 members. From our humble beginnings, S. C. State has expanded significantly, now boasting total assets of over $1.4 billion. Our mission is simple yet powerful: to empower our members through exceptional financial services while fostering a sense of community and support. We strive to ensure that every member feels valued and understood, providing personalized solutions tailored to their needs. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 726, Columbia, SC 29202. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. We also offer convenient drive-thru banking and ATM access for those on the go. Our commitment goes beyond just banking; we actively engage in community outreach and partnerships that make a real difference in people's lives. Whether it's supporting local schools or participating in charitable events, we believe in giving back to the community that has supported us all these years. In today's digital world, we understand the importance of accessible banking services. That's why we've embraced technology with features like online banking, mobile payments, and e-statements to make managing finances easier than ever before. Join us at S. C. State and experience not just a bank but a community of support and growth. Discover how we can help you achieve your financial goals today! For more information or to become a member, call us at 843-747-2210 or visit our website at scscu.com.

Becoming a member of S. C. State feels like joining a close-knit community where your financial well-being is a priority. If you're interested in becoming part of our family, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. This means that whether you're a local resident or just passing through, there's a place for you here at S. C. State. By choosing to join us, you're not just opening an account; you're gaining access to personalized financial services and a supportive environment tailored to your needs. To get started with your membership, simply visit us at our branch located at 6750 Rivers Ave North Charleston Sc 29406, or reach out by phone at (843) 747-2210 for any questions you may have. You can find all the detailed eligibility criteria on our website, which we encourage you to check out for the most up-to-date information: . Once you're ready to open an account, the process is quick and easy! Just follow this link: https://forms.fivision.com/scscu/oa/ , and soon you'll be enjoying the many benefits of being part of S. C. State!

At S. C. State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can trust us with your money. With a net worth of $187,863,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $210,079,912 in share certificates and $247,144,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $162,133,292 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $4,875 in used auto loans and $792,859,478 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $18,883,879, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 283 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 186,779, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S. C. State is your trusted partner. Visit us at 6750 Rivers Ave North Charleston Sc 29406 or call (843) 747-2210 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.