S C I Credit Union Darlington SC | Convenient ATM Services Only

Introduction

Welcome to S C I, your trusted financial partner located at 501 Russell St, Darlington, SC 29532. Since our establishment in 1965, we have been dedicated to serving our community and providing exceptional financial services. With a strong membership base of 1,544 and total assets amounting to an impressive $22,648,922, we strive to offer personalized banking solutions that cater to your unique needs. At S C I, we understand the importance of building strong relationships with our members. Under the leadership of CEO Robert Seastrunk and Board President Daniel Broach, our team of 5 employees is committed to ensuring you receive the support you need on your financial journey. Whether it's securing loans or managing deposits totaling $4,063,832 we are here to guide you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 501 Russell Street, Darlington, SC 29532. Our friendly staff is available from 7:00 AM to 5:00 PM Monday-Friday at 843-393-0426 for any inquiries or assistance. At S C I, we take pride in our role within the community. As a member-focused credit union, we are dedicated to fostering financial wellness and empowering our members through responsible lending practices. With a total loan portfolio of 896 loans and leases, including auto loans and credit options, we aim to provide accessible financing solutions tailored for you. Join us today and experience the difference that a member-centric credit union can make in your life. Visit our website at scifcu.com for more information or stop by our branch we look forward to serving you!

Branch History & Mission

Welcome to S C I, a credit union rooted in community spirit and dedicated to serving the residents of Darlington, SC. Since opening our doors in 1965, we have built a legacy of trust and support, growing alongside our members and the local community. Located at 501 Russell St, our branch is easily accessible for anyone looking to take advantage of our services. Over the years, S C I has flourished, now boasting a total membership of 1,544 and total assets amounting to $22,648,922. Our journey has been marked by significant milestones that reflect our commitment to providing excellent financial services while enhancing the lives of our members. From humble beginnings to becoming a trusted financial partner in Darlington, we have consistently prioritized the needs of our community. At S C I, we believe in empowering individuals through education and access to financial resources. Our mission is clear: to provide affordable financial solutions while fostering community engagement and growth. We strive to make banking simple and accessible for everyone. Whether you're looking for personal loans, savings accounts, or just sound financial advice, we're here for you. While members can visit us at 501 Russell St., official correspondence should be sent to 501 Russell Street, Darlington, SC 29532. We operate Monday through Friday from 7:00 AM to 5:00 PM, ensuring we are available when you need us most. Although we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is ready to assist you with all your banking needs. In addition to providing essential banking services, S C I engages actively with the community through various outreach programs and partnerships aimed at uplifting those around us. We understand that a strong community leads to better opportunities for everyone involved. We are also committed to innovation and accessibility. With features like online banking and mobile applications available for our members, managing your finances has never been easier. Join us on this journey as we continue to grow together. Experience firsthand how S C I can make a positive difference in your financial life. If you're interested in becoming a member or learning more about what we offer, don't hesitate to reach out at 843-393-0426 or visit our website at scifcu.com. We look forward to welcoming you into the S C I family!

Branch Location & Accessibility

Connect with Us

Have questions? Feel free to call us at 843-393-0426. We invite you to visit S C I today and experience the personalized service that sets us apart from the rest. Your financial well-being is our priority!

Convenient Access and Features

At S C I, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure that everyone can easily reach us. While our physical location is perfect for in-person banking needs, please remember that all official correspondence should be sent to our mailing address at 501 Russell Street, Darlington, SC 29532.

Friendly Operating Hours

We're here to serve you during our lobby hours from 7:00 AM to 5:00 PM Monday through Friday. Whether you're stopping by before work or on your lunch break, we're ready to assist you with a range of services tailored just for you.

Services Tailored for You

While we currently do not offer drive-thru banking or ATMs at this location, our dedicated team is always on hand to help with any banking needs. From personal inquiries to account management, we're committed to providing friendly and efficient service.

Member Eligibility

At S C I, we believe that joining our community should feel warm and welcoming, like becoming part of a supportive family. If you're looking to become a member, the process is designed to be easy and inclusive. Generally, individuals who live, work, worship, or attend school in the Darlington area can qualify for membership. We invite everyone who meets these simple criteria to enjoy the benefits we offer, from competitive loan rates to personalized service tailored just for you. For a detailed look at eligibility specifics, feel free to visit our resource page at https://www.scifcu.com/resources/?target=membership . Once you're ready to take the next step in your financial journey with us, opening an account is straightforward. Just give us a call at (843) 393-0426 for assistance or questions about the process. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your shop while we handle the payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Whether it's setting up card readers or online payment systems, we ensure that you have the tools necessary for smooth operations. Ready to grow your business? Visit us at 501 Russell St Darlington Sc 29532 or call us at (843) 393-0426 to learn more about how our business banking solutions can work for you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

While our primary focus is on personalized service, we also recognize the importance of convenience in today's fast-paced world. That's why we offer ATM services only for quick cash withdrawals. Even if you need access outside regular business hours, you can rely on our ATMs to get what you need when you need it.

