RVA Financial Credit Union Richmond VA | Best Auto Loans & Business Banking

Introduction

At Rva Financial, we pride ourselves on being more than just a financial institution; we're your trusted partner in achieving financial success. Established in 1950, our branch located at City Hall, Richmond, VA 23219 has been serving the community for over seven decades, building lasting relationships with our 9,100 members. With total assets of $75,986,925 and deposits amounting to $6,134,485, we are committed to providing a safe and sound banking experience. Our leadership team, led by CEO Cindy Lindsey and Board President Rayford Harris Jr, is dedicated to ensuring that our members receive the best service possible. We're proud to employ a team of 24 professionals who are here to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. While you can visit us at our branch location, please note that official correspondence should be directed to our mailing address at 1700 Robin Hood Rd, Richmond, VA 23220. We understand that convenience matters; that's why we offer online and mobile banking options along with an ATM available for your cash needs. At Rva Financial, your financial wellbeing is our priority. Our strong financial standing is reflected not only in our impressive net worth of $8,485,062 but also in the diverse services we offer ranging from personal loans to business banking solutions. We invite you to explore how Rva Financial can support your financial journey today! Feel free to call us at 804-359-8754 or visit our website at rvafinancial.com for more information. Together, let's build a brighter financial future!

Branch History & Mission

At Rva Financial, we take pride in our rich legacy of service and commitment to the community. Established in 1950, our branch has been a cornerstone for financial support and guidance in Richmond, VA. With a current membership of over 9,100 individuals, we have grown alongside our community, adapting to their needs and providing essential services that empower members to achieve their financial goals. Located at City Hall, Richmond, VA 23219, our branch is easily accessible for all members. While you can visit us at this address for in-person banking needs, please direct any official correspondence to our mailing address at 1700 Robin Hood Rd, Richmond, VA 23220. Our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking options whether it's personal checking and savings accounts, auto loans, or credit cards with rewards. Our commitment extends beyond just numbers; we aim to make a positive impact in the lives of our members through partnerships and outreach efforts that strengthen our community ties. As we embrace the digital age, we prioritize accessibility and convenience. Our branch offers online banking services and mobile payments to help you manage your finances wherever you are. We also ensure that our facilities are ADA compliant so everyone can access our services comfortably. Throughout the years, we've invested in technology that enhances member experience while maintaining personal connections. From ATMs available for quick cash withdrawals to personalized loan consultations, every aspect of Rva Financial is designed with our members in mind. Although we do not currently offer drive-thru service or shared service centers, we are always exploring new ways to better serve you. Join us at Rva Financial as we continue this journey together! Experience firsthand how our dedicated team can help you navigate your financial future while being an integral part of the Richmond community. Visit us during our operating hours from Monday to Friday between 9 AM and 10:30 AM & 11:30 AM to 5 PM or call us at 804-359-8754 for more information on how you can become a part of our growing family. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Rva Financial, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and other amenities to assist anyone who may need extra support. Parking is available nearby, making it simple for you to pop in for a visit.

Call to Action

We invite you to stop by Rva Financial at City Hall in Richmond today! Feel free to give us a call at 804-359-8754 if you have any questions or need assistance before your visit. Our friendly staff looks forward to serving you!

Operating Hours

We know that life can get busy, so we strive to offer flexible hours that fit into your schedule. You can visit us Monday through Friday from 9 AM until 10:30 AM and then again from 11:30 AM until 5 PM. Whether you're looking to open an account, apply for a loan, or simply ask questions, our team is here and ready to help during these hours.

Services Offered

Rva Financial provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards there's something for everyone. We also offer online and mobile banking so you can manage your finances anytime and anywhere. For those on the go, we have an ATM available right at our location for quick cash withdrawals and balance checks. However, please note that we do not offer drive-thru service at this branch.

Member Eligibility

Joining the Rva Financial family is like stepping into a warm, welcoming community where your financial well-being is our priority. To become a member at Rva Financial, you'll need to meet some simple eligibility criteria. While specifics can vary, we generally welcome individuals who live, work, worship, or attend school in the Richmond area. This means that if you're part of our local community, we'd love to have you! You can find more detailed information about eligibility at this link. Getting started is easy! Simply visit us at our branch located at City Hall Richmond Va 23219, or give us a call at (804) 359-8754 for any questions you may have. When you're ready to open an account, you can fill out your application online at this site. We're excited to help you achieve your financial goals while enjoying all the benefits of being part of our credit union family!

Business Banking & Commercial Services

Financing Solutions That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. For our members, we've funded over $0 in commercial loans, helping local businesses scale and succeed. While we currently do not have non-member commercial loans available, we still strive to provide flexible financing solutions for all.

