S. C. STATE FEDERAL CREDIT UNION

Welcome to S. C. State, your trusted partner in financial services located at 1504 N Cashua Dr, Florence, SC 29501. Since our establishment in 1952, we have been dedicated to serving our community with integrity and commitment. With a total membership of 89,893 and assets exceeding $1.4 billion, we pride ourselves on being a reliable resource for all your banking needs. At S. C. State, we understand the importance of personal relationships in banking. Our team of 284 employees, led by CEO James Kinard and Board President Vincent Rhodes, is here to support you every step of the way. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we've got you covered with tailored solutions that fit your lifestyle. We are proud to report total deposits of $207,476,551 and a net worth of $187,863,956, reflecting our strong financial health and dedication to our members' success. With over 76,477 loans and leases available, we strive to empower you financially while ensuring your funds are managed safely. While you can visit us at our branch in Florence for all your banking needs, please note that any official correspondence should be directed to our mailing address: P.O. Box 726, Columbia, SC 29202. Experience the difference with S. C. State today! Feel free to reach out at 843-667-4990 or explore more about our services on our website at scscu.com. Your journey toward better financial management starts here!

Welcome to S. C. State, your trusted credit union in Florence, SC! Since opening our doors in 1952, we have proudly served our community, growing alongside our members and adapting to their needs over the decades. From our humble beginnings to becoming a financial cornerstone in the area, our journey reflects a commitment to excellence and service. Located at 1504 N Cashua Dr, Florence, SC 29501, our branch has become a familiar spot for many residents. We are easily accessible, with nearby landmarks that make us a convenient choice for banking needs. While members can visit us at this address, official correspondence should be sent to P.O. Box 726, Columbia, SC 29202. Our mission is simple yet impactful: to provide exceptional financial services while supporting the community we cherish. We believe in empowering individuals through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our aim is not just to meet financial needs but also to uplift our community through partnerships and outreach initiatives. As of now, we proudly serve 89,893 members, managing total assets of around $1,423,371,739. This growth speaks volumes about the trust placed in us by our members and highlights our dedication to their financial well-being. In today's digital world, we strive to keep pace with technological advancements while ensuring that all our services are ADA compliant. Whether you prefer online banking or mobile payments, we have made it easy for you to manage your finances from anywhere. Our lobby hours are designed for your convenience: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. We are proud to offer ATM availability as well as drive-thru banking services for your ease of access. Our commitment extends beyond transactions; we actively engage in community support programs that make a difference in people's lives. Join us at S. C. State and experience the benefits of being part of a member-focused institution that values your financial health and community involvement. Together, let's build a brighter future! For more information or inquiries, feel free to reach us at 843-667-4990 or visit our website at scscu.com.

Becoming a member of S. C. State is like joining a warm, welcoming family where your financial needs are prioritized. If you live, work, or worship in the Florence area, you're likely eligible to join us! Our community is open to anyone who wants to take advantage of our friendly services and great rates. At S. C. State, we believe that everyone deserves access to financial tools that can help them thrive. Joining is simple and convenient! You can start the process by visiting us at 1504 N Cashua Dr Florence Sc 29501 or give us a call at (843) 667-4990 for any questions you might have. For detailed eligibility criteria, check out this resource: . When you're ready, you can easily open an account online at https://forms.fivision.com/scscu/oa/ . We look forward to welcoming you as part of our community!

At S. C. State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you effectively. With a net worth of $187,863,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $210,079,912 in share certificates and $247,144,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $162,133,292 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive too: with $4,875 in used auto loans and $792,859,478 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $18,883,879, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 283 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 186,779, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S. C. State is your trusted partner. Visit us at 1504 N Cashua Dr Florence Sc 29501 or call (843) 667-4990 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.