S.C. State Credit Union Anderson SC | Best Auto Loans & ATM Access

Introduction

Welcome to S. C. State, your trusted financial partner located at 1825 E Greenville St, Anderson, SC 29621. Since our establishment in 1952, we've proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With nearly 90,000 members and total assets exceeding $1.4 billion, we are dedicated to helping you achieve your financial goals. At S. C. State, we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards that reward your loyalty. For businesses, we provide merchant services and business loans designed to support your growth. Our robust online and mobile banking features make managing your finances easy and convenient. We understand that trust is key in any financial relationship, which is why our experienced team of over 280 employees is here to assist you every step of the way. Under the leadership of CEO James Kinard and Board President Vincent Rhodes, we strive to maintain a strong connection with our members while fostering financial wellness in our community. While members can visit us at 1825 E Greenville St, official correspondence should be sent to P.O. Box 726, Columbia, SC 29202. We invite you to call us at 864-622-1003 for inquiries or assistance. Whether you're looking for advice on loans or simply want to open an account, we're here for you. Join us today at S. C. State where your financial well-being is our top priority! Explore more about what we offer by visiting our website at scscu.com.

Branch History & Mission

Community Focus

Throughout the years, S. C. State has actively engaged in community outreach initiatives that reflect our values and commitment to social responsibility. We partner with local organizations and schools to provide educational resources about financial literacy and support various charitable efforts in Anderson. As we look ahead, we invite you to become part of our growing family at S. C. State Credit Union. Join us today and experience firsthand how we can help you reach your financial aspirations while making a positive impact on your community. For more information or assistance, feel free to call us at 864-622-1003 or visit our website at scscu.com. Together, let's pave the way for a brighter financial future!

Our Journey

Since opening our doors, S. C. State has been dedicated to providing reliable and accessible financial services tailored to the unique needs of our community. We pride ourselves on our rich legacy of trust and commitment to our members. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our growth reflects not only the increasing demand for our services but also our unwavering mission: to empower individuals and families through sound financial practices while fostering community well-being. As technology advances, we continue to embrace digital solutions that enhance convenience for our members, including online banking and mobile payments.

Our Mission

At S. C. State, our mission is simple yet profound: We strive to provide exceptional financial services while supporting the communities we serve. We believe that when our members succeed financially, the entire community benefits. We are committed to offering personalized assistance that goes beyond transactions; we aim to build lasting relationships based on trust. We understand that accessibility matters, which is why we offer features like ATM availability and drive-thru banking for your convenience. Our operating hours are designed to fit busy schedules open Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. While you can visit us at 1825 E Greenville St, official correspondence should be sent to P.O. Box 726, Columbia, SC 29202 if necessary.

Branch Location & Accessibility

Welcome to S. C. State, conveniently located at 1825 E Greenville St Anderson Sc 29621 in the heart of Anderson, SC. Whether you're stopping by for a quick banking transaction or need assistance with your financial needs, our branch is designed with your convenience in mind. Situated near local landmarks, you'll find us easily accessible and welcoming. While members can visit us at 1825 E Greenville St Anderson Sc 29621, official correspondence should be sent to P.O. Box 726, Columbia, SC 29202. We prioritize making your visit as smooth as possible, with ample parking available and features that comply with ADA standards, ensuring accessibility for everyone. Our operating hours are designed to fit your busy schedule. Join us Monday through Thursday from 8:30 AM to 5:00 PM and on Friday from 8:30 AM to 6:00 PM, making it easy to drop by when it suits you best. At S. C. State, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have you covered. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car, adding another layer of convenience. You can also take advantage of our ATM availability for cash withdrawals or balance checks anytime you need them. If you're looking for personalized assistance, feel free to call us at (864) 622-1003. We invite you to come visit us at S. C. State today! Our friendly team is ready to help you navigate your financial journey with ease.

Member Eligibility

Becoming a member of S. C. State is like opening the door to a supportive community where your financial needs come first. If you live, work, worship, or attend school in the Anderson area, you're likely eligible to join us! We welcome individuals from all walks of life who are looking for a friendly place to manage their finances. Our members enjoy competitive rates on loans, personalized service, and access to a variety of financial products tailored just for them. Joining is easy! You can check out the specific eligibility details at to see if you qualify. Once you're ready, simply visit us at our branch located at 1825 E Greenville St Anderson Sc 29621, or give us a call at (864) 622-1003. If you're eager to open an account today, head over to https://forms.fivision.com/scscu/oa/ for a quick start. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having efficient payment solutions is crucial for any business. Our merchant services streamline transactions, allowing you to focus on what you do best running your business. With easy payment processing options, you'll keep your customers satisfied while enhancing your cash flow. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Anderson, SC. Let us partner with you on your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash is easy with our ATM services available at various locations. Our network ensures that withdrawing cash or checking your balance is always just a few taps away.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing solutions can help you drive away with confidence. With flexible terms and competitive rates, we make financing straightforward so that you can focus on what matters most enjoying your new ride.

