S. C. STATE FEDERAL CREDIT UNION

Welcome to S. C. State, your trusted financial partner located at 7438 Broad River Rd, Irmo, SC 29063. Since our establishment in 1952, we have dedicated ourselves to supporting our community and ensuring that our members achieve their financial goals. With a membership base of 89,893 strong, we pride ourselves on being more than just a credit union; we are a community hub where personal finance meets genuine care. At S. C. State, we manage assets totaling an impressive $1,423,371,739. This robust financial foundation allows us to offer a variety of services tailored to your needs whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards. Our commitment to quality service is reflected in our total deposits of $207,476,551, demonstrating the trust our members place in us. Our team of 284 employees, led by CEO James Kinard and Board President Vincent Rhodes, is here to ensure you receive personalized support every step of the way. We understand that banking can be overwhelming, which is why we aim to make it as straightforward and welcoming as possible. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: P.O. Box 726, Columbia, SC 29202. We invite you to experience the difference that comes with being part of a credit union that truly cares about its members and the community. For more information or assistance, don't hesitate to call us at 803-343-0310. Together, let's pave the way for a brighter financial future!

At S. C. State, we proudly carry a legacy that began in 1952, right here in the heart of Irmo, SC. Since our inception, we have been dedicated to serving our community and fostering financial growth among our members. Located at 7438 Broad River Rd, our branch is easily accessible for all your banking needs. Just a short drive from the bustling center of Irmo, we invite you to visit us during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, and Friday until 6:00 PM. Throughout the years, S. C. State has grown significantly, now boasting a total membership of 89,893 and assets totaling over $1.4 billion. This remarkable growth reflects not only our commitment to providing high-quality financial services but also our unwavering dedication to supporting the community we serve. Our mission at S. C. State is straightforward yet impactful: we strive to enhance the financial well-being of our members while actively contributing to the community's development. We offer a range of services tailored to meet various needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our focus extends beyond banking; we aim to empower individuals by offering resources and support that promote financial literacy and stability. In addition to traditional banking services, we embrace modern technology to make banking convenient for you. With features like online banking, mobile payments, and ATM access available at our location, managing your finances has never been easier. While members can visit us at 7438 Broad River Rd for their banking needs, official correspondence should be sent to P.O. Box 726 in Columbia, SC. S. C. State believes in giving back to the community through partnerships and outreach efforts aimed at improving lives in Irmo and beyond. Whether it's supporting local events or providing financial education workshops, we are committed to being an active participant in our community's growth. Join us today at S. C. State and discover how we can help you achieve your financial goals while being part of a caring community dedicated to mutual success! If you have any questions or would like more information about opening an account with us, don't hesitate to call us at 803-343-0310 or visit our website at www.scscu.com. We look forward to welcoming you into our family!

Joining S. C. State is like becoming part of a close-knit family where your financial needs are prioritized. To become a member, you'll find that eligibility is designed to be inclusive. If you live, work, or worship in certain areas of South Carolina, you're likely eligible! This means that whether you're new to the area or have been around for years, there's a good chance you can join us. At S. C. State, we focus on offering personalized services that empower our members and help them achieve their financial goals. To learn more about the specific eligibility requirements, feel free to check out our detailed guide [here](). Opening an account with us is straightforward and welcoming. You can easily get started by visiting our online application page here or give us a call at (803) 343-0310 if you have any questions. We're here to support you every step of the way at our branch located at 7438 Broad River Rd Irmo Sc 29063. Come join the community your journey towards better banking starts today!

At S. C. State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining the financial strength that you can rely on, ensuring your assets are safe and your banking experience is rewarding. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $187,863,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $210,079,912 in share certificates and $247,144,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $162,133,292 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $4,875 in used auto loans and $792,859,478 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $18,883,879, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 283 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 186,779, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S. C. State is your trusted partner. Visit us at 7438 Broad River Rd Irmo Sc 29063 or call (803) 343-0310 to learn more about how we can help you achieve your financial goals.