S. C. State Credit Union Clemson SC | Affordable Auto Loans & Quick Personal Loans

Introduction

At S. C. State, we believe that strong communities are built on trust, support, and shared values. Located conveniently at 100 Pinnacle St, Clemson, SC 29631, our credit union has been serving members since 1952. With a commitment to providing personalized financial services, we proudly support over 89,893 members in achieving their financial goals. While you can visit us at our branch for all your banking needs, please direct any official correspondence to our mailing address: P.O. Box 726, Columbia, SC 29202. Our impressive financial foundation speaks volumes about our dedication to our community. With total assets reaching an impressive $1,423,371,739 and total deposits of $207,476,551, we ensure that your money is safe and growing. We also offer a variety of loans to meet diverse needs currently managing 76,477 loans and leases. The strength of our organization lies in the hands of our dedicated team led by CEO James Kinard and Board President Vincent Rhodes. Together with our 284 employees, we strive to provide exceptional service while maintaining a net worth of $187,863,956 and keeping over $16,830,395 in cash readily available for member transactions. We invite you to experience the difference that a member-focused credit union can make in your life. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, S. C. State is here for you every step of the way. Ready to take the next step? Give us a call at 864-654-6545, or visit us online at scscu.com to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Commitment to Innovation

In an age where technology plays a vital role in daily life, we strive to stay ahead by incorporating digital advancements into our services. Our online and mobile banking platforms make managing your finances more convenient than ever. Additionally, we ensure accessibility for all members by adhering to ADA compliance standards. For those who prefer face-to-face interactions, we offer drive-thru banking services designed for quick and easy transactions without leaving your vehicle.

Join Us Today!

As we continue to grow and adapt to the changing needs of our members, we invite you to be part of our story at S. C. State. Experience firsthand the benefits of membership where your financial success is our top priority! Visit us today or call us at 864-654-6545 to learn more about how we can serve you better. Together, let's build a brighter financial future!

Our Mission

At S. C. State, our mission goes beyond just providing financial services; it's about enriching the lives of those in our community. We believe that everyone deserves access to reliable banking solutions tailored to their needs. From checking and savings accounts to auto loans and mortgages, we are committed to offering products that empower our members financially. We also take pride in actively engaging with the community through various outreach programs and partnerships. Our goal is to support local initiatives that foster growth and well-being for all residents in Clemson and beyond.

Branch Location & Accessibility

Convenient Access and Features

At our Clemson branch, we pride ourselves on being member-focused and accessible. We offer ample parking for all visitors, along with ADA-compliant features to ensure everyone can access our services comfortably. Whether you prefer the convenience of drive-thru banking or a face-to-face interaction inside the branch, we've got you covered.

Operating Hours That Fit Your Schedule

Our doors are open Monday through Thursday from 8:30 AM to 5:00 PM and on Friday from 8:30 AM to 6:00 PM, allowing you plenty of time to visit us after work or during your lunch break. If you have any questions or need assistance, don't hesitate to call us at 864-654-6545 we're here to help!

Services Tailored for You

While you're here, explore our variety of services designed with your financial needs in mind. From personal checking and savings accounts to auto loans and mortgage refinancing options, we are committed to helping you achieve your financial goals. Although we do not currently offer ATM services at this location, our drive-thru allows for quick deposits and withdrawals. We invite you to stop by our Clemson branch today! Experience the welcoming atmosphere and personalized service that sets S. C. State apart from the rest. We look forward to assisting you soon!

Member Eligibility

Becoming a member of S. C. State is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from diverse backgrounds and walks of life, making it easy for you to access the benefits and services we offer. Whether you're looking for personal banking solutions or wanting to secure loans at competitive rates, being part of our community means you're never alone on your financial journey. For more detailed eligibility criteria, feel free to check out our website at . Opening an account with us is straightforward and welcoming. You can get started right away by visiting this link: https://forms.fivision.com/scscu/oa/ . If you have any questions or need assistance during the process, don't hesitate to give us a call at (864) 654-6545. We're here to help you every step of the way as you take this important step towards better financial health.