Merchant Services Tailored for Your Needs

Imagine having a partner that simplifies your transactions and helps you serve your customers better. Our merchant services make it easy to accept payments seamlessly, whether you're running a brick-and-mortar store or an online shop. By choosing Rva Financial, you gain access to tools that enhance customer experience while streamlining your operations. Located at City Hall Richmond Va 23219 in Richmond, VA, our team is ready to discuss how we can help your business thrive. Reach out today at (804) 359-8754 to learn more about the opportunities awaiting you!

Comprehensive List Of Services

Business Services

For those running businesses, we offer tailored solutions like Merchant Services & Business Loans to help you thrive in today's competitive market. We are here to support local entrepreneurs in achieving their business dreams.

Home Financing

Buying a home is one of the biggest decisions you'll make. With our Mortgage Loans & Refinancing services, we aim to make this process as smooth as possible. We guide you through every step, ensuring that you find the best loan that fits your budget and lifestyle.

Loans for Your Needs

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide the flexibility you need. Moreover, our Credit Cards with Rewards offer great benefits for everyday purchases, helping you earn rewards while managing your expenses wisely.

Online and Mobile Banking

We also prioritize convenience with our robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere from checking balances and transferring funds to making payments and accessing statements digitally. Our ATM & Cash Withdrawal Services further enhance your banking experience by giving you easy access to your funds whenever needed. At Rva Financial, we are committed to providing not just services but solutions tailored for every stage of your financial journey. We invite you to visit us or check out our website at https://www.rvafinancial.com/ for more details on how we can serve you better. Let us help you take control of your financial future today!

Personal Banking

We know that everyone has different financial needs, which is why our personal banking services are designed with you in mind. Whether you're looking for a safe place to keep your money or want to earn interest on your savings, our Checking and Savings Accounts have got you covered. If you're planning to purchase a new vehicle, explore our Auto Loans & Vehicle Financing options that come with competitive rates and flexible terms.

Digital & Online Banking

Download Our Mobile App

Stay connected wherever life takes you by downloading our mobile application. With it, you'll have access to all the essential features of online banking right in the palm of your hand. Check balances, transfer money, and even set up person-to-person transfers effortlessly.

Explore Our Online Banking Services

By visiting https://www.rvafinancial.com/, you can take advantage of our comprehensive online banking services. Enjoy 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Make Payments on the Go

Our mobile payments feature allows you to make quick and easy transactions right from your smartphone. Whether you're splitting a dinner bill with friends or paying for groceries, you can do it all in just a few taps.

Security You Can Trust

Your security is our priority. We utilize advanced technology to ensure that all your transactions are safe and secure. With features like two-factor authentication and encrypted data transfer, you can feel confident when managing your finances online. At Rva Financial, we're dedicated to providing accessible and efficient banking solutions that empower you to take control of your financial future. Join us today and discover how easy banking can be!

Stay Organized with E-Statements

No more paper clutter! With our e-statements feature, you can view and manage your account statements digitally. It's a simple way to keep track of your finances while being environmentally friendly.

Financial Strength

Committed Team at Your Service

We take pride in having 23 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing excellent service and supporting you through every step of your financial journey.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rva Financial is your trusted partner. Visit us at City Hall Richmond Va 23219 or call (804) 359-8754 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Focused on Members' Needs

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This member-centric approach allows us to create an environment where you can thrive financially.

Operational Efficiency

Our $328,284 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that sound management leads to better outcomes for everyone involved.

Reinvesting in Our Future Together

With $6,824,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that we continually evolve to meet your needs. We also support your ambitions with $1,033 in used auto loans and $52,596,607 in total loans and leases. Our lending capacity empowers you to achieve your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $12,122,919 in share certificates and $2,629,901 in money market shares, offering stable and rewarding financial growth opportunities. These options provide you with the peace of mind that comes from knowing your investments are secure.

Strong Financial Health

With a net worth of $8,485,062, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to support our members effectively, whether they are saving for the future or seeking loans for their needs. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is crucial in today's fluctuating economy.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $15,408,392 in used vehicle loans and $2,049,397 in new vehicle loans already helping members get on the road. We offer flexible financing options for both new and used vehicles, ensuring that you can find a plan that works for your budget.

Credit Lines

For those who prefer having a safety net, our total credit lines amount to $4,000,000. This option provides the flexibility to access funds whenever you need them, making it easier to handle unexpected expenses without disrupting your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,892, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our dedicated team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we can help with that too! Our team will work closely with you to evaluate your current financial situation and determine if refinancing could save you money or improve your cash flow. Whether you're ready to apply for a loan or just have questions about our offerings, don't hesitate to reach out! You can contact us at (804) 359-8754 or visit us at our branch located at City Hall Richmond Va 23219 in Richmond, VA. We are here to assist you during our operating hours: Monday through Friday from 9 AM to 10:30 AM & 11:30 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,872,391 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your spending experience while keeping your financial health intact.

Loan Aggregator

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RVA FINANCIAL FEDERAL CREDIT UNION - Richmond, VA

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