Embracing Technology

In this digital age, we know how crucial it is to have technology that supports your banking experience. Our online banking platform ensures that you can manage your account anytime from anywhere. Plus, with mobile application capabilities and person-to-person payment features, transferring money has never been easier.

Everyday Banking Needs

Every member's journey begins with basic banking services. At S C I, we offer essential services that include checking and savings accounts designed to fit your lifestyle. Imagine easily managing your day-to-day finances with online banking and e-statements right at your fingertips. You can check balances, transfer funds, and pay bills without ever needing to step foot in the branch.

Join Us Today!

We invite you to explore all that S C I has to offer and discover how we can help you achieve your financial goals. Visit us at our branch in Darlington or check out more information on our website at scifcu.com. Your financial future starts here let's build it together!

Loans for Every Purpose

When life presents opportunities or challenges, having access to loans can make all the difference. We provide various loan options tailored to your needs. From auto loans that help you drive away in a new vehicle to personal loans for unexpected expenses, we strive to make financing straightforward and accessible.

Personalized Member Support

At S C I, exceptional customer service is at the heart of what we do. Our friendly staff is always ready to assist you with any questions or concerns regarding your accounts or services. If you're unsure which product fits your needs best, don't hesitate to reach out via phone at 843-393-0426 during our convenient lobby hours from 7:00 AM to 5:00 PM, Monday through Friday.

Digital & Online Banking

Key Features of Our Online Banking

Visit us at https://www.scifcu.com/ to explore our user-friendly online banking platform. With 24/7 access to your accounts, you can check balances, view transaction history, and manage your finances on your own schedule. Whether you're at home or on the go, our online banking service puts you in control. Security is a top priority for us. You can feel confident knowing that our systems are equipped with electronic signature authorization for added protection when completing transactions. Plus, we offer e-statements so you can securely receive and manage your account statements digitally no more paper clutter!

Mobile App and Payment Options

For those who prefer using their smartphones, we have a mobile application available that makes banking even more convenient. You can use it for person-to-person transfers, allowing you to send money quickly and easily to friends or family right from your phone. Although mobile payments aren't available yet, our app still provides a straightforward way to manage your funds effectively. With all these features combined, you get real-time account management that keeps you informed about your financial situation. Whether it's checking if you've received a payment or ensuring there's enough balance before making a purchase, everything is just a tap away. At S C I, we aim to make banking not only accessible but also enjoyable. Join us today and discover how easy it is to stay on top of your finances with our digital solutions!

Financial Strength

Growing Membership Base

Total Share Accounts stand strong at 2,617, showcasing a growing member base that trusts us with their finances. This growth is a testament to the reliability of our services and the community's confidence in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, S C I is your trusted partner. Visit us at 501 Russell St Darlington Sc 29532 or call (843) 393-0426 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $3,312,301 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to investing back into the credit union allows us to offer you even more value. Our lending capacity is evident with $241 in used auto loans and $10,011,650 in total loans and leases. Whether you're looking to purchase a vehicle or manage other financial goals, we're here to assist you every step of the way.

Operational Efficiency

Our operations remain efficient with a recorded $0, enabling us to continue offering competitive loan rates and solid financial products for our members. This performance reflects our dedication to sound management practices that ultimately benefit you. We also take pride in having 5 full-time employees ready to serve you with knowledge and commitment. Our team is always available during operating hours from 7:00 AM to 5:00 PM Monday-Friday at our branch located at 501 Russell St Darlington Sc 29532.

Secure Savings Opportunities

Members' savings are secured through $1,438,575 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not hold money market shares, our focus remains on providing excellent savings options tailored to our members' needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,352,671, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial standing supports our ability to meet your needs now and in the future. Our net worth ratio of $1,478 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be there for you whenever you need support.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $4,047,628 in used vehicle loans and $2,925,949 in new vehicle loans, helping our members get on the road without breaking the bank. Whether you're considering a sleek new model or a reliable pre-owned vehicle, our financing options can make it happen.

Credit Lines

For those seeking additional flexibility, we provide credit lines totaling $900,000. This option allows you to access funds as needed, offering peace of mind for unexpected expenses or planned purchases. We encourage potential borrowers to explore refinancing options as well. If you're looking for ways to lower your monthly payments or streamline your financial commitments, refinancing may be a suitable choice for you. At S C I, we pride ourselves on being more than just a lender; we're your partner in achieving financial wellness. For any questions regarding eligibility or our loan offerings, feel free to reach out at (843) 393-0426 or visit us at our branch located at 501 Russell St Darlington Sc 29532 in Darlington, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward fulfilling your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $46,099. We make buying or refinancing your home simple and straightforward. Our team is here to guide you through every step of the process, ensuring that you find the right fit for your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. We currently offer a total of $594,811 in loans, which can assist you in managing your finances effectively while providing you with purchasing power when you need it most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that you can trust the information provided as it ensures fair and transparent offers. Each lender featured has undergone a verification process, guaranteeing that only legitimate financial institutions are represented.

S C I FEDERAL CREDIT UNION - Darlington, SC