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services provide practical tools that make daily transactions easier. Imagine processing payments quickly and securely while keeping track of your sales seamlessly. Our solutions are designed to simplify payment processes, giving you more time to focus on what matters most growing your business. Visit us at 100 Pinnacle St Clemson Sc 29631 in Clemson, SC or contact us at (864) 654-6545 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

Business owners will find valuable support through our Business Banking services. From Merchant Services that allow you to accept payments easily, to tailored Business Loans that can help you grow your company, we're here to assist in every step of your entrepreneurial journey.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. Whether you're checking your balance on the go or transferring money between accounts from the comfort of your home, managing your finances has never been easier. Our mobile app includes features like Person-to-Person Payments, allowing you to send money directly to friends or family in just a few taps. For those times when you prefer face-to-face service, we provide basic drive-thru banking for quick transactions such as deposits and withdrawals perfect for busy days!

Get Started Today

Ready to take advantage of all that S. C. State has to offer? Reach out today at (864) 654-6545 or visit us online at Clemson for more information about opening an account or applying for a loan. Our friendly team is eager to assist you and help you achieve your financial goals!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored just for you. Start with our Checking & Savings Accounts, which help you manage your everyday expenses while also saving for the future. If you're considering buying a car, our Auto Loans & Vehicle Financing make it easy to drive away in your dream vehicle without breaking the bank. We understand that life can be unpredictable, so our Personal Loans & Debt Consolidation services provide flexible solutions to help you navigate any financial challenges that may arise. For those looking to settle into their own home, our Mortgage Loans & Refinancing options are designed to simplify the home-buying process and possibly lower your monthly payments. Plus, with our Credit Cards with Rewards, you can earn points on every purchase, making your spending work for you.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to view your account balances, make transfers, and pay bills with just a few clicks. You can also enjoy the peace of mind that comes with electronic signature authorization, ensuring your transactions are secure and hassle-free. Plus, with e-statements available, you can easily keep track of your financial activity without the clutter of paper statements. Managing money on the go is even simpler with our mobile application. Whether you're at home or out and about, you can use features like mobile payments to make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer service makes it quick and easy, allowing you to share funds securely in real-time.

Security You Can Trust

At S. C. State, we prioritize your security. Our online banking system employs advanced encryption technology to keep your information safe. So whether you're checking balances or making payments, you can do so confidently knowing that your data is protected. In summary, our digital and online banking services are designed for accessibility and ease-of-use. With features like mobile payments, electronic signatures, and e-statements, managing your finances has never been more straightforward. Explore all that we have to offer by visiting https://www.scscu.com/ today!

Financial Strength

Growing Member Base

We are proud of our growing community, with a total of 186,779 share accounts showing that many trust us with their finances. This trust is the cornerstone of our success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S. C. State is your trusted partner. Visit us at 100 Pinnacle St Clemson Sc 29631 or call (864) 654-6545 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $18,883,879 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 283 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $162,133,292 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,875 in used auto loans and $792,859,478 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $210,079,912 in share certificates and $247,144,174 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $187,863,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to solid capital is reflected in our net worth ratio of $1,316, which demonstrates a robust foundation for continued growth and service, even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,192,757 in used vehicle loans and $253,859,040 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away with your dream car.

Credit Lines

For those who need more flexibility, our credit lines totaling $803,727,999 provide access to funds whenever you need them. Whether it's for unexpected expenses or planned purchases, our credit line options help you stay prepared. If you're considering refinancing any of these loans or want to know about eligibility options, our dedicated staff at S. C. State is here to assist you. We take pride in offering personalized service and guidance tailored to your specific needs. Feel free to reach out to us at (864) 654-6545 or visit us at our location at 100 Pinnacle St Clemson Sc 29631, Clemson, SC. We look forward to helping you achieve your financial dreams! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $114,483,824, make buying or refinancing simple. Our experienced team can guide you through the process, ensuring you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $90,214,693 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your spending power while keeping your budget in check.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every offer listed is fair and transparent. By gathering information only from legitimate financial institutions, LendMesh guarantees that users receive reliable and accurate loan comparisons.

S. C. STATE FEDERAL CREDIT UNION - Clemson, SC