Business Banking

For entrepreneurs, we provide robust Business Banking services, including merchant services and business loans tailored to support your growth. Whether starting a new venture or expanding an existing one, we're here to assist you every step of the way.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase gets you closer to earning rewards that matter to you. Enjoy cash back or travel points while benefiting from competitive interest rates and no annual fees.

Drive-Thru Banking

For those who prefer in-person transactions without leaving their vehicles, our Basic Drive-Thru Banking provides quick service for deposits, withdrawals, and simple transactions making banking more convenient than ever. At S. C. State, we're committed to making banking accessible and convenient for everyone in the community. Our friendly staff is ready to assist you with any questions or needs you may have. Feel free to reach out at (864) 622-1003 during our operating hours (M-Th 8:30-5:00, F 8:30-6:00) or visit us online at Anderson for more information about our services. Join us today and experience the difference!

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive Mortgage Loans & Refinancing options. Whether you're buying your first home or refinancing your existing mortgage, our knowledgeable team will guide you through the process, ensuring you find the right solution that fits your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Transfer funds, pay bills, and check balances all from the palm of your hand.

Personal Banking

For those looking to manage their finances effectively, our Personal Banking options include checking and savings accounts designed to help you save for your goals. Whether you're saving for a family vacation or preparing for unexpected expenses, we offer competitive interest rates and easy access to your funds.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our Personal Loans & Debt Consolidation services provide you with the financial flexibility you need during challenging times. We offer personalized loan solutions to help manage debt or fund important projects.

Digital & Online Banking

Convenience and Security

Your security is our top priority. With electronic signature authorization available, signing documents online is both safe and convenient. You can also opt for e-statements, reducing paper clutter while keeping your financial information organized and accessible. We ensure that all transactions are protected with the latest security measures.

Key Services

Our online banking platform at https://www.scscu.com/ allows you to check balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send cash instantly. Plus, if you're on the go, our mobile application keeps everything right at your fingertips, providing an easy way to manage your accounts from your smartphone.

User-Friendly Experience

Whether you're tech-savvy or just starting out with online banking, our user-friendly interface ensures you'll find what you need quickly. From checking your account balance to making mobile payments with ease, every feature is designed with you in mind. Enjoy real-time account management that fits seamlessly into your daily routine. Join us at S. C. State today and experience the convenience of modern banking that's tailored for you!

Financial Strength

At S. C. State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a safe and reliable banking environment, ensuring that your hard-earned money is in good hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $187,863,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $210,079,912 in share certificates and $247,144,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $162,133,292 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our portfolio; with $4,875 in used auto loans and $792,859,478 in total loans and leases, we have the capacity to assist you across various sectors. Our $18,883,879 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 283 full-time employees and 1 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 186,779, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $0, reinforcing our commitment to lending within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S. C. State is your trusted partner. Visit us at 1825 E Greenville St Anderson Sc 29621 or call (864) 622-1003 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,192,757 in used vehicle loans and $253,859,040 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable pre-owned vehicle, our team is ready to guide you through the financing process smoothly.

Credit Lines

Our total credit lines amounting to $803,727,999 ensure that you have access to funds whenever you need them. These lines of credit give you the flexibility to borrow as needed while only paying interest on what you use. For business owners seeking capital for growth or expansion, we currently do not offer commercial loans; however, we encourage potential clients to check back as our offerings evolve. If you're curious about refinancing options or want more information about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at (864) 622-1003, or visit us at 1825 E Greenville St Anderson Sc 29621 in Anderson, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At S. C. State, we're committed to supporting our community through accessible financial solutions tailored just for you. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $114,483,824, make buying or refinancing simple. We offer flexible terms and competitive rates that can be tailored to your specific situation. Homeownership doesn't have to feel overwhelming when you have the right support behind you.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. With a total of $90,214,693 in loans helping members manage their finances effectively, we provide flexible terms that can adapt to your spending habits. This option is perfect for those looking for a safety net or for making larger purchases without immediate cash flow concerns.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence guarantees fair and transparent offers for all users. Each loan comparison reflects current market rates, allowing potential borrowers to see the best available options without hidden fees or misleading information.

S C State